The top-rated disability insurance agent in Enfield, Connecticut is Chris Wilder - State Farm Insurance Agent, rated 5.0 stars across 571 reviews. Other highly rated options include Jo Ann Walk - State Farm Insurance Agent, Brooks, Todd & McNeil Insurance - Enfield, Innosure Insurance. This directory lists 17 disability insurance agents serving Enfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Wilder - State Farm Insurance Agent | 111 Hazard Ave Ste B | (860) 265-4246 |
| 2 | Jo Ann Walk - State Farm Insurance Agent | 131 Elm St | (860) 745-6500 |
| 3 | Brooks, Todd & McNeil Insurance - Enfield | 155 Hazard Ave | (860) 741-3886 |
| 4 | Innosure Insurance | 264 Hazard Ave | (860) 265-3905 |
| 5 | Bearingstar Insurance | 155 Hazard Ave #17 | (860) 741-4220 |
| 6 | AFS&V Insurance | 1699 King St #209 | (860) 668-3960 |
| 7 | A&G Insurance LLC | 25 Palomba Dr | (860) 253-3278 |
| 8 | George Lundberg Insurance Agency LLC | 101 Enfield St | (860) 253-9253 |
| 9 | Nationwide Insurance: Cec Insurance Group, Inc. | 47 Palomba Dr Suite 103 | (860) 265-2524 |
| 10 | The Jarrett Agency Inc | 657 Enfield St | (860) 745-4222 |
Chris Wilder - State Farm Insurance Agent serves Enfield, Connecticut, and the surrounding Hartford County area as a disability insurance agent. The agency helps clients evaluate income protection options for unexpected illnesses or injuries. They guide individuals through policy selection based on personal employment and coverage needs. The agency typically assists with short-term disability plans to cover recovery periods and long-term disability policies for extended leave from work.
Jo Ann Walk’s agency provides disability insurance agent services in the Enfield area, offering professional guidance on short-term and long-term income protection policies. Its service approach includes initial needs assessments and periodic policy reviews to adjust coverage as clients’ circumstances change. Regular maintenance involves helping policyholders update beneficiary information and understand claim procedures. The agency services single-family homes, apartments, retail establishments, and restaurants, ensuring each property type receives appropriate disability coverage consultation tailored to its specific operational exposures.
Brooks, Todd & McNeil Insurance serves local homeowners, businesses, and property managers in Enfield seeking disability insurance solutions. The firm helps these clients evaluate coverage options designed to replace lost income due to injury or illness. As a dedicated agency, it guides customers through policy terms to ensure chosen protections match personal or commercial needs. In its role, the agency advises on benefit durations and elimination periods applicable to long-term disability planning. Its service area extends throughout the Enfield metro region and into Southwick, Massachusetts, addressing coverage needs across that nearby community.
Serving Enfield, Connecticut, and the surrounding Hartford County communities, Innosure Insurance handles applications for individual and group disability income policies. The agency assists local professionals in evaluating coverage options that replace a portion of lost earnings during illness or injury. Working with residents and small business owners, it reviews policy terms including benefit periods, elimination periods, and partial disability provisions. To handle a typical job, the agency gathers current income details and occupation specifics before comparing multiple carriers’ underwriting requirements to find suitable coverage.
Bearingstar Insurance in Enfield, CT, offers both one-time consultations for immediate disability income questions and recurring service options for clients needing ongoing policy reviews or adjustments. Coverage through a disability insurance agent helps protect a portion of an individual’s earnings should illness or injury prevent them from working. The agent assesses each client’s occupation, income, and existing benefits to recommend suitable plans. Service runs on either a one-time, scheduled, or as-needed basis, depending on the client’s preference.
AFS&V Insurance specializes in disability income protection for local professionals in Enfield, CT, evaluating individual coverage needs to replace lost wages during injury or illness. The agency guides clients through policy options that bridge the gap between short-term recovery and long-term financial security. As cold weather approaches, they specifically help self-employed individuals and small business owners review their policies for seasonal slowdowns that could affect claim eligibility or premium adjustments.
A&G Insurance LLC serves residential clients in Enfield, Connecticut, who require income protection due to injury or illness. The agency also extends disability insurance coverage to small commercial enterprises within the greater Hartford region. By carefully explaining policy terms and exclusions, the firm helps local residents and business owners choose coverage suited to their budgets and needs. Regular follow-up service is provided each year during policy anniversaries, ensuring coverage remains current between each scheduled plan review.
As winter weather in Enfield can delay travel, many residents seek reliable income protection for times when commuting to work becomes difficult. George Lundberg Insurance Agency LLC addresses this need by guiding local clients through disability insurance options that maintain financial stability during unexpected health challenges. The agency focuses on assessing individual income requirements and employment conditions to recommend suitable coverage plans. An initial consultation reviews a client’s current disability situation and any existing policies before scheduling a thorough needs assessment.
Nationwide Insurance: Cec Insurance Group, Inc. in Enfield, CT, assists individuals and businesses in securing financial protection through disability insurance. The agency focuses on policies that replace a portion of lost income if a client becomes unable to work due to illness or injury. Its specialized disability coverage can be tailored to protect various commercial operations, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Enfield Cost?
Disability insurance premiums in Connecticut typically range from 1% to 3% of your annual income for individual policies. Group policies through an employer often cost less. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Enfield
Disability insurance agents in Enfield Connecticut help individuals and businesses find coverage that meets their needs. Connecticut law requires certain employers to provide short-term disability benefits through the state program. A local agent can explain how private policies work alongside state mandated coverage.
Frequently Asked Questions
What does a disability insurance agent in Enfield do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They do not handle claims but can guide you on policy features.
How is Connecticut disability insurance different from other states?
Connecticut has a state mandated short-term disability program that provides partial wage replacement. A private disability insurance agent can help you get supplemental coverage. This is different from states without such a program.
Can an agent help if my disability claim is denied?
An agent can review your policy and explain appeal options. However they cannot represent you in a legal appeal. For claim denials you may need to consult an attorney who handles ERISA or Connecticut disability law.
Disability Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford