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HomeDisability Insurance AgentsColorado › Fort Collins

Find Disability Insurance Agents Near You in Fort Collins, CO

Browse disability insurance agents serving Fort Collins, Colorado. Updated 2026-07-14.

The top-rated disability insurance agent in Fort Collins, Colorado is Sage Benefit Advisors, rated 5.0 stars across 551 reviews. Other highly rated options include Fort Collins Insurance, IMA Select, Agate Insurance. This directory lists 19 disability insurance agents serving Fort Collins.

Showing 19 disability insurance agents in Fort Collins, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sage Benefit Advisors1501 S Lemay Ave #200(970) 484-1250
2Fort Collins Insurance4025 Automation Way E3(970) 204-4553
3IMA Select3500 John F Kennedy Pkwy Suite 205(970) 204-0044
4Agate Insurance145 N College Ave Suite B(970) 682-1758
5Shanti Insurance Services19 Old Town Square(970) 834-3668
6ABC Insurance Agency121 E Swallow Rd(970) 484-3200
7Choice City Health LLC2627 Redwing Rd Ste 140(970) 407-9399
8Harmony Insurance Advisors, Inc.2580 E Harmony Rd #201(970) 999-0488
9Squires Insurance Solutions2629 Redwing Rd #150(970) 377-0638
10Plummer Insurance1520 E Mulberry St(970) 484-1401
SB
1501 S Lemay Ave #200
Sage Benefit Advisors
Disability Insurance Agent · Fort Collins, CO

Sage Benefit Advisors serves Fort Collins and all of Larimer County as a disability insurance agent. The firm assists individuals and businesses in securing financial protection against income loss from illness or injury. A disability insurance agent in this area helps clients evaluate policy options that replace a portion of their earnings during an inability to work. Sage Benefit Advisors handles both short-term and long-term disability coverage, guiding clients through plan selection and application processes.

FC
4025 Automation Way E3
Fort Collins Insurance
Disability Insurance Agent · Fort Collins, CO

Fort Collins Insurance provides disability insurance guidance and policy placement for individuals and businesses in Fort Collins, CO. Its agents assist clients in evaluating coverage options to protect income during illness or injury, and they offer periodic policy reviews to ensure benefits remain adequate for changing needs. Routine service includes claims support and benefit optimization planning tailored to local employment conditions. The company serves clients connected to single-family homes, apartments, retail shops, and restaurants.

IS
3500 John F Kennedy Pkwy Suite 205
IMA Select
Disability Insurance Agent · Fort Collins, CO

IMA Select serves homeowners, renters, and small business owners throughout Fort Collins seeking income protection against illness or injury. The agency guides clients in selecting customized disability insurance policies that replace a portion of lost earnings during recovery periods. Professionals working independently or for local companies in Larimer County rely on the agency’s expertise to tailor coverage to their unique financial situations and occupational risks. IMA Select also provides continuing support for claims and policy adjustments for residents living as far south as Loveland.

AI
145 N College Ave Suite B
Agate Insurance
Disability Insurance Agent · Fort Collins, CO

Agate Insurance serves Fort Collins and the surrounding communities in northern Colorado, helping individuals and families secure financial protection through disability insurance. It handles both short-term and long-term disability policies that replace a portion of income if a client cannot work due to illness or injury. The agency works with clients to compare policy options from different carriers, explaining key terms such as elimination periods and benefit durations. It assesses each client's occupation, income level, and personal risk factors to recommend a suitable plan that balances coverage and premium.

SI
19 Old Town Square
Shanti Insurance Services
Disability Insurance Agent · Fort Collins, CO

Shanti Insurance Services in Fort Collins, Colorado offers disability insurance support through both one-time policy evaluations and recurring account reviews for ongoing coverage needs. The firm assists local professionals in selecting income protection plans that replace a portion of earnings if injury or illness prevents work. Clients can access assistance either on a one-time basis for an initial quote or policy purchase, or as-needed for future plan adjustments or claim questions.

AI
121 E Swallow Rd
ABC Insurance Agency
Disability Insurance Agent · Fort Collins, CO

ABC Insurance Agency specializes in providing disability insurance policies tailored to individual income protection needs in the Fort Collins area. The agency guides clients through the process of evaluating coverage options, including short-term and long-term disability plans, to help safeguard earnings against unexpected illness or injury. It assists local professionals, self-employed individuals, and business owners in understanding policy terms and benefit structures. The agency also helps those facing upcoming surgery or a major health concern to review their existing coverage and identify potential gaps before a medical leave begins.

