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Compare Disability Insurance Agents in Lowell, MA

Looking for a disability insurance agent in Lowell? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Lowell, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 20 disability insurance agents in Lowell, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Lowell
585 Pawtucket Blvd, Lowell, MA 01854
(978) 937-3061 branches.northeast.aaa.com
A-Affordable Insurance Agency, Inc.
850 Chelmsford St, Lowell, MA 01851
(978) 970-1500 a-affordableinsurance.com
Mill City Insurance Inc
493 Westford St, Lowell, MA 01851
(978) 441-0005 millcityinsurance.com
Monica Insurance Agency Inc
11 Mill St, Lowell, MA 01852
(978) 454-2577 monicainsurance.com
Francis E. Provencher Insurance
530 Rogers St, Lowell, MA 01852
(978) 459-8681 fepins.com
Paul A. Balakin Insurance
81 Plain St #1, Lowell, MA 01851
(978) 441-3003 paulbalakininsurance.com
KK Insurance Agency, Inc.
508 Westford St, Lowell, MA 01851
(978) 970-2212 kkinsurancema.com
Alpha Insurance
648 Central St, Lowell, MA 01852
(978) 459-4547 alphainsuranceinc.com
Angela Westen Insurance
543 Rogers St, Lowell, MA 01852
(978) 735-4094 awesten.com
I-insurance Group Inc
799 Gorham St A, Lowell, MA 01852
(978) 645-6996 i-insurancegroup.net
Jay Colangelo Insurance Agency
191 Pawtucket Blvd, Lowell, MA 01854
(978) 256-3344 jaycolangeloinsurance.com
G M Insurance Center Inc
850 Chelmsford St # 10, Lowell, MA 01851
(978) 937-5747 gmins.com
James Martin Insurance Agency LLC
316 Parker St, Lowell, MA 01851
(978) 454-7885 jamesmartininsurance.com
Michael G Conway Insurance Inc
77 E Merrimack St, Lowell, MA 01852
(978) 454-5054
Capacity Insurance Corporation
98 University Ave, Lowell, MA 01854
(978) 252-2426
MA Super Insurance Ltd.
81 Bridge St, Lowell, MA 01852
(339) 204-1912
Bros' Insurance
30 Pine St, Lowell, MA 01851
(978) 970-2990 find.mapfreinsurance.com
Top Tier Coverage Insurance
81 E Merrimack St, Lowell, MA 01852
(978) 547-6191
O'Hearn Insurance Agency
704 Rogers St, Lowell, MA 01852
(978) 459-3336 ohearnins.com
Duffy Insurance
191 Pawtucket Blvd, Lowell, MA 01854
(978) 454-2926 duffyins.com

Disability insurance agents in Lowell Massachusetts help individuals and businesses find coverage that protects income if you cannot work. Massachusetts state law requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program. An agent can explain how private policies work alongside these state benefits.

What Does a Disability Insurance Agent in Lowell Cost?

The cost of disability insurance in Massachusetts typically ranges from 1% to 3% of your annual income. For a 35 year old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Factors like age, health, occupation, and benefit amount affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Lowell do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms such as elimination periods and benefit amounts. They also assist with filing claims and understanding Massachusetts PFML rules.
How is Massachusetts disability insurance different from other states?
Massachusetts has a mandatory Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can supplement this state benefit. An agent can help you coordinate private coverage with the state program.
What should I look for in a disability insurance policy in Lowell?
Look for a policy with a definition of disability that matches your occupation. Check the elimination period which is the waiting time before benefits start. Also review the benefit period and any exclusions for pre-existing conditions.