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Find Disability Insurance Agents Near You in Stratford, CT

Browse disability insurance agents serving Stratford, Connecticut. Updated 2026-07-14.

The top-rated disability insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent, Scott Insurance. This directory lists 17 disability insurance agents serving Stratford.

Showing 17 disability insurance agents in Stratford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A J Gambardella Insurance and Financial Services6580 Main St #201(203) 377-8455
2Portsmouth Atlantic Insurance160 1st Ave(603) 431-4020
3Rick LoCicero - State Farm Insurance Agent1516 Barnum Ave(203) 610-6939
4Scott Insurance3151 Main St(203) 375-5847
5Dougherty Insurance Agency, Inc.2420 Main St(203) 377-4394
6State Farm Insurance3231 Main St(203) 377-5167
7County Agency, Inc.2063 Barnum Ave(203) 732-7650
8Lambros Insurance Services1980 Main St(203) 377-2300
9Stegner Associates3446 Main St(203) 877-1037
10Tavella Insurance2499 Main St(203) 381-9775
JG
6580 Main St #201
A J Gambardella Insurance and Financial Services
Disability Insurance Agent · Stratford, CT

A J Gambardella Insurance and Financial Services serves Stratford and the surrounding Fairfield County area as a disability insurance agent. The company assists individuals and professionals with obtaining financial protection against the loss of income due to illness or injury. Agents work to match clients with appropriate coverage options to help secure their earnings and lifestyle. A J Gambardella Insurance and Financial Services handles long-term disability policies and short-term disability coverage for local policyholders.

PA
160 1st Ave
Portsmouth Atlantic Insurance
Disability Insurance Agent · Stratford, CT

Portsmouth Atlantic Insurance provides individual and group disability income protection services for local residents and businesses in Stratford, Connecticut. It guides clients through policy options that replace lost earnings due to illness or injury, focusing on customized coverage reviews and claims assistance. Maintenance plans include periodic policy evaluations to ensure benefits remain aligned with changing incomes and lifestyle needs. The agency serves professionals, office workers, and independent contractors, as well as small business owners, servicing single-family homes, apartments, retail shops, and restaurants.

RL
1516 Barnum Ave
Rick LoCicero - State Farm Insurance Agent
Disability Insurance Agent · Stratford, CT

Serving homeowners, businesses, and property managers in Stratford, this agency provides disability insurance agent services to help clients protect their income against unexpected illness or injury. The agent works with individuals and local companies to evaluate policies that replace a portion of lost earnings during a recovery period. Coverage options are explained clearly, allowing clients to make informed decisions about their financial security. This agency also extends its services to the neighboring Bridgeport area, ensuring broader access for residents and employers across the region.

SI
3151 Main St
Scott Insurance
Disability Insurance Agent · Stratford, CT

Scott Insurance serves Stratford, Connecticut, and the surrounding communities as a disability insurance agent. It handles the process of helping individuals and families secure coverage that provides income protection if they are unable to work due to illness or injury. The company assists clients in navigating the various policy options available through different insurers. A typical job begins with a thorough review of the client’s occupation and financial situation. It then compares plan features and costs to identify appropriate coverage for that specific need.

DI
2420 Main St
Dougherty Insurance Agency, Inc.
Disability Insurance Agent · Stratford, CT

When a client needs disability insurance, they may buy a single policy to protect a current income stream, or they may establish an ongoing relationship to adjust coverage as earnings change over time. Dougherty Insurance Agency, Inc., located in Stratford, CT, advises individuals and small-business owners on disability income protection plans that replace lost earnings due to illness or injury. Working with this agency typically involves an initial one-time consultation to set up coverage, with service scheduled on an as-needed basis for future policy reviews or adjustments.

SF
3231 Main St
State Farm Insurance
Disability Insurance Agent · Stratford, CT

Winter storms and icy roads in Stratford often lead to slips that keep residents out of work. State Farm Insurance responds by guiding local clients through federally supported disability plans that replace income during recovery from such injuries. Their agents explain how elimination periods affect payouts and how employer coverage may be supplemented. For self-employed residents or service workers without long-term protection, the team reviews individual policies designed for partial or total disability. An initial assessment begins with a personal consultation to review coverage gaps.

CA
2063 Barnum Ave
County Agency, Inc.
Disability Insurance Agent · Stratford, CT

As a disability insurance agent in Stratford, CT, County Agency, Inc. specializes in helping professionals secure income protection policies tailored to their specific occupations. The agency guides clients through the process of evaluating short-term and long-term disability plans, ensuring individuals understand policy terms and benefit structures. Recognizing that sudden injury or illness can disrupt a family income, the agency is particularly active in addressing financial concerns during the winter months when seasonal accidents and illnesses become more common in southern Connecticut.

LI
1980 Main St
Lambros Insurance Services
Disability Insurance Agent · Stratford, CT

Lambros Insurance Services in Stratford, CT helps individuals and businesses evaluate their options for protecting income against unexpected medical events. The agency specializes in disability insurance, offering policies that replace lost wages during illness or injury recovery periods. Consultants work closely with clients to explain policy terms, riders, and waiting periods. These representatives serve professionals in commercial offices, distribution warehouses, and food service operations throughout the local region, ensuring coverage aligns with different workplace environments and job demands.

SA
3446 Main St
Stegner Associates
Disability Insurance Agent · Stratford, CT

Located in Stratford, CT, Stegner Associates offers residential disability insurance services to local individuals seeking income protection. The agency also provides commercial coverage for small businesses and professionals throughout the broader Fairfield County area. Policies are tailored to address long-term illness or injury scenarios, helping maintain financial stability. Stegner Associates encourages clients to schedule follow-up consultations between regular annual reviews to reassess coverage needs and adjust policies as life circumstances change.

TI
2499 Main St
Tavella Insurance
Disability Insurance Agent · Stratford, CT

Tavella Insurance in Stratford, CT is known for providing disability insurance coverage to local professionals and small business owners. The agency assists clients in replacing a portion of their income if an injury or illness prevents them from working. It typically evaluates individual needs by considering occupation, existing benefits, and long-term financial obligations. For those seeking more comprehensive protection, the agency can also offer policies with a future purchase option rider to facilitate increased coverage as income grows.

BI
1757 Barnum Ave #1
Barnum Insurance
Disability Insurance Agent · Stratford, CT
(203) 375-3834
barnum-insurance.com
LI
3151 Main St
LoStocco Insurance Services
Disability Insurance Agent · Stratford, CT
(203) 386-0121
lostoccoinsurance.com
NI
30 Pepperidge Cir
Nationwide Insurance: Mark P Mannino
Disability Insurance Agent · Stratford, CT
(203) 381-9797
HI
135 Larchmont Cir
Hefferon Insurance Inc.
Disability Insurance Agent · Stratford, CT
(203) 378-0403
hefferoninsurance.com
MA
7365 Main St
Medicare Assurance Group
Disability Insurance Agent · Stratford, CT
(888) 397-3997
medicareassurance.net
BI
3151 Main St
Barnum Insurance Agency
Disability Insurance Agent · Stratford, CT
(203) 375-3834
barnuminsurance.com
LF
3151 Main St
Lydiksen and Faber Insurance
Disability Insurance Agent · Stratford, CT
(203) 377-0871
lydiksenfaber.com

What Does a a Disability Insurance Agent in Stratford Cost?

Typical costs for disability insurance in Connecticut range from 1% to 3% of your annual income for a policy that covers 60% to 70% of your salary. For a person earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums vary based on age, health, occupation, and policy features. This is general information and not insurance advice.

About disability insurance agents in Stratford

Disability insurance agents in Stratford Connecticut help individuals and businesses find coverage that protects income if injury or illness prevents work. Connecticut law requires certain employers to provide short-term disability benefits through the Connecticut Paid Leave program. A local agent can explain how private policies work alongside state benefits.

Frequently Asked Questions

What does a disability insurance agent in Stratford do?

A disability insurance agent helps you compare policies from different carriers to find a plan that fits your needs. They explain policy terms like elimination periods and benefit amounts. They do not handle claims but can guide you on how to file.

How is Connecticut disability insurance different from other states?

Connecticut has a state paid leave program that provides partial wage replacement for medical and family reasons. Private disability insurance can supplement this coverage. An agent can explain how private policies coordinate with state benefits.

Do I need disability insurance if I have Connecticut Paid Leave?

Connecticut Paid Leave provides up to 12 weeks of partial wage replacement per year. Private disability insurance can offer longer benefit periods and higher replacement rates. An agent can help you decide if additional coverage is right for you.

Disability Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.