The top-rated disability insurance agent in Hyannis, Massachusetts is The Baldwin Group (formerly RogersGray), rated 4.6 stars across 53 reviews. Other highly rated options include Dowling & O'Neil Insurance Agency, Bayberry Insurance, Olde Cape Cod Insurance. This directory lists 10 disability insurance agents serving Hyannis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly RogersGray) | 20 Independence Dr #1853 | (800) 553-1801 |
| 2 | Dowling & O'Neil Insurance Agency | 973 Iyannough Rd 1st Floor | (508) 775-1620 |
| 3 | Bayberry Insurance | 100 Independence Dr Suite 7 | (508) 778-1001 |
| 4 | Olde Cape Cod Insurance | 300 Winter St | (508) 771-3300 |
| 5 | Horgan Insurance Agency | 44 Barnstable Rd | (508) 775-5830 |
| 6 | Everyday Insurance Quotes MA | 396 Main St | (508) 644-0477 |
| 7 | Bryden & Sullivan Insurance Agency | 88 Falmouth Rd | (508) 775-6060 |
| 8 | Goldman & Associates Insurance Financial Services | 933 Falmouth Rd, MA-28 | (508) 775-6010 |
| 9 | Disability United, LLC | 540 Main St #14c | (800) 336-9513 |
| 10 | Tucker & Shepley Benefits and Insurance | 100 Independence Dr Suite 7-450 | (508) 904-4086 |
What Does a a Disability Insurance Agent in Hyannis Cost?
Disability insurance costs in Massachusetts typically range from 1 percent to 3 percent of your annual income. For a 50000 dollar salary a policy might cost 500 to 1500 per year. Factors include age occupation health status and benefit amount. Costs vary by case. This is general information not insurance advice.
About disability insurance agents in Hyannis
A disability insurance agent in Hyannis can help you find coverage that protects your income if you become unable to work. Massachusetts has specific rules about disability benefits including the state mandated short term disability program through Paid Family and Medical Leave. Local agents understand the needs of Cape Cod workers from healthcare to hospitality.
Frequently Asked Questions
What does a disability insurance agent in Hyannis do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms elimination periods and coverage limits. They do not handle claims but can guide you on policy selection.
Is disability insurance required in Massachusetts?
Massachusetts does not require private disability insurance for individuals. However employers with six or more employees must provide Paid Family and Medical Leave which includes partial wage replacement for disability. A private policy can supplement this.
How do I choose a disability insurance agent in Hyannis?
Look for an agent licensed in Massachusetts with experience in disability coverage. Ask about their carrier options and whether they offer both short term and long term policies. Check their office location for convenient meetings.