CC
2627 Redwing Rd Ste 140
Choice City Health LLC
Disability Insurance Agent · Fort Collins, CO

As winter weather increases the risk of slips and falls along the frosty Front Range, residents of Fort Collins often seek protection against lost income from unexpected injuries. Choice City Health LLC serves as a disability insurance agent in this community, helping individuals evaluate policies that replace a portion of their earnings during recovery. The process begins with a no-obligation initial consultation to review current coverage gaps and determine suitable policy options for each client’s situation.

HI
2580 E Harmony Rd #201
Harmony Insurance Advisors, Inc.
Disability Insurance Agent · Fort Collins, CO

Harmony Insurance Advisors, Inc. serves Fort Collins residents by helping them secure disability insurance for their homes and daily lives. The agency also assists commercial clients within the area, offering coverage options for local businesses and their employees. Their work focuses on explaining policy terms, comparing plans from different carriers, and tailoring coverage to individual needs. The agents follow up with clients between regular visits to adjust plans as circumstances change, ensuring ongoing protection remains suitable over time.

SI
2629 Redwing Rd #150
Squires Insurance Solutions
Disability Insurance Agent · Fort Collins, CO

Squires Insurance Solutions in Fort Collins, CO is known for helping professionals protect their income against unexpected illness or injury. The agency serves clients across Northern Colorado by evaluating their unique occupation and salary structures to design appropriate disability coverage. Policies are sourced from multiple carriers to ensure competitive rates and suitable benefit terms. An additional specialty service includes offering customized riders for partial disability or future purchase options without requiring new medical exams.

PI
1520 E Mulberry St
Plummer Insurance
Disability Insurance Agent · Fort Collins, CO
CI
2803 E Harmony Rd
Collective Insurance Group
Disability Insurance Agent · Fort Collins, CO
(720) 514-9914
collectiveinsgroup.com
WI
4033 Boardwalk Dr # 200
Welsh Insurance Agency
Disability Insurance Agent · Fort Collins, CO
(970) 206-1810
nocoinsurance.com
RI
732 S Lemay Ave b
Riverside Insurance
Disability Insurance Agent · Fort Collins, CO
(970) 999-0101
riversideinsuranceco.com
NT
2000 Bighorn Dr
NOCO Trusted Insurance
Disability Insurance Agent · Fort Collins, CO
(970) 787-6141
nocotrustedins.net
GI
2809 E Harmony Rd # 160
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Fort Collins, CO
(970) 223-1804
assuredpartners.com/FortCollins
LA
1621 Greengate Dr
Lotz Agency
Disability Insurance Agent · Fort Collins, CO
(970) 900-6095
lotzagency.com
KI
736 Whalers Way #110
KDM Insurance LLC
Disability Insurance Agent · Fort Collins, CO
(970) 225-8282
kdmins.com
FP
4821 Wheaton Dr
Flood and Peterson
Disability Insurance Agent · Fort Collins, CO
(970) 266-8710
floodpeterson.com
VI
1336 Oakridge Dr STE 101
Volk Insurance Benefits
Disability Insurance Agent · Fort Collins, CO
(888) 484-5073
volkib.com

What Does a a Disability Insurance Agent in Fort Collins Cost?

Typical costs for disability insurance in Colorado range from 1% to 3% of your annual income for individual policies. For example, a 35-year-old earning $60,000 per year might pay $50 to $150 per month for a policy with a 90-day waiting period and benefits to age 65. Group policies through employers are often cheaper but may have limited coverage. Costs vary based on age, health, occupation, and benefit amounts. This is general information, not insurance advice.

About disability insurance agents in Fort Collins

Disability insurance agents in Fort Collins help individuals and business owners protect their income if they cannot work due to illness or injury. Colorado law requires certain disability policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and claim processes specific to Larimer County.

Frequently Asked Questions

What does a disability insurance agent in Fort Collins do?

A disability insurance agent helps you choose a policy that fits your occupation and income. They explain policy terms, exclusions, and benefit periods. They can also assist with filing claims and understanding Colorado insurance regulations.

How long do I have to file a disability claim in Colorado?

Colorado law generally gives you up to one year from the date of disability to file a claim, but many policies require notice within 30 days. Check your specific policy for exact time limits. An agent can help you understand these deadlines.

Are disability insurance premiums tax deductible in Colorado?

If you pay premiums with after-tax dollars, your benefits are usually tax-free. If your employer pays the premiums, benefits are taxable. Colorado follows federal tax rules for disability insurance. Consult a tax professional for your situation.

Disability Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.