The top-rated disability insurance agent in Marshfield, Massachusetts is ABC & LTC Insurance Agency, rated 5.0 stars across 118 reviews. Other highly rated options include Singer Financial Group, Cross Insurance, Maturity Insurance LLC Marshfield. This directory lists 11 disability insurance agents serving Marshfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABC & LTC Insurance Agency | 545 Plain St | (781) 837-1941 |
| 2 | Singer Financial Group | 1020 Plain St Suite 190 | (781) 536-4527 |
| 3 | Cross Insurance | 2021 Ocean St | (781) 837-7788 |
| 4 | Maturity Insurance LLC Marshfield | 3 Proprietors Dr | (339) 219-1671 |
| 5 | Don Ray Insurance | 32 Snow Rd | (781) 837-6550 |
| 6 | Robert P Mc Donough Insurance | 20 Sea St | (781) 837-2200 |
| 7 | TRU North Insurance Agency, LLC | 988 Plain St | (774) 269-5850 |
| 8 | Horace Mann Insurance | 988 Plain St | (781) 834-0220 |
| 9 | McDonough Insurance | 733 Plain St | (781) 837-3345 |
| 10 | Hilb Group | 475 School St | (781) 837-9222 |
ABC & LTC Insurance Agency serves the Marshfield, Massachusetts area and specializes as a disability insurance agent. This agency helps local professionals and self-employed individuals secure income protection policies against injury or illness. They guide clients through plan comparisons to find suitable coverage for specific occupations and income levels. Understanding local cost of living and financial obligations is central to their advisory work. The agency handles both short-term and long-term disability insurance products for area residents.
Singer Financial Group provides a range of disability insurance agent services to clients in the Marshfield, Massachusetts area. It assists individuals and business owners with the selection and application of policies designed to protect income in the event of illness or injury. The firm offers ongoing policy reviews, coverage adjustments, and claims support to help ensure benefits remain appropriate over time. Singer Financial Group services single-family homes, apartments, retail establishments, and restaurants within its service area.
Cross Insurance provides disability insurance agent services in the Marshfield, Massachusetts area, specializing in helping clients select policies that protect their income in the event of illness or injury. The firm works with individuals and local businesses to assess coverage needs and navigate plan options. It assists with applications and claims guidance, offering support for long-term and short-term disability solutions. This service is particularly relevant for self-employed professionals or small business owners concerned about maintaining financial stability during an unexpected recovery period.
Homeowners, local businesses, and property managers throughout the Marshfield area turn to Maturity Insurance LLC Marshfield for their disability insurance agent needs. The company provides guidance on selecting disability coverage designed to replace income if injury or illness prevents work. They help clients navigate policy options that align with individual employment situations and financial obligations, ensuring a clear understanding of benefit terms and waiting periods. Their services also extend to clients in the neighboring communities of Scituate and Duxbury.
Don Ray Insurance serves clients in Marshfield, Massachusetts, and the surrounding South Shore communities. It handles individual and group disability insurance policies designed to protect income during illness or injury. The agency works with local residents and business owners to find coverage that fits their specific financial situations. Its typical approach involves first reviewing a client’s occupation and existing benefits, then comparing plans from multiple carriers to recommend a suitable policy tailored to the client’s needs and budget.
Clients in the Marshfield area can choose between a one-time policy review or an ongoing service relationship for their disability coverage. Individual disability insurance plans help protect income when a person cannot work due to injury or illness, offering a crucial financial safety net. Robert P Mc Donough Insurance serves as a local disability insurance agent, guiding clients through plan selection. For those seeking continuous coverage oversight, service typically runs on a scheduled basis, with periodic check-ins to review policy options.
TRU North Insurance Agency, LLC specializes in providing disability insurance solutions to protect individuals’ income during illness or injury. Based in Marshfield, MA, the company generally assists clients in evaluating policy options that align with their personal and professional needs. This includes guidance on benefit amounts, waiting periods, and policy terms to ensure financial stability when unexpected health issues arise. The agency helps clients address concerns such as covering essential expenses while recovering from surgery or managing a long-term medical condition that prevents regular work.
As steady seasonal employment shifts through the year in Marshfield, residents often find their current disability coverage inadequate for new circumstances. Horace Mann Insurance operates in this area to address these changing needs by helping clients evaluate policy options that align with fluctuating local work patterns. The firm guides individuals through the specifics of income protection and benefit structures. An initial assessment of existing coverage and potential gaps is arranged to determine appropriate next steps for financial security.
McDonough Insurance works with individuals in Marshfield to arrange income protection plans that replace a portion of earnings during illness or injury. Their specialty add-ons include coverage for partial disabilities and residual benefits that maintain partial payments when a policyholder returns to reduced hours. The agency addresses the distinct financial risks faced by employees in commercial sectors, including office settings, warehouses, and food service operations.
Serving residents and businesses in Marshfield, Hilb Group provides disability insurance agent services for the local community. The agency helps individuals secure coverage to protect their income in the event of illness or injury. Commercial clients can also arrange group disability plans to support their workforce. Their service area covers Marshfield and the surrounding South Shore region. Returning clients often seek adjustments to their policies or renewed coverage during regular follow-up visits.
What Does a a Disability Insurance Agent in Marshfield Cost?
Disability insurance costs in Massachusetts typically range from 1 percent to 3 percent of your annual income. For a 40-year-old earning 60,000 dollars, a policy may cost 50 to 150 dollars per month. Factors like occupation health and benefit amount affect the premium. This is general information not insurance advice.
About disability insurance agents in Marshfield
Disability insurance agents in Marshfield Massachusetts help residents and small business owners find coverage that protects income during illness or injury. Massachusetts state law requires certain employers to offer group disability insurance through programs like the state PFML. Local agents can guide you through policy options and explain how state regulations affect your benefits.
Frequently Asked Questions
What does a disability insurance agent in Marshfield do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs. They explain terms like elimination period and benefit amount. Agents do not handle claims but can refer you to resources for filing.
Is disability insurance required in Massachusetts?
Massachusetts does not require individuals to buy private disability insurance. However, employers with six or more workers must provide paid family and medical leave through the state PFML program. Private disability insurance can supplement state benefits.
How do Massachusetts PFML rules affect disability insurance?
The Massachusetts PFML provides partial wage replacement for up to 26 weeks. Private disability insurance can fill gaps in coverage or offer higher benefit amounts. An agent can help coordinate private policies with state leave benefits.