The top-rated disability insurance agent in Wethersfield, Connecticut is Duric Insurance, LLC, rated 4.9 stars across 38 reviews. Other highly rated options include King Risk Partners, Insurance Associates of Central Connecticut, LLC, The Jones Group. This directory lists 12 disability insurance agents serving Wethersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Duric Insurance, LLC | 786 Silas Deane Hwy | (860) 810-3799 |
| 2 | King Risk Partners | 842 Silas Deane Hwy | (860) 563-9353 |
| 3 | Insurance Associates of Central Connecticut, LLC | 1 Wells Rd | (860) 627-8655 |
| 4 | The Jones Group | 7 Railroad Pl | (860) 529-3788 |
| 5 | Evenson & Duarte Insurance Agency | 312 Silas Deane Hwy | (860) 529-4445 |
| 6 | Dimension Financial Services | 433 Silas Deane Hwy 2nd floor | (860) 563-1080 |
| 7 | Wroblewski Joseph | 185 Silas Deane Hwy #1 | (860) 372-4966 |
| 8 | Woodworth Insurance LLC | 25 Old Post Rd | (860) 258-2324 |
| 9 | Medisure Spot | 1285A Silas Deane Hwy | (860) 432-4803 |
| 10 | Aleksandra Mroz Insurance Services | 185 Silas Deane Hwy 3rd Floor | (860) 997-3054 |
Duric Insurance, LLC serves the greater Hartford County area from its Wethersfield, Connecticut location as a disability insurance agent. The firm helps individuals and professionals evaluate coverage options that provide income protection when illness or injury prevents them from working. Guidance is tailored to each client’s specific occupation and financial circumstances. Policy comparisons focus on benefit terms, elimination periods, and own-occupation definitions critical for local professionals. Duric Insurance handles both short-term and long-term disability insurance plans.
King Risk Partners serves professionals, small business owners, and self-employed individuals in Wethersfield, Connecticut, helping them secure disability income protection against the financial impact of an unexpected illness or injury. The agency guides clients through policy options for both short-term and long-term coverage, tailoring plans to individual occupations and earnings. This firm also works with local employers who wish to offer group disability benefits to their employees. Its service area extends into the greater Hartford metropolitan region, including the neighboring community of Glastonbury.
Insurance Associates of Central Connecticut, LLC provides a full range of disability insurance agent services for individuals and businesses in the Wethersfield area. It offers help evaluating existing coverage and securing new policies that replace lost income due to illness or injury. The firm also assists with policy reviews and updates to maintain financial protection over time. Its client base encompasses single-family homes, apartments, retail establishments, and restaurants.
The Jones Group serves homeowners, business owners, and professionals in Wethersfield, Connecticut, who require specialized disability insurance to protect their income during illness or injury. The agency assists clients in evaluating policy options that align with their individual financial obligations and career demands. Guidance is provided regarding waiting periods, benefit durations, and occupational coverage definitions applicable to the local workforce. Its service areas extend into the Greater Hartford metro region, including the neighboring town of Rocky Hill.
Serving Wethersfield, Hartford, and the surrounding Connecticut communities, Evenson & Duarte Insurance Agency focuses exclusively on disability insurance. It helps clients secure coverage that replaces a portion of their income if an illness or injury prevents them from working. The agency handles individual policies for professionals as well as group plans for local businesses. To complete a typical job, it assesses each client’s occupation and earnings to recommend a suitable policy from its network of carriers.
Dimension Financial Services, located in Wethersfield, CT, operates as a disability insurance agent, offering services on a one-time consultation basis to review individual needs or on a recurring basis for clients requiring periodic policy adjustments. The firm specializes in coverage options that help replace income if a client becomes unable to work due to illness or injury, serving residents across Connecticut. Its standard service schedule runs strictly on an as-needed basis.
Wroblewski Joseph provides specialized services to help clients secure disability income protection, covering a range of individual policy options and employer-sponsored plans in the Wethersfield area. The agency works with individuals and small business owners to review existing coverage and address gaps in protection. Guiding clients through complex policy language is a central part of its general service work. Approaching open enrollment periods, the office helps professionals evaluate need for supplemental disability coverage before a sudden illness or injury creates financial strain.
As the seasons change in Wethersfield, local residents often reassess their financial safeguards against unexpected health setbacks. Woodworth Insurance LLC addresses this need by providing disability insurance agent services tailored to individual income protection strategies. The company helps clients understand how disability coverage can replace lost wages during recovery from illness or injury. Through a straightforward approach, they guide clients through plan options that align with daily living expenses and long-term stability. This process begins with a thorough personal assessment to evaluate current coverage and potential gaps.
Serving residents in Wethersfield, CT, Medisure Spot assists individuals in securing disability income protection to safeguard personal finances. The agency also works with commercial clients, helping local businesses establish coverage for employees throughout the greater Hartford area. Representatives review plans that replace a portion of lost wages during illness or injury, offering guidance on policy nuances. Appointments typically include a thorough explanation of benefit periods and waiting terms. As policyholders’ needs evolve, follow-up meetings are scheduled to reassess coverage between regular visits, ensuring plans remain aligned with changing life circumstances.
What Does a a Disability Insurance Agent in Wethersfield Cost?
Disability insurance agent services are usually paid through commissions from the insurance carrier, so there is no direct fee to you. Policy premiums in Connecticut vary widely. For a 30-year-old in a low-risk occupation, a policy with a 90-day waiting period and a 2,000 dollar monthly benefit might cost 40 to 70 dollars per month. Older applicants or those in higher-risk jobs may pay 100 to 250 dollars or more. This is general information and not insurance advice.
About disability insurance agents in Wethersfield
Disability insurance agents in Wethersfield Connecticut help individuals and businesses secure income protection policies. Connecticut law requires certain employers to provide short-term disability coverage through the Connecticut Paid Leave program. An agent can guide you through private policy options and state requirements to ensure you have appropriate coverage.
Frequently Asked Questions
What does a disability insurance agent in Wethersfield do?
A disability insurance agent in Wethersfield helps you compare and purchase disability insurance policies. They explain policy terms, coverage limits, and exclusions. They can also assist with filing claims and understanding Connecticut Paid Leave benefits.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides partial wage replacement for certain medical and family reasons. A private disability insurance policy can supplement these benefits. An agent can help you coordinate private coverage with state benefits to avoid gaps.
What is the typical cost for disability insurance in Connecticut?
Costs vary based on age, health, occupation, and benefit amount. Monthly premiums for an individual policy in Connecticut often range from 30 to 150 dollars for a 2,000 to 5,000 dollar monthly benefit. Group plans through employers may have lower rates.
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