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Find Disability Insurance Agents Near You in Waterbury, CT

Browse disability insurance agents serving Waterbury, Connecticut. Updated 2026-07-14.

The top-rated disability insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, American Financial Solutions llc. This directory lists 18 disability insurance agents serving Waterbury.

Showing 18 disability insurance agents in Waterbury, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1B&A Benefit Solutions45 Pilgrim Ave(203) 565-6419
2Muni Insurance, Inc.211 Chase Ave(203) 527-3669
3Connor Rafferty: Allstate Insurance767 Wolcott St(203) 757-9601
4American Financial Solutions llc48 Meriden Rd(203) 706-4015
5Main Street Insurance - Waterbury Office345 W Main St(203) 757-5737
6Mark Shumilla - State Farm Insurance Agent520 Frost Rd FL-1(203) 757-6300
7Douglas Haywood: Allstate Insurance1884 E Main St(203) 757-9009
8Montagno Insurance Inc344 Robbins St(203) 721-7041
9Jack D Edsall Jr - State Farm Insurance Agent1101 Huntingdon Ave UNIT 3(203) 755-3700
10Sundel & Milford Inc11 Scovill St # 4(203) 753-0114
BB
45 Pilgrim Ave
B&A Benefit Solutions
Disability Insurance Agent · Waterbury, CT

B&A Benefit Solutions in Waterbury, CT assists local homeowners, self-employed professionals, and small business owners in securing disability insurance coverage against income loss from illness or injury. The agency helps clients understand policy options designed to replace a portion of their earnings during recovery. As a dedicated disability insurance agent, the company offers personalized guidance on plan selection and enrollment. Its service area also extends to nearby communities such as Naugatuck and the regional Waterbury metro vicinity.

MI
211 Chase Ave
Muni Insurance, Inc.
Disability Insurance Agent · Waterbury, CT

Muni Insurance, Inc. serves the Waterbury, Connecticut metro area and surrounding communities, offering the services of a local disability insurance agent. It assists clients with planning for income protection in the event of an illness or injury that prevents them from working. The agency works to match individuals and small businesses with appropriate disability insurance policies to suit their needs. It specifically handles both short-term disability insurance and long-term disability insurance policy placements.

CR
767 Wolcott St
Connor Rafferty: Allstate Insurance
Disability Insurance Agent · Waterbury, CT

Connor Rafferty: Allstate Insurance provides disability insurance agent services to individuals and businesses in the Waterbury area. The company helps clients understand various disability coverage options and assists with filing claims when needed. Maintaining appropriate coverage often involves periodic policy reviews and updates to reflect changes in income or employment status. These services address the needs of professionals working in single-family homes, apartments, retail establishments, and restaurants.

AF
48 Meriden Rd
American Financial Solutions llc
Disability Insurance Agent · Waterbury, CT

Serving Waterbury, Connecticut, and the surrounding communities, American Financial Solutions LLC handles matters related to disability insurance agency. The company works to help local residents understand their coverage options for income protection in the event of illness or injury. It assists clients in navigating their policy choices, focusing on identifying the disability insurance plan that best fits an individual’s specific needs. For each client, the company takes a thorough, consultative approach by first evaluating the client’s personal situation and then explaining the available plan benefits and terms.

MS
345 W Main St
Main Street Insurance - Waterbury Office
Disability Insurance Agent · Waterbury, CT

Main Street Insurance in Waterbury, CT offers both one-time policy consultations and recurring support for ongoing disability coverage needs. The agency helps individuals select plans that replace a portion of income if illness or injury prevents work. Services include comparing benefit amounts, elimination periods, and policy riders to match specific occupational risks. This local office typically operates on a scheduled basis for initial meetings and policy reviews, with additional appointments available as needed.

MS
520 Frost Rd FL-1
Mark Shumilla - State Farm Insurance Agent
Disability Insurance Agent · Waterbury, CT

As a disability insurance agent in Waterbury, CT, Mark Shumilla’s State Farm office specializes in helping clients secure income protection plans that replace a portion of earnings if illness or injury prevents work. It also provides general guidance on personal insurance policies and coverage options tailored to individual budgets and employment situations. The firm assists local residents with evaluating disability insurance as part of a broader financial safety net, particularly before or after a seasonal job change or major medical procedure.

DH
1884 E Main St
Douglas Haywood: Allstate Insurance
Disability Insurance Agent · Waterbury, CT

In winter, Waterbury residents often seek financial protection against unexpected income loss due to injury or illness. Douglas Haywood: Allstate Insurance provides disability insurance agent services in the area, helping clients understand coverage options tailored to their needs. The company works with individuals to evaluate how a disability policy might replace a portion of wages during recovery. A typical initial engagement involves a thorough assessment of current employment income and existing benefits to determine appropriate coverage gaps.

