The top-rated disability insurance agent in Fall River, Massachusetts is New England Family Insurance, rated 5.0 stars across 3,042 reviews. Other highly rated options include Donald J. Medeiros Insurance Agency, Patriot Growth Insurance Services (FBinsure) - Fall River, Dias Insurance Agcy. This directory lists 21 disability insurance agents serving Fall River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | New England Family Insurance | 101 President Ave Suite #1 | (508) 672-2997 |
| 2 | Donald J. Medeiros Insurance Agency | 154 Rhode Island Ave | (508) 678-1271 |
| 3 | Patriot Growth Insurance Services (FBinsure) - Fall River | 1467 S Main St | (508) 678-9611 |
| 4 | Dias Insurance Agcy | 101 President Ave Suite #1 | (508) 672-2997 |
| 5 | Optima Insurance | 1228 Pleasant St | (508) 491-1001 |
| 6 | Foundation Insurance Agency, LLC | 800 Davol St | (508) 689-7504 |
| 7 | Bearingstar Insurance | 375 Airport Rd | (508) 676-0309 |
| 8 | Pacheco Insurance Agency, Inc | 411 Columbia St | (508) 675-2361 |
| 9 | Anthony F. Cordeiro Insurance Agency LLC | 171 Pleasant St | (508) 677-0407 |
| 10 | JT Insurance Agency | 1392 Rodman St Unit A | (508) 219-6199 |
New England Family Insurance serves the Fall River, Massachusetts, metro area and surrounding Bristol County communities as a local disability insurance agent. The company works with individuals to identify income protection plans that replace a portion of lost earnings due to illness or injury. Clients can explore both short-term and long-term disability coverage options to help maintain financial stability during recovery periods. The agency regularly assists with applications for group employer-sponsored policies and private individual plans.
Donald J. Medeiros Insurance Agency provides a range of disability insurance services in the Fall River, Massachusetts area. The agency assists individuals and business owners in obtaining income protection plans designed to replace wages lost due to illness or injury. These service plans help clients secure monthly benefits and establish long-term financial stability. The agency also reviews existing policies and coordinates administrative tasks with claim processing. Its maintenance plans include annual policy check-ins. The agency services individual clients and small local businesses, including single-family homes, apartments, retail stores, and restaurants.
Patriot Growth Insurance Services (FBinsure) in Fall River serves clients throughout southeastern Massachusetts and the surrounding communities, offering robust disability insurance options. It handles short-term and long-term disability policies designed to protect an individual’s income during unexpected illness or injury. The agency works closely with each client to assess personal risk factors and financial needs. To handle a typical case, it reviews the client’s occupation, existing coverage, and benefit preferences before matching them with appropriate insurer solutions.
Dias Insurance Agcy serves homeowners, businesses, and property managers in the Fall River, MA, area who require disability insurance coverage. The agency helps clients understand how disability insurance can protect a portion of their income if illness or injury prevents them from working. Each policy is evaluated to match an individual’s or business’s specific financial situation and occupation. The agency also extends its disability insurance agent services to clients in nearby New Bedford.
In Fall River, Massachusetts, where seasonal employment fluctuations can disrupt household income, many residents seek protection against the financial impact of an unexpected illness or injury. Optima Insurance provides local expertise as a disability insurance agent, helping clients find policies that replace a portion of lost wages. The process focuses on evaluating individual coverage needs. An initial assessment of a person’s current income and occupation is the first step.
Foundation Insurance Agency, LLC serves clients in Fall River, Massachusetts, focusing on disability insurance. The agency helps individuals and businesses select policies that provide income replacement if a worker cannot perform their job due to illness or injury. Its work typically involves analyzing coverage needs and explaining policy options. It assists commercial sectors such as offices, warehouses, and food service operations in protecting their employees and operations.
Bearingstar Insurance in Fall River, MA offers both one-time consultations for immediate policy clarification and recurring service options to adjust coverage as circumstances change. Services address individual income protection through disability policies that replace a portion of earnings if injury or illness prevents work. The agency ensures policies align with clients’ specific occupational risks and financial obligations. Service runs on an as‑needed basis, with clients encouraged to schedule reviews when life events or policy renewals occur.
Pacheco Insurance Agency, Inc., based in Fall River, MA, specializes in matching residents with appropriate disability insurance policies. Its general service work involves assessing individual needs and guiding clients through benefit details and coverage options. The agency helps people protect their income against unforeseen illness or injury. For those in seasonal occupations, such as construction or fishing, it addresses how short-term or chronic conditions can impact earnings during peak work periods.
Anthony F. Cordeiro Insurance Agency LLC serves residential clients in Fall River, Massachusetts, while also offering disability insurance coverage for commercial operations in the surrounding region. The agency works with individuals to find policies that replace lost income during illness or injury, helping local businesses protect their workforce as well. After an initial consultation and policy placement, this agency follows up to review coverage and adjust plans between regular visits, ensuring continued alignment with changing needs.
JT Insurance Agency in Fall River, MA, is known for helping individuals secure disability coverage to protect their income in case of illness or injury. The agency guides clients through a range of policies, from short-term to long-term plans, addressing both employer-provided and private options. It serves professionals, self-employed workers, and those needing personal policies for greater security. A specialty service it can add on is tailoring plans for specific occupations with unique physical or mental job demands.
What Does a a Disability Insurance Agent in Fall River Cost?
Typical costs for disability insurance in Massachusetts range from 1% to 3% of your annual income for a policy. For a 40-year-old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs vary by age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Fall River
Disability insurance agents in Fall River, Massachusetts help individuals and businesses find income protection plans. Massachusetts law requires certain employers to offer group disability coverage under M.G.L. c. 152. Local agents can guide you through policy options and claims processes specific to the state.
Frequently Asked Questions
What does a disability insurance agent in Fall River do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific definitions. They do not provide legal advice but can help you understand your coverage options.
Are there Massachusetts laws that affect disability insurance?
Yes. Massachusetts General Law Chapter 152 requires employers with six or more employees to provide workers compensation. For private disability insurance, the state does not mandate coverage but regulates policy terms. Agents must follow state licensing rules.
How do I choose a disability insurance agent in Fall River?
Look for an agent licensed in Massachusetts with experience in individual or group disability policies. Ask about their familiarity with local employers and state regulations. Check their standing with the Massachusetts Division of Insurance.