The top-rated disability insurance agent in Framingham, Massachusetts is Breezy Seguros, rated 4.9 stars across 4,297 reviews. Other highly rated options include PTI Insurance Agency, Inc., A-Affordable Insurance Agency, Inc., Point Insurance - Framingham. This directory lists 19 disability insurance agents serving Framingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breezy Seguros | 107 Concord St | (508) 603-6777 |
| 2 | PTI Insurance Agency, Inc. | 2 Bishop St | (508) 309-7343 |
| 3 | A-Affordable Insurance Agency, Inc. | 1237 Worcester Rd | (508) 875-7007 |
| 4 | Point Insurance - Framingham | 191 Concord St | (508) 875-5600 |
| 5 | Amazonia Insurance | 490 Union Ave | (617) 625-1900 |
| 6 | Charles River Insurance | 5 Whittier St 4th floor | (508) 656-1400 |
| 7 | A-Costa Insurance Agency | 2 Franklin Cmns | (877) 257-8586 |
| 8 | Clarke & Frost Ins. Agency | 51 Beacon St | (508) 620-1336 |
| 9 | Patience Noah Insurance LLC | 15 South St 2nd Fl | (508) 321-2083 |
| 10 | Jacob Friedman Ins. Agency, Inc. | 254 Cochituate Rd | (508) 875-8222 |
Breezy Seguros serves Framingham and the surrounding Middlesex County area as a disability insurance agent. The company specializes in helping local professionals find coverage that replaces income if an illness or injury prevents them from working. It advises clients on both short-term and long-term disability policies tailored to individual needs. The firm handles policy comparisons for high-risk occupations and coordinates benefit claims with employers in the Framingham medical and technology sectors.
PTI Insurance Agency, Inc. offers disability insurance agent services to clients in Framingham, MA. The agency assists individuals in understanding and securing income protection policies that replace a portion of their earnings if they become unable to work due to illness or injury. Its work typically includes reviewing policy options, explaining benefit terms, and helping with initial enrollment and future policy maintenance. Standard services involve periodic policy reviews and assistance with claims or coverage adjustments. This company serves private clients, including professionals, single-family homeowners, apartment renters, retail workers, and restaurant employees.
A-Affordable Insurance Agency, Inc. in Framingham, Massachusetts provides disability insurance agent services to help individuals and businesses protect against income loss from injury or illness. Its ongoing support includes policy reviews to ensure coverage adapts to changing health and career circumstances. The agency guides clients through initial application and handles necessary claims documentation. It services single-family homes, apartments, retail, and restaurants throughout the region.
Point Insurance in Framingham assists local homeowners, renters, and small business owners with finding disability insurance coverage tailored to their income protection needs. The agency explains policy options that help replace lost wages if a medical condition prevents clients from working. Navigating Massachusetts disability benefits can be complex, so the team clarifies short-term and long-term plan differences, deductibles, and waiting periods for residents seeking financial security. Beyond Framingham, the agent also serves clients throughout the greater Worcester area and Metrowest communities, including Natick, Wellesley, and Marlborough.
Amazonia Insurance offers both one-time consultations for immediate disability coverage questions and recurring service options for ongoing policy reviews and adjustments. As a disability insurance agent in Framingham, the company helps clients understand policy terms, coverage limits, and the application process for protecting their income. Service runs on a one-time, scheduled, or as-needed basis depending on the client's situation and need for long-term support.
Charles River Insurance specializes in helping clients secure disability coverage that protects their income against unforeseen medical events. As a disability insurance agent based in Framingham, MA, it works with individuals and local businesses to evaluate policy options suited to different professions and health circumstances. The agency guides clients through the application process for policies that provide financial stability during periods of incapacity. It also assists those preparing for planned surgeries or major treatments in arranging temporary disability benefits.
A-Costa Insurance Agency serves clients in Framingham, Massachusetts and the surrounding communities, providing disability insurance agent services. It handles applications for income protection policies that replace a portion of lost earnings when illness or injury prevents work. The company also helps clients review their existing coverage to identify gaps in long-term protection. In a typical job, the agent gathers a client’s financial and medical history to compare policy options, then facilitates the underwriting process and coordinates required paperwork for policy approval.
Clarke & Frost Ins. Agency in Framingham, MA works with individuals and businesses to secure disability insurance coverage. The agency specializes in both short-term and long-term disability policies designed to protect income during illness or injury. It assists clients in navigating policy options that fit personal financial needs or group benefit plans. Commercial clients can be served across sectors ranging from professional offices to warehouses and food service operations.
Jacob Friedman Ins. Agency, Inc. serves residential clients in Framingham with disability insurance solutions tailored to individual needs. The agency also provides commercial coverage for local businesses seeking employee income protection. Their service area extends throughout the greater Framingham region. Policies are designed to replace lost income if an injury or illness prevents work. Clients often return for coverage adjustments following life changes such as a new job or the birth of a child, ensuring continued protection between regular policy reviews.
What Does a a Disability Insurance Agent in Framingham Cost?
Disability insurance costs in Massachusetts typically range from 1% to 3% of your annual income. For a 40 year old professional, a policy might cost 200 to 500 dollars per month. Factors include age, health, occupation, and benefit amount. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Framingham
Disability insurance agents in Framingham help individuals and businesses secure income protection plans. Massachusetts law requires employers to offer certain disability benefits through the state program. A local agent can guide you through private policies and state requirements specific to Framingham.
Frequently Asked Questions
What does a disability insurance agent in Framingham do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and elimination periods. They also assist with filing claims and understanding Massachusetts state disability rules.
Is disability insurance required in Massachusetts?
Massachusetts does not require private disability insurance for individuals. However, employers with six or more employees must provide temporary disability benefits through the state program. A Framingham agent can explain how private coverage supplements this.
How do I choose a disability insurance agent in Framingham?
Look for an agent licensed in Massachusetts with experience in disability products. Ask about their familiarity with local employers and state regulations. Check their reputation through reviews and professional references.