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Disability Insurance Agents in Frederick, MD

Directory of disability insurance agents in Frederick, Maryland. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 19 disability insurance agents in Frederick, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adams Insurance Agency - A Relation Company
474 Prospect Blvd, Frederick, MD 21701
(301) 662-0340 adamsinsuranceagency.net
Connie Phillips Insurance
605 W Patrick St, Frederick, MD 21701
(301) 662-5717 insurance-financial.net
Lindquist Insurance
7430 New Technology Way Suite 120, Frederick, MD 21703
(301) 694-0008 lindquistinsurance.com
BMC Insurance, Frederick MD
295 Bucheimer Rd B, Frederick, MD 21701
(301) 698-5425 insurancebmc.com
Escobar Insurance Agency
45 Waverley Dr Suite I, Frederick, MD 21702
(301) 620-0950 escobarinsurance.com
Lebherz Insurance
401 W Patrick St, Frederick, MD 21701
(301) 662-0250 lebherzinsurance.com
Insurance Brokers of Maryland, LLC
182 Thomas Johnson Dr Ste 202, Frederick, MD 21702
(301) 668-2233 insurancebrokersofmd.com
Comparion Insurance Agency
5283 Corporate Dr Ste 302, Frederick, MD 21703
(301) 620-1061 comparioninsurance.com
Farmers Insurance - Jeffrey Dittman
1030 W Patrick St, Frederick, MD 21703
(240) 772-5808 agents.farmers.com
VW Brown Insurance Service
617 W Patrick St, Frederick, MD 21701
(301) 652-5320 vwbrown.com
Salley Barrett at Comparion Insurance Agency
5283 Corporate Dr Ste 302, Frederick, MD 21703
(301) 378-7626 comparioninsurance.com
Schaefer Delauder Insurance
5300 Westview Dr Suite 304, Frederick, MD 21703
(301) 694-0028 schaeferinsurance.com
Protect Insurance Solutions and Services
5714 Industry Ln, Frederick, MD 21704
(240) 410-3017
Machado & Associates Insurance Agency Co
5 Hillcrest Dr STE B203, Frederick, MD 21703
(301) 901-5971 machado-ins.com
Independent Insurance MD
880 N East St, Frederick, MD 21701
(240) 835-5912
Balderson Insurance Agency, LLC
5100 Buckeystown Pike # 250, Frederick, MD 21704
(301) 874-0772 baldersoninsurance.com
McGriff Insurance Services
7200 Bank Ct, Frederick, MD 21703
(800) 527-4820 mcgriff.com
Blue Ridge Risk Partners
47 E South St STE 103, Frederick, MD 21701
(301) 644-4463 blueridgeriskpartners.com
Integrated Insurance Solutions
262 W Patrick St, Frederick, MD 21701
(301) 252-1882 integrated-usa.com

Disability insurance agents in Frederick, Maryland help individuals and businesses secure income protection policies. Maryland law requires certain employer-sponsored plans to follow ERISA guidelines, which affect claim timelines and appeal rights. Local agents can guide you through policy options and the claims process specific to Frederick and the state of Maryland.

What Does a Disability Insurance Agent in Frederick Cost?

The cost of disability insurance in Maryland varies based on age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old in a low-risk occupation might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk jobs or pre-existing conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Frederick do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, policy terms, and exclusions. They do not provide legal advice but can assist with understanding your policy and filing initial claims.
How long do I have to file a disability claim in Maryland?
For private disability insurance policies, Maryland law generally allows up to 2 years to file a claim from the date of disability onset. For ERISA-governed group plans, the deadline is typically 180 days. Always check your specific policy for exact time limits.
Does Maryland have a state disability insurance program?
No, Maryland does not have a state-run short-term disability insurance program like California or New York. Residents rely on private disability insurance policies, employer-provided group plans, or Social Security Disability Insurance (SSDI) for income protection.