The top-rated disability insurance agent in Bristol, Connecticut is C.V. Mason Insurance Agency, rated 4.9 stars across 323 reviews. Other highly rated options include Matthew J. Bub - State Farm Insurance Agent, Amie Chasse - State Farm Insurance Agent, Zach Ibanez - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | C.V. Mason Insurance Agency | 254 Main St | (860) 583-4127 |
| 2 | Matthew J. Bub - State Farm Insurance Agent | 674 Farmington Ave | (860) 589-0660 |
| 3 | Amie Chasse - State Farm Insurance Agent | 665 Terryville Ave #3 | (860) 516-4355 |
| 4 | Zach Ibanez - State Farm Insurance Agent | 258 Middle St | (860) 973-3116 |
| 5 | Dave Andes: Allstate Insurance | 683 Broad St | (860) 585-8050 |
| 6 | Cynthia M Zabel Insurance, LLC | 291 Queen St Suite 116 | (860) 414-4650 |
| 7 | Dom Socci: Allstate Insurance | 918 Farmington Ave | (860) 582-6029 |
| 8 | Roland Dumont Agency | 985 Farmington Ave | (860) 582-8161 |
| 9 | Empire Insurance Network | 140 Pine St | (860) 582-4264 |
| 10 | Nye Insurance | 273 Central St | (860) 589-3300 |
C.V. Mason Insurance Agency serves the Bristol, Connecticut area as a disability insurance agent. The company helps clients find coverage that replaces a portion of income if they become unable to work due to illness or injury. Policies are designed to protect financial stability during recovery. The agency guides individuals through plan options suited to various professions and income levels. It handles both short-term disability insurance for temporary absences from work and long-term disability insurance for extended periods of incapacity.
Matthew J. Bub - State Farm Insurance Agent in Bristol, CT, assists clients with disability insurance policies designed to provide income protection when illness or injury prevents work. The agency helps customers understand coverage options and adjust plans as life circumstances change. Service includes policy reviews and claims support for maintaining financial stability. The agency handles insurance needs for individuals in various settings, such as single-family homes, apartments, retail businesses, and restaurants.
Serving residents of Bristol, Connecticut, and the surrounding communities, Amie Chasse - State Farm Insurance Agent provides comprehensive disability insurance solutions that help protect an individual’s income in the event of an unexpected illness or injury. The agency handles both short-term and long-term disability policies, assisting clients in understanding the importance of coverage that can replace lost wages during recovery. After assessing a client’s current income and employment situation, it typically explains policy options that align with their budget and financial goals.
Zach Ibanez - State Farm Insurance Agent in Bristol, CT provides disability insurance options to homeowners, self-employed professionals, and small business owners in the area. This local agency helps clients protect their income with personalized coverage, ensuring financial stability if illness or injury prevents work. The advisor explains policy terms clearly and guides customers through enrollment. Service also extends to nearby Plainville and surrounding parts of Hartford County.
Dave Andes: Allstate Insurance in Bristol, CT, provides disability insurance that differs between one-time coverage options for individuals seeking a single policy purchase and recurring service plans for those needing ongoing adjustments to their protection. Coverage helps replace a portion of lost income if an employee becomes unable to work due to illness or injury. Policyholders receive guidance tailored to their specific occupation and lifestyle risks. Services are available on an as-needed basis, allowing clients to request policy reviews or new applications when their circumstances change.
Cynthia M Zabel Insurance, LLC provides disability insurance agent services to clients in and around Bristol, CT. The company specializes in helping individuals protect their income by selecting appropriate disability coverage tailored to specific needs. This work often involves analyzing current policies and recommending suitable options for financial protection against illness or injury. The company can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Dom Socci: Allstate Insurance specializes in disability insurance coverage for clients in the Bristol, CT area, helping individuals protect their income in the event of an illness or injury. The agency also assists with related insurance needs, including life and health policies, to build comprehensive financial safeguards. It works with both local professionals and small business owners seeking tailored plans. Navigating a sudden medical leave or recovering from an unexpected accident are particular situations where the agency helps clients understand their policy benefits.
The approaching change in seasons or a new job often prompts residents of Bristol, CT, to review their financial safeguards. The Roland Dumont Agency responds by offering tailored guidance regarding disability insurance policies designed to protect personal income during unexpected medical leaves. Their agent listens to each client’s specific employment situation and coverage priorities before clarifying available policy options. This focuses the conversation on realistic protection plans suited to local work environments. An initial consultation is conducted to review the individual’s current occupation and income structure.
Empire Insurance Network provides disability insurance to residents in Bristol, Connecticut, also offering commercial coverage for local businesses. The agency serves individuals and employers throughout the greater Bristol area with policies designed to protect income during illness or injury. Clients can expect thorough consultations to match coverage to specific needs, with ongoing support between regular visits to adjust policies or address claims.
Nye Insurance, based in Bristol, CT, is known for providing disability insurance agent services. The company helps individuals understand disability coverage options to protect against income loss from injury or illness. Nye Insurance assists clients in evaluating policy terms, benefit periods, and elimination periods tailored to personal financial needs. A local agent can also advise on coordinating disability benefits with existing employer coverage. For added protection, the firm offers consultation on securing optional residual disability riders.
What Does a a Disability Insurance Agent in Bristol Cost?
Disability insurance premiums in Connecticut typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 40 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Costs vary by case and insurer. This is general information, not insurance advice.
About disability insurance agents in Bristol
Disability insurance agents in Bristol Connecticut help individuals and businesses secure income protection. Connecticut law requires certain employers to provide short-term disability coverage through the Connecticut Paid Leave program. A local agent can explain how private policies work alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Bristol do?
A disability insurance agent helps you find and apply for a policy that replaces part of your income if you become unable to work. They compare plans from different insurers and explain policy terms like elimination periods and benefit durations.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides up to 12 weeks of partial wage replacement for qualifying medical reasons. A private disability policy can supplement this benefit to provide higher income replacement or longer coverage beyond the state program.
Can a Bristol agent help with a denied disability claim?
Yes, many agents can assist with the initial claim process and help you understand policy language. For formal appeals, they may refer you to a specialist. Connecticut law gives you 180 days to appeal a claim denial under an employer plan.
Disability Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford