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Find Disability Insurance Agents Near You in Thornton, CO

Browse disability insurance agents serving Thornton, Colorado. Updated 2026-07-14.

The top-rated disability insurance agent in Thornton, Colorado is Horizons Insurance, Inc, rated 4.9 stars across 254 reviews. Other highly rated options include Farmers Insurance - Moises Cacique, Seguros Insurance, Mahoney Insurance Agency. This directory lists 11 disability insurance agents serving Thornton.

Showing 11 disability insurance agents in Thornton, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Horizons Insurance, Inc1596 E 101st Ave(303) 412-5842
2Farmers Insurance - Moises Cacique11363 Colorado Blvd(720) 798-3443
3Seguros Insurance81 W 84th Ave Unit 160(720) 540-3404
4Mahoney Insurance Agency12412 York St(303) 268-5555
5Farmers Insurance - Kevin Palma2200 E 104th Ave Ste 210(303) 524-9142
6Fred Loya Insurance880 E 88th Ave Ste 140(303) 287-1176
7Reents Insurance Agency10759 Harrison St.(303) 756-2663
8Estrella Insurance2150 E 88th Ave(720) 531-5496
9Foundation Insurance Group7079 E 123rd Pl(970) 818-8450
10Smart Policy Insurance Thornton3954 E 120th Ave(720) 604-0932
HI
1596 E 101st Ave
Horizons Insurance, Inc
Disability Insurance Agent · Thornton, CO

Horizons Insurance, Inc. serves the Denver metro area including Thornton, Colorado, as a disability insurance agent. The company guides clients through the process of securing income protection plans. Policy options are evaluated to address potential loss of earnings due to illness or injury. Individual plans tailored for self-employed professionals or group benefits for local businesses are two specific services it handles in this area.

FI
11363 Colorado Blvd
Farmers Insurance - Moises Cacique
Disability Insurance Agent · Thornton, CO

Farmers Insurance - Moises Cacique serves local homeowners, business owners, and property managers in Thornton, Colorado, by advising them on disability insurance coverage that helps replace lost income if they become unable to work due to illness or injury. This agent assists clients in understanding policy options that align with their financial responsibilities and daily living expenses. The agency also extends its services to residents and businesses in the nearby Northglenn area of the Denver metro region.

SI
81 W 84th Ave Unit 160
Seguros Insurance
Disability Insurance Agent · Thornton, CO

Seguros Insurance provides disability insurance agent services to individuals and businesses in Thornton, Colorado. It assesses clients’ income protection needs, reviews policy options, and assists with application and claims processes. The agency helps workers understand benefit waiting periods and coverage terms to ensure appropriate financial safeguards. It serves a diverse range of property ownership and occupancy types, including single-family homeowners, apartment building owners, retail store operators, and restaurants.

MI
12412 York St
Mahoney Insurance Agency
Disability Insurance Agent · Thornton, CO

Mahoney Insurance Agency serves clients in Thornton, Colorado, and the surrounding communities. It handles disability insurance matters for local residents, focusing on income protection plans that replace a portion of earnings if a client becomes unable to work due to injury or illness. The agency reviews each client’s occupation and financial situation to determine appropriate coverage levels. It guides applicants through the underwriting process, ensuring all medical and employment information is accurately submitted to the carrier.

FI
2200 E 104th Ave Ste 210
Farmers Insurance - Kevin Palma
Disability Insurance Agent · Thornton, CO

Farmers Insurance - Kevin Palma offers disability insurance agent services in Thornton, CO, providing both one-time policy consultations and recurring coverage management options. The firm helps clients secure income protection through disability plans that replace lost wages during illness or injury. Coverage solutions are tailored to individual employment situations and financial needs. Service runs on an as-needed basis, allowing clients to schedule appointments or request policy updates whenever necessary.

FL
880 E 88th Ave Ste 140
Fred Loya Insurance
Disability Insurance Agent · Thornton, CO

Fred Loya Insurance specializes in disability insurance coverage, offering policies that provide income replacement when illness or injury prevents work. In Thornton, Colorado, the agency assists clients in navigating policy options tailored to individual needs, from short-term to long-term plans. It helps local professionals understand how disability benefits align with other financial safety nets. As winter conditions increase risks of accidents or prolonged recovery, residents rely on guidance for securing benefits that protect household income during unexpected medical leave.

RI
10759 Harrison St.
Reents Insurance Agency
Disability Insurance Agent · Thornton, CO

Reents Insurance Agency provides health-based income protection guidance for residents of Thornton, Colorado. It assists individuals and families in evaluating disability policies that replace lost earnings if illness or injury prevents work. The agency explains benefit periods, elimination periods, and the differences between short-term and long-term coverage. Each consultation focuses on aligning policy terms with personal financial obligations and career demands. This service proves especially valuable during career transitions or after a major health event that raises new questions about ongoing financial stability.

EI
2150 E 88th Ave
Estrella Insurance
Disability Insurance Agent · Thornton, CO

As the Denver metro area prepares for another snowy winter, many Thornton workers start worrying about lost income from an unexpected injury or illness. Estrella Insurance helps local residents understand disability insurance options that replace a portion of earnings during recovery periods. This Thornton-based agency explains both short-term and long-term disability policies, emphasizing how each plan addresses gaps that sick leave or savings cannot cover. Clients receive their sessions by scheduling a free initial consult that reviews current coverage levels and potential risks.

FI
7079 E 123rd Pl
Foundation Insurance Group
Disability Insurance Agent · Thornton, CO

Foundation Insurance Group operates as a disability insurance agent in the Thornton, Colorado area, helping individuals protect their income against illness or injury. The firm specializes in both short-term and long-term disability policies, tailoring coverage to address specific financial risks. Understanding that each occupation faces unique earning vulnerabilities, they analyze client needs to recommend appropriate benefit levels and waiting periods. Their services are available to professionals working across diverse commercial sectors, including offices, warehouses, and food service environments.

SP
3954 E 120th Ave
Smart Policy Insurance Thornton
Disability Insurance Agent · Thornton, CO
FI
8630 Pearl St
Fiocca Insurance
Disability Insurance Agent · Thornton, CO
(303) 288-2244
fioccainsurance.com

What Does a a Disability Insurance Agent in Thornton Cost?

Disability insurance costs in Colorado vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old in a low risk job, a policy might cost $50 to $150 per month. Higher risk occupations or larger benefits increase the cost. This is general information and not insurance advice.

About disability insurance agents in Thornton

Disability insurance agents in Thornton Colorado help residents and workers find policies that protect their income. Colorado law requires certain disability benefits for state employees and sets time limits for filing claims. A local agent can explain how state laws affect your coverage and help you choose a plan that fits your needs.

Frequently Asked Questions

What does a disability insurance agent in Thornton do?

A disability insurance agent helps you compare policies from different carriers and find a plan that matches your occupation and income. They explain policy terms and guide you through the application process. In Colorado agents must be licensed by the state Division of Insurance.

Are there Colorado laws that affect disability insurance?

Yes. Colorado Revised Statutes Title 10 regulates insurance in the state. For group disability plans, Colorado has specific time limits for filing claims and appeals. An agent can explain how these rules apply to your policy.

How do I choose a disability insurance agent in Thornton?

Look for an agent with experience in disability coverage and knowledge of Colorado insurance laws. Ask about their carrier options and how they handle claims support. You can verify an agent license through the Colorado Division of Insurance website.

Disability Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.