The top-rated disability insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 15 disability insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 9 | D and L Insurance | 126 Western Ave | (781) 581-3685 |
| 10 | Selected insurance Co | 579 Boston St | (339) 203-6230 |
Global Insurance Services, Inc., based in Lynn, MA, serves the surrounding Essex County area as a disability insurance agent. The company helps individuals and businesses evaluate and select disability income protection policies to safeguard against lost earnings due to illness or injury. It assists clients in understanding policy terms, benefit periods, and waiting periods. Among the services it handles in this area are short-term disability insurance and long-term disability insurance coverage plans.
Point Insurance in Lynn, Massachusetts, assists clients in selecting disability insurance policies that protect against income loss due to injury or illness. The agency provides ongoing support, including policy reviews and claims guidance, to help policyholders maintain their coverage. Administration of benefit options is handled to ensure clients understand their plans. The agency serves a variety of properties, servicing the disability insurance needs of single-family homes, apartments, retail establishments, and restaurants.
Beacon Hill Insurance Agency serves the Lynn, Massachusetts area and surrounding communities. The agency handles disability insurance, which provides income replacement when an illness or injury prevents a person from working. It works with individuals and businesses to assess their specific risk exposure. A typical job is managed by reviewing the client’s occupation, current coverage, and monthly expenses to determine an appropriate benefit structure. The agency then presents policy options from multiple carriers to align with the client’s budget and income protection needs.
Serving Lynn, Massachusetts, and the surrounding North Shore communities, David E. Zeller Insurance handles individual and group disability income protection policies. The agency assists local professionals and small business owners in finding coverage that replaces a portion of their earnings if they become unable to work due to illness or injury. To manage a typical client engagement, the agent first evaluates the applicant's specific occupation and income situation, then compares available plans from multiple carriers to match appropriate benefit terms.
Mill City Insurance serves homeowners, businesses, and property managers in Lynn, Massachusetts, by helping them find disability insurance policies that provide income replacement in case of injury or illness. The agency explains the different coverage options available through various insurers, focusing on protecting clients’ earnings and financial stability. It assists with applications and ongoing policy management to ensure adequate protection as circumstances change. The company also extends its services to clients throughout Essex County, including the neighboring community of Salem.
For clients seeking either a single policy review or ongoing coverage management, Ebenezer Insurance Agency in Lynn, MA guides individuals through disability insurance options. This agent helps local workers understand how income protection replaces a portion of their earnings if an injury or illness prevents them from working. Policies are tailored to fit varied professional needs and budgets. Service for new and existing disability coverage is available on an as-needed basis, allowing clients to request consultations when their situation changes.
Friendly Insurance specializes in helping individuals secure disability coverage to protect their income, and it also assists local businesses with group disability plans for employees in Lynn, Massachusetts. Its agents guide clients through policy options that provide financial stability if an illness or injury prevents them from working. The agency’s general service work includes reviewing existing coverage and explaining the differences between short-term and long-term policies. During seasonal changes like winter, it helps clients check if their plans cover common hazards such as slips on ice that could cause temporary disability.
Duffy Insurance, located in Lynn, Massachusetts, offers both one-time consultations for immediate disability coverage needs and recurring service options for ongoing policy management. As a Disability Insurance Agent, the company helps clients understand the differences between short-term and long-term disability plans available in the region. They guide individuals through the application process and coordinate with insurers to secure appropriate protection for income loss. This service runs on an as-needed basis, with appointments arranged when clients require policy reviews or new coverage.
As winter weather creates slip-and-fall hazards around Lynn, D and L Insurance helps clients plan for the financial impact of a potential time away from work. This disability insurance agent serves local residents by explaining policy options that replace part of income if injury or illness prevents employment. These policies can be tailored for independent contractors or small-business owners as well as traditional employees. An initial consultation typically begins with a review of current benefits, culminating in a simple financial needs assessment to recommend suitable coverage.
Selected Insurance Co helps individuals and businesses navigate disability income protection in Lynn, Massachusetts, and surrounding areas. As a disability insurance agent, the company focuses on policies that replace a portion of lost earnings due to illness or injury. It also specializes in supplementing employer-sponsored group plans to ensure adequate coverage. The agency can address the disability insurance needs of various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Lynn Cost?
Disability insurance costs in Massachusetts depend on your age health and job type. For a 35 year old office worker a policy with a 90 day elimination period and a 5000 dollar monthly benefit might cost 60 to 120 dollars per month. A 50 year old in a physical job could pay 150 to 300 dollars per month for similar coverage. Premiums can be level or increase over time. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About disability insurance agents in Lynn
Disability insurance agents in Lynn Massachusetts help residents and businesses find the right income protection policies. Massachusetts state law requires most employers to provide short-term disability coverage through the Paid Family and Medical Leave program. A local agent can explain how private policies work alongside this state benefit.
Frequently Asked Questions
What does a disability insurance agent in Lynn do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage limits. They also assist with filing claims and understanding Massachusetts specific rules.
How does Massachusetts PFML affect private disability insurance?
Massachusetts Paid Family and Medical Leave provides partial wage replacement for up to 26 weeks. Private disability policies can supplement this benefit. An agent can help coordinate both coverages to avoid gaps.
What is the typical cost for disability insurance in Massachusetts?
Premiums vary based on age health occupation and benefit amount. A typical policy might cost 1% to 3% of annual income. For a 40 year old in Lynn a 5000 dollar monthly benefit could cost 50 to 150 dollars per month.