The top-rated disability insurance agent in Monroe, Connecticut is Darren Dyson, Koritko Insurance Group, Inc., rated 5.0 stars across 57 reviews. Other highly rated options include Shildneck & Associates Insurance Services, LLC, Fida Insurance Group, Angelovic Insurance Group LLC. This directory lists 14 disability insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Dyson, Koritko Insurance Group, Inc. | 731 Main St unit 124 | (203) 268-7224 |
| 2 | Shildneck & Associates Insurance Services, LLC | 500 Purdy Hill Rd STE 5 | (203) 590-3500 |
| 3 | Fida Insurance Group | 244 Monroe Turnpike | (203) 445-0031 |
| 4 | Angelovic Insurance Group LLC | MONROE PROFESSIONAL BUILDING, 450 Monroe Turnpike Suite 100 | (203) 459-8000 |
| 5 | Adam Miller Agency, LLC | 227 Monroe Turnpike 2nd floor | (203) 261-5090 |
| 6 | Lawrence McNellis: Allstate Insurance | 417 Main St | (203) 268-3300 |
| 7 | Jennifer Draney - State Farm Insurance Agent | 494 Main St #1 | (203) 261-7772 |
| 8 | Smith Brothers Insurance | 501 Main St #101 | (203) 268-9999 |
| 9 | John Zsoldos - Insurance Agent Koritko Insurance | 731 Main St unit 124 | (203) 268-7224 |
| 10 | Berliner-Gelfand & Co., Inc. | 188 Main St | (203) 367-7704 |
Darren Dyson with Koritko Insurance Group, Inc. serves Monroe and the surrounding Fairfield County area as a disability insurance agent. The company provides professional guidance to clients seeking coverage that replaces lost income due to illness or injury. Individuals and small business owners can explore policies that offer financial protection during medical leave. The firm assists with both short-term and long-term disability insurance plans tailored to local needs.
Shildneck & Associates Insurance Services, LLC provides comprehensive disability insurance services in Monroe, CT, guiding clients through the selection and application process for individual and group coverage. Its service approach includes evaluating current income protection needs and explaining policy features, followed by ongoing support for policy maintenance and claims assistance. The firm services a diverse mix of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Fida Insurance Group serves homeowners and business owners throughout Monroe, Connecticut, helping them secure disability insurance policies that replace lost income when illness or injury prevents work. The agency guides clients through policy options designed for individual professionals and small business operations. It focuses on finding coverage that fits each household’s financial situation and risk tolerance. The company also extends its services to clients in neighboring Trumbull and the greater Bridgeport metro area.
Serving Monroe, Connecticut, and the surrounding Fairfield County communities, Angelovic Insurance Group LLC handles both individual and group disability insurance policies. The company assists clients in finding coverage that replaces a portion of income if illness or injury prevents work. Their typical approach begins with a thorough review of the client’s occupation and income, then compares policies from multiple carriers to identify appropriate benefit terms and waiting periods for that specific situation.
At Adam Miller Agency, LLC in Monroe, CT, service can be structured as either a one-time policy review or as an ongoing, recurring relationship for long-term coverage management. As a disability insurance agent, they assist individuals in evaluating their need for income protection plans that replace lost earnings during illness or injury. This includes explaining policy terms, benefits, and the claim process to ensure clients understand their options. Support is available on a one-time, scheduled, or as-needed basis.
Lawrence McNellis: Allstate Insurance offers specialized disability insurance services, focused on protecting clients’ income in the event of illness or injury. The agency serves Monroe, CT, and the surrounding area by evaluating individual coverage needs and explaining policy options for long-term financial security. It also handles general insurance inquiries and plan adjustments. As many local workers face seasonal employment fluctuations or unexpected health setbacks, the agency helps them secure benefits that maintain household stability during difficult recovery periods.
As colder weather in Monroe approaches, residents often reassess their financial safeguards against unexpected illness or injury. Jennifer Draney - State Farm Insurance Agent helps local professionals and families secure coverage that replaces lost income during a period of disability. The agency works directly with clients to explain policy terms, benefit periods, and waiting periods specific to each situation. Each potential policyholder’s initial step involves a straightforward consultation to review personal budget needs and occupational risks before any formal application begins.
In southwestern Connecticut, unpredictable weather and seasonal activities often bring new risks that require income protection. Smith Brothers Insurance, based in Monroe, provides Disability Insurance Agent services to help local workers safeguard their earnings against unforeseen injuries or illnesses. They guide clients through policy options tailored for various professions in the region. A typical initial engagement involves reviewing the individual’s current coverage and employment situation. The process begins with a thorough assessment of the client’s financial exposure to disability, which serves as the initial step toward building a suitable plan.
John Zsoldos, as an agent with Koritko Insurance in Monroe, CT, assists clients in navigating the complexities of disability income protection. The agency focuses specifically on helping individuals secure coverage that replaces lost wages due to illness or injury. This specialty ensures professionals have a plan for income continuity when they are unable to work. Their guidance applies to a variety of commercial operations, including offices, warehouses, and food service establishments.
Serving residents in and around Monroe, CT, Berliner-Gelfand & Co., Inc. acts as a local disability insurance agent for individuals seeking income protection. The firm also handles commercial coverage for small businesses needing group disability solutions for their employees. Their service area remains focused on Monroe and the surrounding Fairfield County communities. Clients typically schedule annual reviews with the agent to adjust coverage as their income or health status changes between regular visits.
What Does a a Disability Insurance Agent in Monroe Cost?
Disability insurance costs in Connecticut typically range from 1% to 3% of your annual income for individual policies. Group plans through employers often cost less, around 0.5% to 1.5% of salary. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Monroe
Disability insurance agents in Monroe Connecticut help residents and local businesses secure income protection policies. Connecticut law requires certain employers to offer short-term disability coverage through the state program. An agent can explain how private policies supplement state benefits and meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Monroe do?
An agent helps you compare policies from different carriers and explains coverage options. They can also assist with filing claims and understanding policy terms. Agents are licensed in Connecticut and follow state insurance regulations.
How does Connecticut state disability insurance work with private policies?
Connecticut has a mandatory short-term disability program for most employees. Private disability insurance can provide additional income replacement beyond the state benefit. An agent can help coordinate both types of coverage for maximum protection.
What time limits apply to disability claims in Connecticut?
Connecticut law does not set a specific statute of limitations for private disability claims, but policies often require notice within 30 days. For state disability benefits, claims must be filed within 30 days of the disability start date. Check your policy for exact deadlines.
Disability Insurance Agents in Other Connecticut Cities
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