The top-rated disability insurance agent in Meriden, Connecticut is State Wide Insurance, rated 4.6 stars across 14 reviews. Other highly rated options include King Risk Partners, HAS Insurance Solutions and Wealth Management, Patrick Huxley: Allstate Insurance. This directory lists 14 disability insurance agents serving Meriden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Wide Insurance | 1336 E Main St | (203) 440-9550 |
| 2 | King Risk Partners | 54 Chamberlain Hwy | (203) 237-7403 |
| 3 | HAS Insurance Solutions and Wealth Management | 321 Research Pkwy | (860) 852-3610 |
| 4 | Patrick Huxley: Allstate Insurance | 862 E Main St | (203) 238-4200 |
| 5 | Peter Gallo: Allstate Insurance | 862 E Main St | (203) 238-4200 |
| 6 | La Insurance LLC | 523 W Main St | (203) 238-0708 |
| 7 | Farmers Insurance - Christian Meola | 841 W Main St | (860) 919-2096 |
| 8 | Usi Insurance Services of Conn: Hrubala Ronald | 530 Preston Ave UNIT 3 | (203) 634-5700 |
| 9 | Cyber Insurance Shop | 107 E Main St | (203) 237-7923 |
| 10 | Bongiovanni Insurance & Financial | 107 E Main St | (203) 237-7900 |
State Wide Insurance serves Meriden and New Haven County as a dedicated disability insurance agent. The agency assists individuals and professionals in securing income protection coverage for unexpected health events. It guides clients through the process of evaluating policy options that replace lost wages during periods of illness or injury. Policies are selected based on occupation, coverage duration, and elimination periods. The agency regularly handles short-term disability coverage and long-term disability insurance policies for local workers.
King Risk Partners provides tailored disability insurance options for individuals and businesses in the Meriden area. Its service approach focuses on assessing clients’ income protection needs, then offering guidance on policy features and claim processes. The agency also assists with periodic policy reviews to help adjust coverage as financial situations change. It services single-family homeowners, renters, apartment complexes, small retail outlets, and local restaurants.
Based in Meriden, CT, HAS Insurance Solutions and Wealth Management serves clients throughout Meriden and its surrounding communities, handling individual and group disability insurance needs. It evaluates earnings and existing coverage to help protect local professionals and small business owners against lost income from illness or injury. The agency guides applicants through medical underwriting and policy options to build realistic income protection. To manage a typical job, it begins by reviewing the client’s occupation and monthly obligations to match them with a suitable plan.
Serving homeowners and small business owners in Meriden, Patrick Huxley: Allstate Insurance provides disability insurance agent services designed to protect income when a client cannot work due to illness or injury. Policies are tailored to replace a portion of lost earnings, covering routine living expenses and medical costs during recovery. Consultations involve a careful analysis of individual risks and employer-provided coverage gaps. The agency also extends its availability to neighboring Wallingford and other communities within New Haven County.
For a local disability insurance agent such as Peter Gallo: Allstate Insurance in Meriden, CT, one-time service typically involves a single consultation or application, while ongoing support includes policy management and claims assistance. The agency helps clients secure coverage that replaces a portion of income if injury or illness prevents work. Tailored plans address long-term or short-term needs, protecting earners in the area. Service for these disability insurance arrangements runs on an as-needed basis, allowing clients to request policy reviews or support whenever specific issues arise.
In Meriden, where seasonal work shifts can disrupt household income, securing financial protection against unexpected illness or injury is a constant concern. La Insurance LLC helps local residents mitigate these risks by connecting individuals with disability insurance policies that provide critical income replacement. The firm focuses on explaining policy terms clearly so clients understand waiting periods and coverage limits specific to their occupations. A typical first step involves scheduling a no-obligation meeting to review current earnings and personal health considerations before any formal application is prepared.
Farmers Insurance - Christian Meola specializes in providing disability insurance plans tailored to safeguard income. It serves clients throughout the Meriden, CT area, assessing individual needs and matching them with suitable coverage options. This agent assists with policies that replace a portion of earnings if injury or illness prevents work. Whether helping an employee prepare for a sudden health event or guiding a self-employed individual through coverage renewal, the agency addresses these critical concerns during life transitions such as career changes or recovery periods.
Usi Insurance Services of Conn: Hrubala Ronald assists clients with securing disability insurance coverage tailored to their needs. The agency focuses on protecting individuals from income loss due to illness or injury, offering policies that complement existing benefits. Located in Meriden, Connecticut, the firm serves a range of local commercial sectors, including offices, warehouses, and food service operations.
Cyber Insurance Shop serves residents of Meriden, Connecticut with disability insurance policies that protect personal income during illness or injury. The agency also provides commercial disability coverage for local small businesses and self-employed professionals. Service extends throughout Meriden and the surrounding central Connecticut area, including nearby towns in New Haven and Middlesex counties. Clients typically return to the agency for annual policy reviews or when changing employment, ensuring their coverage remains current between scheduled check-ins.
Bongiovanni Insurance & Financial in Meriden, CT is a local resource for those seeking disability income protection. It assists individuals in evaluating their need for coverage that replaces lost wages during an extended illness or injury. The agency helps clients understand policy features, including benefit periods and elimination periods, to match their financial situation and occupation. It also identifies coverage riders that can offer additional security for a client’s specific income and lifestyle. This service can include a future purchase option add-on.
What Does a a Disability Insurance Agent in Meriden Cost?
Disability insurance premiums in Connecticut typically range from 1 to 3 percent of your annual income. For a 50,000 dollar annual income a policy may cost between 500 and 1,500 dollars per year. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Meriden
Disability insurance agents in Meriden Connecticut help individuals and businesses find the right disability coverage. Connecticut law requires certain employers to offer short-term disability benefits through the Connecticut Paid Leave program. An agent can explain how private policies work with state benefits to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Meriden do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms such as elimination periods and benefit amounts. They do not handle claims but can guide you on how to file if needed.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides up to 12 weeks of partial wage replacement. A private disability insurance policy can supplement this benefit. An agent can help you coordinate private coverage with the state program to avoid gaps.
Are disability insurance agents licensed in Connecticut?
Yes all disability insurance agents in Connecticut must hold a valid license from the Connecticut Insurance Department. You can verify an agents license on the department website. This ensures they meet state education and ethical standards.
Disability Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden