The top-rated disability insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, Marshall & Associates Insurance Inc. This directory lists 15 disability insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | Marshall & Associates Insurance Inc | 501 Main St #202 | (410) 586-2381 |
| 5 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 6 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 7 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 8 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 9 | Bright Hope Insurance Prince Frederick | 205 W Dares Beach Rd | (410) 705-5922 |
| 10 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
Wayne Shoemaker - State Farm Insurance Agent serves the Prince Frederick, Maryland, area, specializing in disability insurance services. The agency helps local residents protect their income through policies that provide financial support if an illness or injury prevents them from working. Victorious claims processes are handled directly from the Prince Frederick office. The team assists with both short-term and long-term disability insurance options tailored to individual needs.
Mike Paxson - State Farm Insurance Agent in Prince Frederick, MD, provides a range of disability insurance services tailored to local residents and businesses. This office assists clients with understanding policy options and securing coverage that replaces income during illness or injury. Service plans include regular policy reviews to adapt to changing health or career needs. The agent also offers guidance on integrating disability protection with existing financial strategies. Single-family homes, apartments, retail, and restaurants are among the properties and businesses served in the area.
Midtown Insurance Group, LLC, An Erie Insurance Agency in Prince Frederick, MD, serves local homeowners, business owners, and property managers seeking disability coverage. The agency helps clients protect their income by offering policies that replace a portion of earnings if an injury or illness prevents them from working. These disability insurance plans are designed to complement existing benefits or provide standalone protection. Midtown Insurance also extends its services to clients in the neighboring community of Chesapeake Beach.
Marshall & Associates Insurance Inc provides disability insurance coverage for clients in Prince Frederick, MD, offering protection against income loss from injury or illness. Policies may be structured as one-time or recurring service options, depending on the policyholder’s needs. Coverage helps replace a portion of earnings when the insured cannot work. The firm works with individuals to explain how disability insurance fits into their financial planning. Service runs on a one-time, scheduled, or as-needed basis following policy setup.
OakPoint Insurance serves residents in and around Prince Frederick, Maryland, with personalized disability insurance coverage designed to protect individual income. The agency also offers commercial disability policies for local businesses seeking to safeguard their operations from key-person or overhead risks. Throughout Calvert County and the surrounding region, clients receive guidance on selecting appropriate benefit periods and waiting terms. After an initial policy setup, the agent follows up to review any life changes and coordinates routine adjustments, ensuring the coverage remains suitable between regular scheduled consultations.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities of Calvert County, handling disability insurance policies for local professionals and their families. The agency assists clients in reviewing individual and group disability plans that help replace income during an illness or injury. By gathering medical and occupational details specific to each situation, it compares coverage terms from several carriers to present the most suitable options for the applicant.
As the local workforce transitions into fall, many professionals in Prince Frederick consider how to safeguard their income during illness or injury. CoreSafe Insurance LLC serves the area by offering disability insurance policies tailored to individual employment situations. These plans help replace a portion of earnings when medical challenges prevent working. An agent meets with clients to discuss their specific coverage requirements before moving to the initial application and underwriting assessment.
Easy Insurance Service MD specializes in disability insurance agent services, helping clients in Prince Frederick secure income protection against unexpected illness or injury. It provides guidance on policy options tailored to individual and family needs. A practical concern the agency addresses is reviewing coverage before seasonal employment or career transitions, ensuring gaps are filled when work routines change.
Bright Hope Insurance Prince Frederick provides guidance for individuals seeking financial protection through disability coverage, specializing in plans that replace lost income during illness or injury. The agency serves Prince Frederick, Maryland, and the surrounding region, helping clients navigate policy options to secure their earnings. It addresses the specific risks faced by workers in local commercial environments, including offices, warehouses, and food service operations.
Nationwide Insurance: R&G Insurance Associates Inc provides residential disability insurance services to clients in Prince Frederick, Maryland, ensuring individuals have coverage that protects income during illness or injury. The agency also offers commercial disability policies for local businesses, serving clients throughout the Southern Maryland area. Disability insurance agents guide policy selection and filing. After initial enrollment, the firm provides ongoing policy reviews and adjustments, encouraging clients to follow up for updates between regular visits.
What Does a a Disability Insurance Agent in Prince Frederick Cost?
The cost of disability insurance in Maryland typically ranges from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy may cost between $600 and $1,800 annually. Factors include age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Prince Frederick
Disability insurance agents in Prince Frederick help individuals and businesses find coverage that meets their needs. Maryland law requires certain employer-provided disability benefits under the Maryland Workers Compensation Act. Local agents understand the specific needs of Calvert County residents and can guide you through policy options.
Frequently Asked Questions
What does a disability insurance agent in Prince Frederick do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit amounts, and elimination periods. They do not provide legal advice or handle claims disputes.
Is disability insurance required in Maryland?
Maryland does not require individuals to have private disability insurance. However, employers with 15 or more employees must provide short-term disability benefits under the Maryland Paid Family and Medical Leave program starting in 2025. Some employers also offer group disability coverage.
How do I choose a disability insurance agent in Prince Frederick?
Look for an agent licensed in Maryland with experience in disability coverage. Ask about their familiarity with policies sold in Calvert County. Check their reputation with the Maryland Insurance Administration.
Disability Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie