The top-rated disability insurance agent in Pasadena, Maryland is Huff Insurance, rated 4.9 stars across 422 reviews. Other highly rated options include Alexander Brown - State Farm Insurance Agent, Phil Jimeno - State Farm Insurance Agent, Jessica Hickey - State Farm Insurance Agent. This directory lists 13 disability insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huff Insurance | 8349 Ritchie Hwy | (410) 647-1111 |
| 2 | Alexander Brown - State Farm Insurance Agent | 8971 Fort Smallwood Rd Suite H | (410) 684-5740 |
| 3 | Phil Jimeno - State Farm Insurance Agent | 4315 Mountain Rd Ste C1 | (410) 437-3530 |
| 4 | Jessica Hickey - State Farm Insurance Agent | 8541 Fort Smallwood Rd d | (410) 437-1145 |
| 5 | Glenn Wayson - State Farm Insurance Agent | 8131 Governor Ritchie Hwy h | (410) 647-5050 |
| 6 | Blessing Nzenwa - State Farm Insurance Agent | 8028 Ritchie Hwy Ste 114 | (410) 768-9190 |
| 7 | Souheil Mansour Agency | 107 Mountain Rd suite v | (410) 684-5137 |
| 8 | Clay Shaw - State Farm Insurance Agent | 4513 Mountain Rd Ste 3 | (443) 305-2228 |
| 9 | Schaner Insurance Agency | 4730 Mountain Rd # 24 | (443) 637-7011 |
| 10 | Insurance By Heroes | 4301 Mountain Rd #35 | (240) 931-0020 |
Huff Insurance serves the Anne Arundel County area from its Pasadena, Maryland location, offering professional services as a disability insurance agent. The company assists clients in understanding and selecting individual disability income policies designed to replace a portion of lost earnings due to illness or injury. Their work includes helping local professionals and business owners evaluate short-term and long-term disability coverage options.
Serving Pasadena, Maryland, and the surrounding communities, Alexander Brown - State Farm Insurance Agent handles disability insurance needs for local residents and workers. This includes both short-term and long-term disability policies designed to replace a portion of lost income if illness or injury prevents employment. The agency reviews individual financial situations and employment benefits to recommend appropriate coverage amounts. To handle a typical job, Alexander Brown takes the approach of creating a personalized plan that fits the client’s budget and lifestyle.
Phil Jimeno - State Farm Insurance Agent in Pasadena, MD, offers a comprehensive range of disability insurance options to help protect income in the event of illness or injury. The office provides guidance on selecting suitable policy structures and assists clients with claims processes and plan maintenance. It serves individuals and local business owners, working with homeowners and renters to secure coverage for their specific financial situations. The agent services clients in single-family homes, apartments, retail locations, and restaurants throughout the surrounding area.
Homeowners, renters, and small business owners in Pasadena, Maryland consult Jessica Hickey - State Farm Insurance Agent for disability insurance. This agent helps clients explore options that can replace a portion of income if they become unable to work due to illness or injury. Policies are typically designed to protect earnings and provide financial stability during recovery periods. The agency also serves customers in the neighboring communities of Glen Burnie and the greater Anne Arundel County metro area.
Serving Pasadena, Maryland, and its surrounding communities, Glenn Wayson - State Farm Insurance Agent handles disability insurance coverage for local residents and families. This category of insurance helps replace a portion of income if a policyholder becomes unable to work due to illness or injury. The agent reviews each client’s individual financial situation and occupational risks to determine appropriate policy options. Typical work begins with an initial consultation to assess needs, followed by a comparison of available plans and a clear explanation of policy terms and exclusions.
Blessing Nzenwa - State Farm Insurance Agent in Pasadena, MD, offers disability insurance plans that address either temporary income loss or long-term coverage needs, ensuring clients understand the distinction between single-occurrence benefits and recurring monthly protection. This agency works with area residents to evaluate policies tailored to their employment status and financial obligations. Service is provided on an as-needed basis, with periodic reviews available to adjust coverage as life circumstances change.
In coastal Maryland, seasonal storms often disrupt livelihoods, making income protection a recurring local concern. Souheil Mansour Agency in Pasadena addresses this by guiding residents through disability insurance options designed to replace lost earnings during illness or injury. Their process involves reviewing an individual’s employment situation and financial obligations to identify suitable coverage structures. After this consultation, the next step is typically scheduling a free initial meeting to assess personal risk factors and policy terms without obligation.
Clay Shaw - State Farm Insurance Agent in Pasadena, MD offers specialized disability insurance services, including policies that replace a portion of income if an injury or illness prevents work. The agency also provides general insurance guidance tailored to the local community’s financial protection needs. Help is available for unusual personal situations, such as a self-employed contractor temporarily unable to work due to a severe winter fall or a planned summer surgery recovery.
Schaner Insurance Agency helps clients in the Pasadena, Maryland area protect their income through disability insurance solutions. As a dedicated disability insurance agent, the company focuses specifically on policies that provide financial support if an injury or illness prevents someone from working. This protective coverage can replace a portion of lost wages for employees and self-employed individuals alike. The agency assists professionals across diverse local commercial sectors, including offices, warehouses, and food service establishments.
Insurance By Heroes provides disability insurance agent services for residents in Pasadena, Maryland. The company also offers commercial coverage to local businesses requiring income protection solutions. Serving the greater Anne Arundel County area, they assist clients in understanding policy options and filing claims when needed. Follow-up consultations are available between regular visits to adjust coverage as employment or health circumstances change.
What Does a a Disability Insurance Agent in Pasadena Cost?
Disability insurance agent services in Maryland are usually paid through commissions from the insurance carrier, so there is no direct fee to you for agent assistance. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy covering 60% of salary. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Pasadena
Disability insurance agents in Pasadena, Maryland help residents protect their income if they cannot work due to illness or injury. Maryland law does not require employers to provide disability insurance, so individual policies are common. Agents can explain how state-specific rules, such as the Maryland Workers Compensation Act, affect your coverage needs.
Frequently Asked Questions
What does a disability insurance agent in Pasadena do?
A disability insurance agent helps you find and apply for a policy that replaces a portion of your income if you become disabled. They assess your occupation, income, and health to recommend suitable plans from different carriers.
Is disability insurance required by law in Maryland?
No, Maryland does not require individuals to carry disability insurance. However, employers with more than 15 employees must provide temporary disability benefits under the Maryland Flexible Leave Act for certain conditions.
How long do Maryland disability insurance claims take to process?
Private disability insurance claims in Maryland are typically processed within 30 to 45 days after you submit all required documentation. If denied, you have up to 180 days to file an appeal under Maryland insurance regulations.
Disability Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie