The top-rated disability insurance agent in Southington, Connecticut is Joe Plante - State Farm Insurance Agent, rated 4.8 stars across 65 reviews. Other highly rated options include Quadrato Insurance LLC, Sardilli Insurance Agency, Dryden Insurance Agency. This directory lists 15 disability insurance agents serving Southington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Plante - State Farm Insurance Agent | 142 Queen St | (860) 621-0005 |
| 2 | Quadrato Insurance LLC | 276 N Main St FL 2 | (860) 329-0104 |
| 3 | Sardilli Insurance Agency | 22-26 Center St | (860) 628-9686 |
| 4 | Dryden Insurance Agency | 360 N Main St #6 | (860) 628-2200 |
| 5 | Fore Senior Benefits | 47 Crissey Ln | (860) 261-2806 |
| 6 | Kevin Linskey - State Farm Insurance Agent | 1049 Queen St Ste 10 | (860) 747-1044 |
| 7 | Goosehead Insurance - Ryan Dumond | 35 N Main St Suite 3A-10 | (860) 385-4524 |
| 8 | Mazzucco Insurance Solutions LLC | 300 Berlin St | (203) 824-8806 |
| 9 | CT Casualty | 200 Executive Blvd S | (800) 922-2886 |
| 10 | Corporate Risk Solutions | 98 Center St | (860) 426-1080 |
Joe Plante - State Farm Insurance Agent, serving Southington, CT and the surrounding Hartford County area, functions as a dedicated disability insurance provider. The agency helps local residents and professionals secure income protection coverage designed to replace a portion of earnings if an illness or injury prevents them from working. Working with individuals and small business owners, the agency guides clients through policy options that address short-term and long-term disability risks. Specific services handled include evaluating employer-provided disability plans and structuring individual supplementary coverage.
Quadrato Insurance LLC provides disability insurance agent services in the Southington, Connecticut area, including helping clients evaluate and select income protection policies. The company offers guidance on short-term and long-term disability plans, assisting individuals and business owners in understanding policy terms and coverage options. It supports ongoing policy reviews and claims assistance. The agency serves single-family homes, apartment residents, and local retail and restaurant businesses seeking employee or individual disability coverage.
Homeowners, business owners, and professionals in Southington, Connecticut, rely on this agency for disability insurance guidance. The agency helps individuals assess their risk of lost income due to illness or injury and explains policy options that can provide financial protection during recovery periods. Brokers work with clients to match benefit structures and waiting periods with personal budgets and occupational needs. The agency also serves clients in the surrounding communities of the greater Hartford metro area, including Bristol and Plainville.
Dryden Insurance Agency serves clients in Southington, Connecticut, and the surrounding communities. The firm handles disability insurance policies designed to replace a portion of income if an individual cannot work due to illness or injury. It guides clients through the details of short-term and long-term coverage options. To handle a typical job, the agency begins by reviewing the client’s occupation and income needs, then recommends a policy that matches their specific financial protection goals.
Disability insurance clients choose between one-time policies that provide a single benefit payout and recurring coverage that replaces lost income with ongoing payments. Based in Southington, Connecticut, Fore Senior Benefits assists local residents in evaluating these options to match their personal financial needs and long-term security goals. The agent explains how disability insurance can protect an income stream against unforeseen health challenges. Service appointments are typically scheduled in advance on an as-needed basis, allowing each client to discuss coverage at their own convenience.
Kevin Linskey - State Farm Insurance Agent in Southington, CT provides disability insurance coverage to help protect income if an injury or illness prevents work. The agency also assists clients with other personal insurance needs and financial services. Comprehensive policies are designed to replace a portion of earnings during recovery from a medical condition. Local residents often contact the office when facing planned surgeries or anticipating maternity leave to ensure benefits align with their time away from employment.
Goosehead Insurance - Ryan Dumond in Southington, CT, provides general insurance services that help local residents protect their financial futures. The agency specializes in disability insurance, offering coverage that replaces a portion of income if a client becomes unable to work due to injury or illness. These tailored policies can supplement other financial safety nets and are designed for various workplace environments. Commercial sectors commonly served by such agencies include corporate offices, industrial warehouses, and food service establishments.
Mazzucco Insurance Solutions LLC provides disability insurance agent services to residents and families in and around Southington, CT. The agency also handles commercial disability coverage for local businesses seeking income protection for their employees. Across both personal and commercial cases, the firm works with clients throughout central Connecticut. Each policy is reviewed to match individual needs and employment situations. For existing clients, periodic follow-up and adjustments are offered between regular visits to keep coverage aligned with life or business changes.
As the cost of living in central Connecticut continues to rise, local workers often worry about losing income due to an unexpected injury or illness. CT Casualty, based in Southington, offers disability insurance policies tailored to replace a portion of lost earnings during recovery. The company works with individuals and small businesses to select plans that align with typical household budgets in the region. An initial conversation begins with a straightforward review of the client’s current coverage and monthly expenses before scheduling an in-person assessment.
What Does a a Disability Insurance Agent in Southington Cost?
Disability insurance costs in Connecticut vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40 year old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high risk occupations or longer benefit periods. This is general information and not insurance advice.
About disability insurance agents in Southington
Disability insurance agents in Southington Connecticut help residents and businesses find income protection plans. Connecticut law requires employers to provide short-term disability coverage through the Connecticut Paid Leave program. An agent can explain how private policies work alongside state benefits and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Southington do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They also assist with filing claims and understanding Connecticut Paid Leave rules.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides up to 12 weeks of partial wage replacement. A private disability policy can supplement this benefit. An agent can show you how to coordinate both coverages to maximize your income protection.
What documents do I need to apply for disability insurance in Connecticut?
You typically need proof of income, employment details, and medical history. Some policies require a medical exam. Your agent will tell you exactly what each carrier needs for a complete application.
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