MI
344 Robbins St
Montagno Insurance Inc
Disability Insurance Agent · Waterbury, CT

Montagno Insurance Inc provides disability insurance agent services to residents in Waterbury, Connecticut. The agency also assists commercial clients with disability coverage needs throughout the greater Waterbury area. A disability insurance agent in this region helps individuals protect their income against illness or injury. Montagno Insurance Inc works with clients to select suitable policies that match their financial situations. Customers often return when coverage requirements change or to adjust plans between regular office visits for updated policy reviews.

JD
1101 Huntingdon Ave UNIT 3
Jack D Edsall Jr - State Farm Insurance Agent
Disability Insurance Agent · Waterbury, CT

Jack D Edsall Jr - State Farm Insurance Agent in Waterbury, CT, works with local individuals and businesses to develop financial protection plans. The agency specializes in helping clients secure disability insurance coverage, a service designed to replace a portion of income if illness or injury prevents the policyholder from working. Agents assist in evaluating personal and occupational risks to build appropriate policies. The agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.

SM
11 Scovill St # 4
Sundel & Milford Inc
Disability Insurance Agent · Waterbury, CT

Sundel & Milford Inc, based in Waterbury, CT, is known for guiding individuals and businesses through the complexities of disability insurance. Serving local clients, the agency evaluates various policy structures to help protect income against unforeseen medical circumstances. They assist with understanding policy terms, benefit durations, and own-occupation definitions that are relevant to Connecticut workers. Additionally, Sundel & Milford can help arrange supplementary coverage options, such as a residual disability rider for partial loss of earnings.

WF
211 Schraffts Dr
World, Formerly Known As CDR Insurance Group
Disability Insurance Agent · Waterbury, CT
(203) 754-3156
cdrinsurance.com
MA
145 Meriden Rd
Moran Agencies
Disability Insurance Agent · Waterbury, CT
(203) 463-6279
moranagencies.com
HI
820 Hamilton Ave UNIT 2
Heritage Insurance Inc
Disability Insurance Agent · Waterbury, CT
(203) 755-1228
heritageinswtby.com
DF
1115 W Main St
Di Franceso Insurancy Agency
Disability Insurance Agent · Waterbury, CT
(203) 756-8176
mydifrancescoinsurance.com
BI
39 Meriden Rd
Bravo Insurance Group
Disability Insurance Agent · Waterbury, CT
(203) 518-5845
bravoinsurancect.com
GN
311 Windy Dr
George Noujaim - Mutual of Omaha
Disability Insurance Agent · Waterbury, CT
(203) 802-7172
agents.mutualofomaha.com/agents/ct/waterbury/george-noujaim
MC
1635 Thomaston Ave
M/C Insurance LLC
Disability Insurance Agent · Waterbury, CT
(203) 596-1082
becauseweride.com
SM
11 Scovill St # 4
Sundel & Milford: Tanganelli Thomas
Disability Insurance Agent · Waterbury, CT
(203) 753-0114
sundelmilford.com/contact-us.asp

What Does a a Disability Insurance Agent in Waterbury Cost?

Disability insurance agent services in Connecticut typically do not charge a separate fee because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old in a moderate-risk job, monthly premiums often range from 100 to 300 dollars for a policy covering 60 percent of income. Costs for high-risk occupations or older applicants can be higher. This is general information and not insurance advice.

About disability insurance agents in Waterbury

Disability insurance agents in Waterbury Connecticut help individuals and businesses find coverage that protects income if injury or illness prevents work. Connecticut law requires agents to hold a valid state license and follow regulations under Title 38a of the Connecticut General Statutes. Working with a local agent can help you understand policy options and the claims process specific to Connecticut requirements.

Frequently Asked Questions

What does a disability insurance agent in Waterbury do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms such as elimination periods and benefit amounts. Agents do not provide legal advice but can guide you on filing a claim.

Are there time limits to file a disability claim in Connecticut?

Connecticut law does not set a specific deadline for filing a disability claim, but most policies require prompt notice. You should review your policy for its own time limits. Delays can result in denial of benefits.

How do I verify an agent license in Connecticut?

You can check an agent license through the Connecticut Insurance Department website using the producer license lookup tool. All agents must be licensed to sell disability insurance in the state. This ensures they meet state education and background requirements.

Disability Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.