The top-rated disability insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Senior Health and Retirement Services. This directory lists 10 disability insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 5 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 8 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
| 9 | Northeastern Underwriters Ltd | 5 Linden Ln | (203) 245-7169 |
| 10 | Cretella & Belowsky Insurance | 2 Samson Rock Dr | (203) 245-4107 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut, area and surrounding communities as a disability insurance agent. The company assists clients in securing disability income protection, helping replace a portion of lost earnings if an illness or injury prevents work. Policies are tailored to individual professional needs, ensuring financial stability during recovery. This disability insurance agent handles both short-term and long-term disability coverage options for local residents.
Lauren LaTorre-Osterling - State Farm Insurance Agent in Madison, CT, provides a full range of disability insurance services to local residents and businesses. The agency offers customized policies designed to replace lost income and protect financial stability during periods of injury or illness. Ongoing service includes policy reviews, claims assistance, and plan adjustments as client circumstances change. The agency serves individual homeowners, apartment renters, and owners of small retail stores as well as local restaurants in the Madison area.
Carl Jeppesen: Allstate Insurance assists homeowners, businesses, and property managers in Madison, Connecticut, with disability insurance agent services. This local agency helps clients secure income protection policies that replace a portion of earnings if injury or illness prevents them from working. The agent guides customers through plan options, explaining waiting periods, benefit amounts, and policy terms clearly. Services include reviewing existing coverage to identify gaps and tailoring new plans to individual financial needs. The agency also serves residents and businesses in nearby Guilford, offering the same personalized support throughout the shoreline area.
Serving Madison, Connecticut, and the surrounding communities of the shoreline region, Senior Health and Retirement Services handles disability insurance needs for local residents. The agency focuses on helping clients understand the specific coverage options available to protect their income. Approaching each case by first listening to the individual’s financial situation and then explaining how different policy features address those particular concerns, it works to match a client with a plan that fits their daily life.
Nationwide Insurance: Michael Silberberg offers disability insurance agents in Madison, CT who distinguish between one-time policy consultations and recurring service arrangements for managing ongoing claims or coverage reviews. These services provide access to various disability income protection plans designed to replace a portion of lost earnings due to illness or injury. No specific company history or staffing details are available. General assistance with understanding policy terms and filing claims is a typical offering. Service runs on a one-time, scheduled, or as-needed basis.
Kearney Insurance Agency LLC in Madison, CT specializes in disability income insurance, providing policies that replace a portion of lost wages. It serves both professionals and self-employed individuals by structuring coverage to meet specific occupational needs and income levels. The agency guides clients through the application process, clarifying policy definitions and waiting periods. As winter increases slip-and-fall risks, it helps local workers secure disability protection that covers those seasonal injury scenarios.
In coastal Madison, the seasonal ebb of work for tradespeople and small business owners can create gaps in income protection. McLaughlin Associates Insurance Agency addresses this local need by focusing on disability insurance strategies for area professionals. They help clients navigate policy options that secure a portion of earnings during illness or injury. An initial consultation is scheduled to review current coverage and assess personal risk factors, followed by a detailed comparison of available plans.
Karen E Buck - Aflac Insurance Agent in Madison, CT, assists individuals with securing financial protection against income loss due to injury or illness. As a disability insurance agent, the company focuses on specialized policies that replace a portion of earnings when a medical condition prevents work. These supplementary plans help clients manage everyday expenses during recovery or long-term leave from their jobs. The agency can serve various commercial sectors, including corporate offices, busy warehouses, and food service establishments.
Northeastern Underwriters Ltd serves residents of Madison by offering disability insurance policies that provide income protection during illness or injury. The agency also assists local businesses with commercial disability coverage and serves clients throughout the surrounding shoreline region. Their consultations help individuals understand benefit terms, elimination periods, and occupational definitions that affect coverage. After an initial policy is issued, the agent follows up to review any life changes that might require an update. This ongoing attention encourages repeat service between regular visits.
Cretella & Belowsky Insurance serves Madison, Connecticut, and the surrounding shoreline communities. The agency handles disability insurance, helping individuals protect their income in the event of an illness or injury that prevents them from working. It works with both short-term and long-term coverage options tailored to clients' specific financial situations. To handle a typical job, the agent first conducts a thorough review of the client's occupation and monthly expenses, then compares policies from multiple carriers to find suitable terms.
What Does a a Disability Insurance Agent in Madison Cost?
Disability insurance premiums in Connecticut typically range from 1% to 3% of your annual income for individual policies. Group plans through an employer may cost less. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Madison
Disability insurance agents in Madison Connecticut help residents and small business owners find income protection policies. Connecticut law requires certain employers to offer group disability coverage under specific conditions. Local agents can guide you through policy options and the claims process.
Frequently Asked Questions
What does a disability insurance agent in Madison do?
An agent helps you compare policies from different carriers and explains benefit terms. They can also assist with filing claims and understanding Connecticut specific regulations like the 26 week elimination period for state mandated coverage.
How do I choose a disability insurance agent in Connecticut?
Look for an agent licensed in Connecticut with experience in individual or group disability policies. Ask about their familiarity with Connecticut General Statutes Section 38a-492 which governs policy provisions.
Can a disability insurance agent help with an existing claim?
Yes many agents assist with claim documentation and communication with the insurance company. However they cannot provide legal advice. For denied claims you may need to consult a lawyer familiar with Connecticut insurance law.
Disability Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden