The top-rated disability insurance agent in Leominster, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 821 reviews. Other highly rated options include AAA Leominster, Joe Jiusto - GEICO Insurance Agent, Woodcome Insurance Agency, Inc.. This directory lists 15 disability insurance agents serving Leominster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 80 Erdman Way | (978) 840-8100 |
| 2 | AAA Leominster | 36 Watertower Plaza | (978) 537-4000 |
| 3 | Joe Jiusto - GEICO Insurance Agent | 20 Commercial Rd | (978) 227-0500 |
| 4 | Woodcome Insurance Agency, Inc. | 166 Hamilton St | (978) 840-8700 |
| 5 | DeCarolis Insurance Agency, Inc. | 146 N Main St | (978) 840-2957 |
| 6 | Charles River Insurance - Central Mass | 29 Main St | (978) 343-6946 |
| 7 | Anderson, Bagley & Mayo Insurance Agency, Inc. | 44 Main St | (978) 534-2800 |
| 8 | Ellis & Associates | 435 Lancaster St Suite 314 | (978) 798-1738 |
| 9 | Prime Insurance Agency, Inc. | 739 Central St | (978) 537-8222 |
| 10 | Choice Insurance Agency, Inc | 165 Mechanic St | (800) 649-4853 |
Leominster homeowners, local businesses, and property managers rely on A-Affordable Insurance Agency, Inc. for professional disability insurance agent services. This agency assists clients in identifying and securing income protection policies tailored to their individual circumstances. Professionals in the Leominster area who experience an illness or injury can find guidance on short-term and long-term disability coverage options. The team also works with business owners to establish group policies that protect their workforce. Coverage and consultation support extends to neighboring Fitchburg and the greater North Central Massachusetts region.
AAA Leominster serves the Leominster, MA area and the broader Worcester County region as a disability insurance agent. The company assists local residents and businesses in understanding and selecting disability income protection plans. These plans are designed to replace a portion of income if an accident or illness prevents an individual from working. The firm handles both short-term and long-term disability insurance coverage options, helping clients evaluate policies from various carriers to match their financial needs.
As a disability insurance agent, Joe Jiusto - GEICO Insurance Agent provides disability income protection plans to help safeguard earnings against unexpected illness or injury. The agency assists clients in understanding policy options that offer coverage for various medical conditions and recovery periods. Located in Leominster, MA, it serves individuals and families seeking reliable income replacement solutions. The agency’s ongoing service includes policy reviews to align with changing personal circumstances. It regularly services single-family homes, apartments, retail establishments, and local restaurants.
Woodcome Insurance Agency, Inc. serves homeowners, small business owners, and self-employed individuals in the Leominster area who need income protection. The agency specializes in disability insurance policies that replace a portion of lost earnings if a client cannot work due to illness or injury. Policy options can be tailored to match specific occupational risks and income levels. They also assist property managers and other professionals in the region. Their service area extends into northern Worcester County, including the neighboring city of Fitchburg.
DeCarolis Insurance Agency, Inc. serves Leominster, Massachusetts, and the surrounding communities, handling disability insurance policies for local residents. The agency assists individuals in securing income protection coverage that replaces a portion of their earnings if an injury or illness prevents them from working. Each typical job begins with a consultation to review the client’s occupation and income, followed by a comparison of policy options from multiple carriers. The agency then guides the client through the application process and coordinates with the underwriter to finalize the coverage.
Charles River Insurance - Central Mass distinguishes between one-time policy evaluations and recurring service for ongoing needs. The firm, based in Leominster, MA, assists clients in selecting disability insurance coverage that protects income against unforeseen circumstances. Their guidance encompasses policy terms, benefit structures, and eliminating coverage gaps. Service for coverage reviews and plan adjustments is available on either a one-time consultation or as-needed basis.
Serving Central Massachusetts, Anderson, Bagley & Mayo Insurance Agency, Inc. functions as a disability insurance agent in Leominster. The agency helps local professionals and small business owners assess the need for income protection policies against an unexpected injury or illness. It guides clients through plan options designed to replace a portion of lost earnings during recovery. Franklin County residents seeking disability coverage often turn to this agency during open enrollment periods to adjust their financial safety nets before year-end deadlines.
Ellis & Associates in Leominster, Massachusetts, provides professional guidance on disability insurance policies, helping individuals secure income protection against unexpected health events. With a focused expertise in this specialty, the company assists clients in navigating plan options tailored to their specific needs and income levels. It offers consultation to businesses and self-employed professionals across various commercial sectors, including offices, warehouses, and food service operations.
As winter weather increases the risk of slips and falls in Leominster, Prime Insurance Agency, Inc. helps local residents protect their income with disability insurance. This agency works in the area of disability insurance agent services, focusing on securing coverage for clients who cannot work due to illness or injury. Each policy is designed to replace a portion of lost wages during recovery. The initial step involves a detailed assessment of the client’s current occupation and monthly expenses to determine appropriate benefit levels.
Located in Leominster, Massachusetts, Choice Insurance Agency, Inc serves clients throughout that city and the surrounding communities. The agency handles disability insurance, which provides income protection when an individual cannot work due to illness or injury. It focuses on helping customers understand their policy options and plan for financial security. To complete a typical job, the agency reviews each client’s occupation and income needs to recommend a suitable coverage plan that fits their specific situation.
What Does a a Disability Insurance Agent in Leominster Cost?
Disability insurance agent services in Massachusetts are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay between 1 percent and 3 percent of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information and not insurance advice.
About disability insurance agents in Leominster
Disability insurance agents in Leominster Massachusetts help individuals and businesses find coverage that fits their needs. Massachusetts law requires certain employers to provide short-term disability benefits through the state Paid Family and Medical Leave program. An agent can explain how private policies work alongside these state benefits to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Leominster do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can help you understand coverage options.
How does Massachusetts state disability law affect private insurance?
Massachusetts has a Paid Family and Medical Leave program that provides partial wage replacement. Private disability policies can supplement this state benefit. An agent can show you how to coordinate both types of coverage.
Are disability insurance agents in Leominster licensed by the state?
Yes, all disability insurance agents in Massachusetts must hold a valid insurance license from the state Division of Insurance. You can verify an agents license through the state website before working with them.