The top-rated disability insurance agent in West Hartford, Connecticut is AAA West Hartford, rated 4.3 stars across 872 reviews. Other highly rated options include Insure Connecticut, LLC, StateChoice Insurance, Keating Agency Insurance. This directory lists 14 disability insurance agents serving West Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA West Hartford | 815 Farmington Ave | (860) 570-4353 |
| 2 | Insure Connecticut, LLC | 71 Raymond Rd | (860) 970-0977 |
| 3 | StateChoice Insurance | 40 South St | (860) 232-1234 |
| 4 | Keating Agency Insurance | 10 Arapahoe Rd | (860) 521-1420 |
| 5 | Bouvier Insurance, A HUB International Company | 29 N Main St | (860) 232-4491 |
| 6 | Andrea Zmenyak-Liberno: Allstate Insurance | 17 Oakwood Ave | (860) 232-6381 |
| 7 | Evaristo Insurance | 71 Raymond Rd | (860) 870-8124 |
| 8 | Thomas Fahy Insurance Associates | 433 S Main St Ste 118 | (860) 232-1330 |
| 9 | Acrisure West Hartford, CT (Trumbull Group Benefits) | 433 S Main St UNIT 107 | (860) 313-5353 |
| 10 | R Agency LLC | 901 Farmington Ave | (860) 523-4000 |
AAA West Hartford serves the greater West Hartford, Connecticut area as a provider of disability insurance agent services. It assists local individuals and professionals in securing financial protection against income loss due to injury or illness. The agency helps clients evaluate their coverage needs in the local job market. It connects residents with appropriate short-term and long-term disability insurance policies tailored to their occupations and circumstances.
Insure Connecticut, LLC, based in West Hartford, offers a full range of disability insurance agency services, including guidance on policy selection and application assistance for income protection. The firm also provides ongoing policy review and claims support to help clients adjust their coverage as circumstances change. As a local agent working in the West Hartford area, it serves individuals and business owners seeking financial security against injury or illness. Its client base includes professionals, small business operators, and those with volatile income streams across single-family homes, apartments, retail establishments, and restaurants.
Serving as a disability insurance agent, StateChoice Insurance helps clients secure coverage that replaces lost income during illness or injury. The West Hartford company guides residents through the complexities of individual and employer-sponsored plans. It assesses each person’s occupation and financial needs, then identifies appropriate policy terms and benefits. As open enrollment for employer benefits concludes, StateChoice assists locals in evaluating private long-term disability options to fill coverage gaps left by workplace plans.
Based in West Hartford, CT, Keating Agency Insurance serves clients throughout Hartford County and the surrounding communities. The agency handles disability insurance, which provides income replacement if an illness or injury prevents a person from working. For those looking for long-term or short-term coverage, the agency’s typical approach begins by reviewing an individual’s occupation and income to identify appropriate policy options.
Bouvier Insurance, A HUB International Company, serves homeowners and businesses in West Hartford, Connecticut by helping them navigate disability insurance agent services to protect their income. It advises clients on coverage options that replace lost earnings due to illness or injury, ensuring financial stability during recovery periods. Standard policies are explained clearly, and enrollment guidance is provided to local residents and commercial entities. The firm also extends its services to nearby communities throughout the greater Hartford metro area.
Andrea Zmenyak-Liberno: Allstate Insurance in West Hartford, CT recognizes that clients may need a one-time consultation or ongoing service to maintain disability income protection. Coverage options through this agency help replace a portion of lost earnings if an illness or injury prevents work, ensuring financial stability during recovery. This typical local disability insurance agent work includes discussing individual policies and employer-sponsored plans. Service is available on an as-needed basis, accommodating changes in health, employment, or financial goals as they arise.
Evaristo Insurance specializes in disability insurance agent services, helping clients in West Hartford, Connecticut secure income protection policies. The agency guides individuals through the process of evaluating coverage options that replace lost wages due to illness or injury. It also assists professionals with group and individual plan selections tailored to different career fields and personal budgets. As the winter season approaches, the agency helps residents prepare for potential snow-related accidents that could temporarily prevent them from working.
During Connecticut’s unpredictable spring season, many working residents begin to reconsider how a sudden illness or injury might affect their income. Thomas Fahy Insurance Associates in West Hartford helps individuals and small-business owners explore disability insurance policies that can replace lost wages during recovery. Agents review current employer coverage, medical history, and personal financial obligations to recommend appropriate benefit periods and elimination periods. A thorough initial assessment of each client’s unique occupational risks and income needs is conducted before any specific policy is presented.
Acrisure West Hartford, CT (Trumbull Group Benefits) serves individuals and businesses by navigating disability insurance options to protect income against unexpected health events. It specializes in both short-term and long-term disability policies, designing coverage that addresses specific occupational needs and income replacement goals. Standard offerings can be tailored with supplementary riders, ensuring flexibility for different employment settings. The company works with local offices and professional service firms, as well as warehouses, manufacturing facilities, and food service operations.
R Agency LLC in West Hartford, CT works with residents to find individual disability insurance policies that protect against income loss due to injury or illness. The agency also advises commercial clients in the greater Hartford area on group disability coverage for their employees. Agents maintain relationships throughout the claims process, ensuring clients understand policy terms and needed documentation. They follow up after claim resolution to discuss adjustments during regular policy reviews and life changes.
What Does a a Disability Insurance Agent in West Hartford Cost?
Costs for disability insurance in Connecticut depend on factors like age, health, occupation, and benefit level. A standard individual policy for a healthy professional might cost between 800 and 3,000 dollars annually. Group rates through an employer are often lower. This is general information, not insurance advice.
About disability insurance agents in West Hartford
Disability insurance agents in West Hartford help individuals and businesses find coverage that meets their needs. Connecticut law requires certain employer-sponsored disability benefits under the Connecticut Paid Leave program. A local agent can explain how private policies interact with state mandates and help you compare options.
Frequently Asked Questions
What does a disability insurance agent in West Hartford do?
An agent helps you choose a disability insurance policy from multiple carriers. They explain policy terms, exclusions, and benefit amounts. They do not provide legal advice but can guide you on coverage options.
How is Connecticut different for disability insurance?
Connecticut has a state paid family and medical leave program that provides partial wage replacement. Private disability policies can supplement this benefit. Agents must be licensed by the Connecticut Insurance Department.
What is the typical cost for disability insurance in Connecticut?
Premiums vary based on age, health, occupation, and benefit amount. A typical policy might cost 1% to 3% of annual income. For a 40 year old earning 100,000 dollars, a policy could range from 800 to 2,500 dollars per year.
Disability Insurance Agents in Other Connecticut Cities
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