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Find Disability Insurance Agents in Germantown, MD
Compare disability insurance agents in Germantown. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 13 disability insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Peak Insurance & Benefit Services, LLC
13216 Executive Park Terrace, Germantown, MD 20874
(240) 361-2699
peakibs.com
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
Disability insurance agents in Germantown Maryland help individuals and businesses find coverage that meets their needs. Maryland law requires certain disability policies to include specific provisions like a 30-day grace period. Agents can explain how state regulations affect your policy and claims process.
What Does a Disability Insurance Agent in Germantown Cost?
Disability insurance agent services in Maryland are typically paid through commissions from the insurance carrier. Premiums for individual disability insurance in Germantown range from 1 percent to 3 percent of your annual income per year. Employer-sponsored plans may have lower costs. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Germantown do?
A disability insurance agent helps you compare plans from different carriers. They explain policy terms such as elimination periods and benefit amounts. They also assist with filing claims and understanding Maryland insurance laws.
How do Maryland laws affect disability insurance?
Maryland requires disability policies to include a 30-day grace period for premium payments. The state also mandates that policies cannot exclude pre-existing conditions for more than 12 months. Agents can help you understand these protections.
Can a disability insurance agent help with an appeal?
Yes an agent can guide you through the appeal process if your claim is denied. They review your policy details and help gather medical evidence. For complex appeals you may also need a lawyer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.