The top-rated disability insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Roxanne Jones - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Roxanne Jones - State Farm Insurance Agent | 3825 Leonardtown Rd Suite 3 | (301) 782-9184 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 7 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 8 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
| 9 | Oakpoint Insurance | 3146 Old Washington Rd | (301) 932-4888 |
| 10 | Aist & Associates | 2 Industrial Park Dr F | (301) 645-0310 |
Jane Staples - State Farm Insurance Agent serves Charles County and the Waldorf, Maryland area, specializing in disability insurance services. This agency helps local residents and families plan for income protection in the event of an illness or injury that prevents work. Individual policy options are reviewed to address different occupation types and coverage needs. The agency also assists with coordinating disability benefits alongside other financial safeguards. Specific services handled here include short-term disability insurance and long-term disability income protection plans.
Julian Coates - State Farm Insurance Agent in Waldorf, MD, provides disability insurance services, including income protection plans and individual policy consultations. It assists clients in selecting coverage that helps replace lost wages during illness or injury. Support includes policy reviews and plan adjustments to meet changing needs. This agent services clients across various properties, such as single-family homes, apartments, retail spaces, and restaurants.
Trevant Insurance Agency serves homeowners and business owners in Waldorf, Maryland who need protection against lost income due to injury or illness. The company focuses on disability insurance, helping clients replace a portion of their earnings if they are unable to work. These policies provide essential financial support during recovery periods. Trevant Insurance Agency also assists self-employed individuals and local professionals in securing tailored coverage. The agency extends its services to nearby La Plata and the greater Charles County metro area.
Roxanne Jones – State Farm Insurance Agent in Waldorf, MD, offers disability insurance tailored to clients facing a temporary or permanent loss of income. Coverage may be structured through a one-time policy purchase or as a recurring service with premium payments that continue over the life of the plan. Each policy typically provides replacement income if a disability prevents work. Comprehensive local support helps policyholders in Waldorf understand their unique coverage needs. Service for new policies and existing claims adjustments is available on an as-needed basis.
Serving Waldorf, Maryland, and the surrounding communities in Charles County, A.F. Szabo Insurance Agency Inc. handles individual and group disability insurance policies. It assists clients with income protection plans designed for both employers and self-employed professionals to replace lost wages from illness or injury. Its general approach begins with a thorough review of the client’s occupation and monthly expenses to custom-fit the appropriate level of coverage.
Specializing in protecting local professionals and business owners, Hugh R.A. Stewart Insurance Agency in Waldorf, MD assists clients with evaluating their income replacement needs. It provides disability insurance services that help individuals secure financial stability in the event of an illness or injury preventing them from working. The agency guides customers through policy options suited to their specific occupations and lifestyles. It also helps address concerns about short-term coverage gaps that often arise during seasonal employment transitions or contract changes.
As the seasons change and local families in Waldorf reassess their financial safeguards, the need for reliable income protection becomes increasingly apparent. Johnson Insurance Group, Inc.: Allstate Insurance serves as a disability insurance agent in the surrounding region, guiding clients through options for coverage that can replace part of a lost salary due to illness or injury. The agency evaluates individual employment situations and existing benefits to recommend suitable plans. An initial consultation to assess personal needs begins the process of securing a policy.
Serving the Waldorf area, TOMASKO ENTERPRISES INC - INSURANCE provides professional counsel on a full range of income protection strategies. As a disability insurance agent, the company specializes in helping local residents secure coverage that replaces lost wages during periods of injury or illness. Their typical consultation includes a thorough explanation of policy waiting periods and benefit durations. Understanding the diverse needs of the regional workforce, this agency can effectively serve commercial sectors such as small professional offices, busy warehouses, and local food service establishments.
Oakpoint Insurance, located in Waldorf, MD, is known as a local disability insurance agent serving clients throughout the surrounding region. Its service range includes helping individuals and small business owners explore options for income protection through disability coverage, should illness or injury interrupt their ability to work. The company assists with evaluating policy terms and comparing plans from various carriers to find a suitable fit. A specialty service it can provide is coordinating short-term and long-term disability policies to create a layered income replacement strategy.
What Does a a Disability Insurance Agent in Waldorf Cost?
Disability insurance agents in Maryland typically charge a fee for their services, which can range from 100 to 300 dollars per hour or a flat fee of 500 to 2,000 dollars depending on the complexity of your case. Some agents work on a contingency basis, taking a percentage of the benefits recovered. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Waldorf
A disability insurance agent in Waldorf Maryland can help you navigate the claims process for short-term and long-term disability benefits. Maryland law requires insurance companies to act in good faith when handling claims. A local agent understands the specific requirements of the Maryland Insurance Administration and can guide you through policy details and appeal deadlines.
Frequently Asked Questions
What does a disability insurance agent in Waldorf do?
A disability insurance agent helps you understand your policy, file a claim, and appeal a denial. They work with insurance companies on your behalf. They do not provide legal advice but can explain your options under Maryland law.
How long do I have to file a disability claim in Maryland?
Maryland does not have a specific statute of limitations for filing a disability claim, but most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact deadlines. A local agent can help you meet these time limits.
Can a disability insurance agent help with an appeal in Maryland?
Yes, an agent can help you gather medical records and submit a formal appeal to the insurance company. Under Maryland law, you have the right to request a review of a denied claim. The agent can explain the appeal process and deadlines.
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