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Find Disability Insurance Agents Near You in Denver, CO

Directory of disability insurance agents in Denver, Colorado. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Denver, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 18 disability insurance agents in Denver, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Insurance Agency
2255 S Broadway, Denver, CO 80210
(303) 777-2991 aspeninsuranceagency.com
Advantage Insurance Solutions
4380 S Syracuse St Suite 310, Denver, CO 80237
(720) 221-8168 teamais.net
HealthMarkets Insurance - Tasha Riggs
12110 N Pecos St #200, Denver, CO 80234
(303) 587-4521 healthmarkets.com
Centennial State Insurance Agency
7900 E Union Ave # 1100, Denver, CO 80237
(303) 838-0554 centennialstateins.com
Rocky Mountain Insurance Specialists
2175 S Jasmine St #109, Denver, CO 80222
(303) 758-1850 agents.insuranceaai.com
365 Insurance & Services LLC
4705 Paris St Suite #200, Denver, CO 80239
(720) 823-9445 365insurancellc.com
Seguros Ideal Insurance Services
249 S Federal Blvd, Denver, CO 80219
(303) 742-9400 segurosidealinc.com
Covered Insurance Solutions, LLC
1391 Speer Blvd # 850, Denver, CO 80204
(833) 487-2683 itscovered.com
All Colorado Insurance Services
3443 S Galena St Ste 180, Denver, CO 80231
(303) 481-8177 allcoloradoinsurance.co
Madison Insurance Group
7600 E Eastman Ave Ste. 500, Denver, CO 80231
(303) 322-0800 madisoninsurance.net
A.S.H Insurance Group
4610 S Ulster St Suite #150, Denver, CO 80237
(720) 691-8400 ashinsurancegroup.com
Gonzalez Insurance Agency
6450 E Colfax Ave, Denver, CO 80220
(303) 320-4901
HealthNetCO Insurance Agency
1001 S Monaco St Pkwy # 240, Denver, CO 80224
(833) 444-4139 healthnetco.com
Spotlight Insurance Agency, LLC
4800 E Happy Canyon Rd #270, Denver, CO 80237
(720) 923-1500 spotlightins.com
Moody Insurance Agency
8055 E Tufts Ave, Denver, CO 80237
(303) 824-6600 moodyins.com
Protege Insurance Group
2323 W 72nd Ave, Denver, CO 80221
(303) 862-9187 protegeinsurancegroup.com
Roper Insurance and Financial Services
2170 S Parker Rd Suite 251, Denver, CO 80231
(303) 721-1145
Comprehensive Insurance Services
1113 E Alameda Ave, Denver, CO 80209
(303) 778-7811 compsrvs.com

Disability insurance agents in Denver help individuals and businesses find coverage that protects income if you cannot work. Colorado law requires certain employers to offer short-term disability plans. A local agent can explain how state regulations affect your policy options and claim rights.

What Does a Disability Insurance Agent in Denver Cost?

Disability insurance agent services are usually free to you because agents earn commissions from insurance carriers. Premiums for individual disability policies in Colorado typically range from 1% to 3% of your annual income. For a 50,000 dollar annual income, expect premiums between 500 and 1,500 dollars per year. Group plans through employers often cost less. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Denver do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and coverage limits. They also assist with filing claims and understanding Colorado specific rules.
How long do I have to file a disability claim in Colorado?
Colorado does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact time limits.
Are disability insurance premiums tax deductible in Colorado?
If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits are usually taxable. A Denver agent can help you understand your specific tax situation.