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Find Disability Insurance Agents Near You in Dracut, MA

Browse disability insurance agents serving Dracut, Massachusetts. Updated 2026-07-14.

The top-rated disability insurance agent in Dracut, Massachusetts is BETTENCOURT INSURANCE GROUP, INC, rated 4.9 stars across 347 reviews. Other highly rated options include Colleen A Coughlin Insurance Agency Inc., L'Hussier Insurance, Cloutier Insurance Agency. This directory lists 10 disability insurance agents serving Dracut.

Showing 10 disability insurance agents in Dracut, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1BETTENCOURT INSURANCE GROUP, INC7 Broadway Rd Unit B(978) 770-0217
2Colleen A Coughlin Insurance Agency Inc.1794 Bridge St #5a(978) 221-6991
3L'Hussier Insurance1641 Bridge St(978) 452-5240
4Cloutier Insurance Agency1996 Lakeview Ave(978) 957-4881
5WellSure Insurance Service31 Bolton Ave(978) 593-3150
6Albert A Daigle Insurance Agency Inc313 Willard St(978) 459-2101
7Szczepanik Stephen J Insurance Agency471 Aiken Ave(978) 454-3106
8Buxton Insurance471 Aiken Ave(978) 454-8636
9Falcons Insurance & Financial1049 Lakeview Ave # 9(978) 323-4500
10berkshire hathaway insurance guard companies11 C, 11 Broadway Rd(800) 673-2465
BI
7 Broadway Rd Unit B
BETTENCOURT INSURANCE GROUP, INC
Disability Insurance Agent · Dracut, MA

BETTENCOURT INSURANCE GROUP, INC serves the Dracut area and surrounding Middlesex County as a disability insurance agent. The company helps individuals and professionals secure income protection through disability policies designed to replace lost earnings during illness or injury. Their services include guiding clients through policy selection for short-term and long-term disability coverage, ensuring appropriate benefit structures are in place.

CC
1794 Bridge St #5a
Colleen A Coughlin Insurance Agency Inc.
Disability Insurance Agent · Dracut, MA

Colleen A Coughlin Insurance Agency Inc. provides a range of disability insurance agent services in Dracut, MA, including helping individuals and business owners evaluate income protection needs and navigate policy options. The agency assists with the application process and offers ongoing review support to ensure coverage remains aligned with changing circumstances. It services single-family homes, apartments, retail establishments, and restaurants.

LH
1641 Bridge St
L'Hussier Insurance
Disability Insurance Agent · Dracut, MA

L’Hussier Insurance serves homeowners, renters, and small business owners in Dracut, Massachusetts, providing disability insurance agent services to help protect personal income against unexpected illness or injury. Their process involves evaluating each client’s occupation and earnings to recommend appropriate coverage options. The firm assists policyholders with applications and claims navigation, ensuring clients understand policy terms and waiting periods. L’Hussier Insurance also extends these services to the Greater Lowell area and communities throughout northern Middlesex County.

CI
1996 Lakeview Ave
Cloutier Insurance Agency
Disability Insurance Agent · Dracut, MA

Cloutier Insurance Agency serves Dracut, Massachusetts, and the surrounding communities. It handles disability insurance, helping clients protect their income if they become unable to work due to illness or injury. Policies are reviewed to match each individual’s needs and occupation. The agency makes clear what different coverage options cover and how they pay out during a period of disability. In a typical job, it guides a client through comparing policy terms and then facilitates the application process from start to finish.

WI
31 Bolton Ave
WellSure Insurance Service
Disability Insurance Agent · Dracut, MA

WellSure Insurance Service, based in Dracut, MA, assists clients in choosing between one-time policy consultations for immediate disability protection or recurring service plans for ongoing coverage management and updates. As a local disability insurance agent, the company helps individuals and businesses secure income replacement policies that activate when injury or illness prevents work. Coverage options are tailored to address short-term and long-term needs, factoring in occupation-specific risks and personal income levels. Service runs on a scheduled basis, typically including annual policy reviews to adjust coverage as financial circumstances change.

AD
313 Willard St
Albert A Daigle Insurance Agency Inc
Disability Insurance Agent · Dracut, MA

Albert A Daigle Insurance Agency Inc, operating in Dracut, MA, specializes in helping clients secure disability income protection policies tailored to individual needs. The agency provides general guidance on navigating the complexities of employer-sponsored and private disability plans. A key service involves assisting professionals concerned about a potential gap in coverage due to changing jobs or a planned medical leave. It helps clients address the specific risk of lost income during recovery from an unexpected illness or injury that may interrupt work for an extended period.

SS
471 Aiken Ave
Szczepanik Stephen J Insurance Agency
Disability Insurance Agent · Dracut, MA

As the winter months in Dracut bring an increased awareness of potential injuries from icy conditions, residents often consider protecting their income. Szczepanik Stephen J Insurance Agency serves this community as a disability insurance agent, helping clients understand how a policy might replace lost wages during a period of incapacity. The agency discusses various policy features, including elimination periods and benefit durations, that are relevant to local professionals and tradespeople. An initial consultation typically begins with a review of current coverage gaps and a discussion of personal income needs.

BI
471 Aiken Ave
Buxton Insurance
Disability Insurance Agent · Dracut, MA

Buxton Insurance provides disability insurance solutions for individuals and businesses in Dracut, Massachusetts, specializing in policies that replace income if injury or illness prevents work. The company tailors each plan to the client’s occupation and income level, ensuring adequate financial protection during recovery periods. Commercial coverage can be arranged for a variety of local work environments, including offices, warehouses, and food service operations.

FI
1049 Lakeview Ave # 9
Falcons Insurance & Financial
Disability Insurance Agent · Dracut, MA

Falcons Insurance & Financial serves Dracut, Massachusetts, with residential disability insurance coverage. For commercial clients, the agency offers similar protection designed for business owners and their employees throughout the local area. Every policy addresses income replacement when an illness or injury prevents regular work. New consultations begin with a review of current coverage and household needs. Follow-up is conducted between regular annual visits to ensure the policy remains aligned with any changes in the client’s health or employment status.

BH
11 C, 11 Broadway Rd
berkshire hathaway insurance guard companies
Disability Insurance Agent · Dracut, MA

Berkshire Hathaway Insurance Guard Companies is known for providing disability insurance agent services in Dracut, MA, helping area residents secure income protection plans against potential illness or injury. The company assists clients in evaluating coverage options tailored to individual financial needs and occupational risks. An added specialty service it can offer is guiding applicants through the underwriting process for policies with extended elimination periods, ensuring suitable long-term benefit structures.

What Does a a Disability Insurance Agent in Dracut Cost?

In Massachusetts, disability insurance premiums typically range from 1% to 3% of your annual income, depending on your age, health, and occupation. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary by carrier and coverage details. This is general information, not insurance advice.

About disability insurance agents in Dracut

Disability insurance agents in Dracut, Massachusetts help residents and local businesses secure income protection policies. Massachusetts law requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program, but private agents can help you find supplemental or long-term plans. Working with an agent in Dracut ensures you get coverage tailored to your occupation and local cost of living.

Frequently Asked Questions

What does a disability insurance agent in Dracut do?

A disability insurance agent in Dracut helps you compare policies from different carriers to find a plan that fits your income and occupation. They explain policy terms, waiting periods, and benefit amounts. Agents also assist with filing claims and understanding Massachusetts state regulations.

Is disability insurance required in Massachusetts?

Massachusetts law requires most employers to provide short-term disability and family leave through the state PFML program. However, private long-term disability insurance is not required. An agent can help you purchase a private policy to supplement state benefits.

How do Massachusetts PFML rules affect private disability insurance?

Massachusetts PFML provides up to 26 weeks of partial wage replacement. Private disability insurance can fill gaps in coverage or provide higher benefit amounts. An agent in Dracut can coordinate private policies with state benefits to avoid duplication.

Disability Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.