The top-rated disability insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 228 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 14 disability insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 7 | Massachusetts Association of Insurance Agents | 91 Cedar St | (508) 634-2900 |
| 8 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 9 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
| 10 | Selected Insurance Milford | 174 Main St | (508) 426-9590 |
A-Affordable Insurance Agency, Inc. serves residential clients in Milford, Massachusetts who need disability income protection to safeguard their household finances. Commercial coverage is also arranged for small and medium-sized businesses in the area to protect key employees and business continuity. The service area extends throughout Milford and surrounding communities, providing local expertise for claim forms, coverage options, and policy reviews. Clients often schedule follow-up consultations to adjust their plans between regular annual visits, ensuring their protection keeps pace with life changes.
Fisher Insurance Agency, Inc serves the Milford, Massachusetts area and the surrounding region as a dedicated disability insurance agent firm. The agency assists local professionals and workers in finding policies that provide income protection in case of illness or injury. These plans help replace lost earnings during recovery periods when an individual cannot perform job duties. The company handles both short-term and long-term disability insurance options for area residents seeking financial security.
Foy Insurance, a division of World in Milford, MA, offers counsel on disability income protection and policy selection for local professionals and business owners. Its service approach includes assistance with application processes, benefit calculations, and coordination of claims documentation to help clients maintain financial stability during periods of illness or injury. The company works with individuals, small partnerships, and corporate groups, serving clients from various professions including single-family residences, apartments, retail locations, and independent restaurants.
Based in Milford, Massachusetts, Universal Insurance Agency, INC serves clients throughout the greater Milford area and its surrounding communities. As a disability insurance agent, the company handles the placement of policies designed to replace a percentage of income if a client becomes unable to work due to illness or injury. It works with individuals to identify appropriate coverage options from various providers. To handle a typical job, the agency begins with a thorough review of a client’s occupation and current income to determine suitable benefit structures.
Point Insurance in Milford serves local homeowners, renters, and small business operators seeking disability insurance policies to protect their income. The agency helps clients understand how disability coverage can replace lost earnings during illness or injury, guiding them through plan selection and application details. As a dedicated disability insurance agent, the company focuses on matching individual coverage options to varying professional needs and budgets. Point Insurance also provides its services to residents and business owners in the nearby communities of Hopkinton and Franklin.
Milford, Massachusetts residents may choose between one-time or recurring appointments when evaluating disability insurance coverage with Bright Agency. This local disability insurance agent assists clients in understanding policy options that protect income if illness or injury prevents work. The agency explains how benefits replace a portion of earnings and can be tailored to individual budgets and occupations. Service runs on either a one-time consultation basis or an as-needed schedule depending on client preference.
The Massachusetts Association of Insurance Agents in Milford offers specialized disability insurance planning as a core service, guiding clients through complex policy options to secure income protection. The firm also provides general agent services for those seeking tailored coverage for illness or injury scenarios. Residents rely on this local office to address pressing seasonal concerns, such as ensuring adequate disability benefits remain in place before year-end policy changes take effect.
With winter’s unpredictable weather increasing the risk of slips and falls for many Milford residents, securing income protection becomes a practical priority. Secure Insurance Agency Milford serves as a local disability insurance agent, helping clients assess policies that replace lost wages if illness or injury prevents work. Covering partial or total disability, these plans are tailored for both individuals and small businesses. The process begins with a no-obligation initial assessment to review current coverage and identify gaps in protection.
Capacity Insurance Services Milford provides disability insurance assistance to residents in Milford and the surrounding area, addressing income protection for individuals. Commercial coverage options are also available for local businesses seeking to safeguard employee earnings during periods of illness or injury. The agency serves clients throughout central Massachusetts, offering guidance to help policyholders understand their benefits and manage claims. Follow-up support is provided between regular visits to ensure coverage remains aligned with changing needs and circumstances, including periodic policy reviews.
What Does a a Disability Insurance Agent in Milford Cost?
In Massachusetts disability insurance premiums vary by age health occupation and benefit amount. For a healthy 35 year old a long-term policy might cost 1 to 3 percent of annual income or roughly 50 to 150 dollars per month. Short-term policies are often cheaper but provide lower benefits. This is general information not insurance advice.
About disability insurance agents in Milford
Disability insurance agents in Milford Massachusetts help residents and workers find the right coverage for income protection. Massachusetts law requires employers to provide short-term disability insurance through the Paid Family and Medical Leave program. A local agent can explain how private policies supplement state benefits and meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Milford do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your occupation and income. They also assist with understanding policy terms and filing claims. In Massachusetts agents must be licensed by the state Division of Insurance.
How does Massachusetts Paid Family and Medical Leave affect private disability insurance?
Massachusetts PFML provides partial wage replacement for up to 26 weeks per benefit year. A private disability insurance agent can help you buy a supplemental policy to cover income above the state cap which is based on the state average weekly wage.
What types of disability insurance are available in Milford?
Agents offer short-term and long-term disability policies for individuals and groups. Short-term policies typically cover 3 to 6 months while long-term policies can provide benefits until retirement age. Some policies are guaranteed renewable and non-cancelable.