The top-rated disability insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 18 disability insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 7 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 8 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 9 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
| 10 | H R Madeux Agency Inc | 497 Main St | (860) 489-6714 |
Brooks, Todd & McNeil Insurance serves clients throughout the Torrington, Connecticut area as a disability insurance agent. The firm helps individuals and professionals secure coverage that replaces lost income when injury or illness prevents work. It assists with understanding policy terms, benefit periods, and elimination periods that affect claims. This agency also guides clients through the process of filing for both short-term and long-term disability benefits.
Amie Chasse - State Farm Insurance Agent serves Torrington, Connecticut residents, providing disability insurance coverage designed to protect personal income in the event of illness or injury. The agency also addresses commercial disability needs for local business owners seeking continuity for their operations. Service extends throughout the Torrington area and surrounding communities. Clients can rely on thorough follow-up after an initial policy setup and return for regular coverage reviews to ensure their protection remains aligned with changing life circumstances.
HealthMarkets Insurance - Mel Brickman in Torrington, CT, provides disability insurance agent services, helping clients secure income protection plans in the local area. It focuses on explaining policy options and customizing coverage limits for individual financial situations. Ongoing policy reviews and claims assistance are part of its service maintenance to ensure benefits adjust with changing needs. The company regularly serves single-family homes, apartments, retail locations, and restaurants throughout the region.
Homeowners, renters, and local business owners in Torrington, CT turn to Toth Insurance Agency LLC for disability insurance agent services. The agency guides clients through the process of securing income protection policies that can replace a portion of earnings if illness or injury prevents work. It helps individuals compare short-term and long-term disability plans to match their financial needs. This disability insurance agent also serves clients in the surrounding Litchfield County communities, including Harwinton and Thomaston.
Serving the Torrington, Connecticut area and surrounding northwest communities, Brickman Insurance Services handles disability insurance agent work, helping clients of all backgrounds navigate potential income loss from illness or injury. The company addresses both short-term and long-term policies for individuals and employers. Typical jobs begin with a detailed review of the client's occupation and financial obligations. From there, Brickman Insurance Services builds a tailored approach, comparing coverage options to match each case’s specific needs.
Strathman-Winch Insurance in Torrington, CT offers both one-time policy evaluations and ongoing service options, with coverage tailored to protect an individual’s income during a disability. For those seeking long-term security, the agency can design recurring plan adjustments to align with changing employment or health status. All disability insurance agent services here focus on matching clients with appropriate policy terms and premium structures for their local area. This operation typically provides consultations on an as-needed basis.
Health Insurance Services Of Connecticut | Craig Yard specializes in disability insurance agent services for individuals and professionals in Torrington. It also provides general assistance with understanding policy options and coordinating coverage needs. The agency helps clients assess income protection plans suited to their personal employment situations. As a local resource, it supports residents facing life changes such as a new job or a recovery period where short-term disability benefits become essential for maintaining financial stability.
As the seasons change in Torrington, residents often reassess their financial protections against unexpected health events. Jeromy Comandini - State Farm Insurance Agent provides guidance on disability insurance, helping local workers secure income replacement if illness or injury prevents them from earning a paycheck. This agent works with individuals to explore policies that align with varied professional needs across Litchfield County. The process typically begins with a personalized consultation to review current coverage and identify potential gaps in protection.
Summit Insurance assists individuals in Torrington, Connecticut, in evaluating options for income protection. The agency specializes in disability insurance, which provides financial support if an injury or illness prevents work. Representatives guide clients through policy terms, benefit periods, and elimination periods to find suitable coverage for their circumstances. This service is available for professionals across various commercial sectors, including offices, warehouses, and food service environments.
H R Madeux Agency Inc serves residential clients in Torrington, Connecticut, helping protect personal income through disability insurance coverage. The agency also assists local businesses by offering commercial disability insurance options, ensuring employers can provide income protection for their workers. Service extends throughout the Torrington area, covering both individual and organizational needs within this community. Between regular appointments, the agency follows up with clients to review policy changes or update coverage, supporting ongoing financial security in the region.
What Does a a Disability Insurance Agent in Torrington Cost?
Disability insurance agent services in Connecticut typically do not charge a separate fee. Agents earn commissions from the insurance company, usually 5 to 10 percent of the premium. Policy costs vary by age, health, and coverage amount. For example, a 40 year old might pay 1 to 3 percent of their annual income for a policy. This is general information, not insurance advice.
About disability insurance agents in Torrington
A disability insurance agent in Torrington, Connecticut can help you understand your policy options and file claims. Connecticut law requires insurers to respond to disability claims within 30 days. Local agents are familiar with the needs of workers in Litchfield County, including those in manufacturing and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Torrington do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain coverage terms and assist with paperwork. Agents in Torrington know Connecticut insurance regulations.
How long do I have to file a disability claim in Connecticut?
Connecticut does not set a specific deadline for filing a claim, but policies often require notice within 30 to 90 days. Check your policy for exact time limits. An agent can help you understand your policy terms.
Can a disability insurance agent help with an appeal in Connecticut?
Yes, an agent can guide you through the appeals process. Under Connecticut law, insurers must provide a written explanation for denials. Your agent can help you gather evidence and meet deadlines.
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