The top-rated disability insurance agent in Nottingham, Maryland is American Insurance and Financial Services , Inc., rated 5.0 stars across 255 reviews. Other highly rated options include Patrick Starleper - State Farm Insurance Agent, Redmer Insurance Group, R. K. Tongue Co., Inc.. This directory lists 11 disability insurance agents serving Nottingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Insurance and Financial Services , Inc. | 8615 Ridgelys Choice Dr Suite 104 | (410) 877-0017 |
| 2 | Patrick Starleper - State Farm Insurance Agent | 9609 Belair Rd | (410) 256-4413 |
| 3 | Redmer Insurance Group | 4940 Campbell Blvd Suite 160 | (410) 372-2222 |
| 4 | R. K. Tongue Co., Inc. | 4940 Campbell Blvd Suite 200 | (410) 752-4008 |
| 5 | Eastern Regional Insurance LLC | 7939 Honeygo Blvd Suite 100 | (410) 933-0044 |
| 6 | Bob Duda - State Farm Insurance Agent | 7939 Honeygo Blvd Suite 105 | (410) 529-2523 |
| 7 | Omnia Benefits | 106 Elinor Ave | (443) 347-9627 |
| 8 | Paul Thayer - Aflac Insurance Agent | 8364 Cypress Mill Rd | (443) 834-4714 |
| 9 | Phoenix Benefit Management | 7939 Honeygo Blvd Suite 124 | (410) 276-2228 |
| 10 | Nationwide Insurance: Marcus G Strovel Iii | 8723 Belair Rd | (410) 256-3726 |
American Insurance and Financial Services, Inc. serves the Baltimore County area from its location in Nottingham, Maryland. The company operates as a disability insurance agent, assisting clients in securing income protection coverage. This type of insurance helps replace a portion of earnings if an individual cannot work due to illness or injury. Professionals in this field evaluate policy options and guide customers through the application process. The agency handles both short-term and long-term disability insurance plans for local residents and workers.
Patrick Starleper - State Farm Insurance Agent in Nottingham, MD, provides disability insurance services, including helping individuals select income protection plans tailored to their specific employment and lifestyle needs. The office assists with policy enrollment and ongoing service for current plans, ensuring clients understand coverage options for illness or injury. The company serves single-family homeowners, apartment dwellers, retail employees, and restaurant workers in the local area.
Located in Nottingham, Maryland, Redmer Insurance Group assists clients with both long-term and short-term disability protection, addressing the difference between one-time policies for single-income coverage and recurring options that adjust with changing needs. The company helps individuals and business owners assess their income risks. This service operates on a schedule determined by policy renewal periods and client life changes, not by a fixed one-time appointment or an on-call as-needed basis.
Homeowners, business owners, and self-employed professionals in Nottingham, Maryland turn to R. K. Tongue Co., Inc. for individual disability insurance and group coverage solutions. The agency specializes in helping clients protect their income against unexpected illness or injury, offering tailored policies designed to maintain financial stability during recovery. Services include policy reviews, coverage comparisons, and claims assistance. R. K. Tongue Co., Inc. also serves clients throughout Towson and the greater Baltimore metropolitan area.
Eastern Regional Insurance LLC serves Nottingham, Maryland, and the surrounding communities in Baltimore County. The agency handles disability insurance policies to help protect individuals from income loss due to illness or injury. It guides clients through evaluating available plans, explaining policy terms, and matching coverage to specific needs and budgets. In a typical engagement, the company reviews a client’s occupation, health background, and financial obligations, then presents tailored policy options to secure suitable protection.
Bob Duda’s agency in Nottingham, MD, specializes in disability insurance agent services, helping clients secure income protection for long-term health challenges. The practice also handles general insurance needs for local residents and small businesses. Disability insurance policies are designed to replace lost wages if an illness or injury prevents work. During open enrollment periods or after a job change, the agent assists individuals in evaluating coverage options to maintain financial stability.
In the Baltimore corridor, seasonal work disruptions or sudden health changes often raise questions about income protection in Nottingham, and Omnia Benefits provides guidance. As a disability insurance agent, the company directs residents toward policies that replace a portion of salary during illness or injury. Each initial consultation includes an assessment of the client’s occupation risk and current coverage gaps. Following this review, an appointment is scheduled for a detailed exploration of benefit terms and exclusions.
Paul Thayer - Aflac Insurance Agent in Nottingham, MD, assists local workers with income protection when illness or injury prevents them from working. As a disability insurance agent, this company specializes in helping individuals replace a portion of lost wages during recovery periods. The agency addresses coverage needs for various commercial sectors, including offices, warehouses, and food service establishments.
Phoenix Benefit Management serves residential clients in Nottingham, Maryland, with personalized disability insurance guidance. The company also offers commercial coverage solutions for local businesses in need of employee protection plans. Serving the broader Baltimore region, the agency helps clients understand policy options and claim processes. After an initial policy setup, agents maintain ongoing contact to review changing coverage needs. They encourage repeat service and schedule follow-up meetings between regular plan reviews to adjust benefits as circumstances evolve.
Nationwide Insurance: Marcus G Strovel Iii in Nottingham, MD, is known for helping professionals secure income protection through disability insurance agents. The company guides clients in selecting coverage that replaces a portion of earnings if illness or injury prevents work. They assist individuals in understanding policy terms and comparing benefit periods. A specialty service it offers is tailoring policies for self-employed clients who need customized long-term disability options.
What Does a a Disability Insurance Agent in Nottingham Cost?
Disability insurance agent services in Maryland typically cost nothing upfront because agents earn commissions from insurers. Premiums for individual policies range from 1% to 3% of your annual income. Group plans through employers may be cheaper. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Nottingham
Disability insurance agents in Nottingham Maryland help individuals and businesses secure income protection. Maryland law requires specific policy disclosures and sets time limits for claim decisions. Local agents can guide you through the process of filing claims and appealing denials under state regulations.
Frequently Asked Questions
What does a disability insurance agent in Nottingham do?
A disability insurance agent helps you find and apply for disability coverage. They explain policy terms and assist with claim submissions. In Maryland agents must be licensed by the state insurance administration.
How long do I have to file a disability claim in Maryland?
Maryland law does not set a universal deadline but most policies require prompt notice. You should report a disability within 30 days or as specified in your policy. Check your contract for exact time limits.
Can a disability insurance agent help with an appeal in Maryland?
Yes an agent can help you understand the appeals process and gather needed documents. Maryland insurers must respond to appeals within 30 days. For complex cases you may also want to consult an attorney.
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