The top-rated disability insurance agent in Longmont, Colorado is Evertree Insurance, rated 4.8 stars across 145 reviews. Other highly rated options include Liz Hogan: Allstate Insurance, White Hat Insurance Advisors - Longmont, Browning Insurance Agency - Sean Browning. This directory lists 20 disability insurance agents serving Longmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evertree Insurance | 2330 Main St Unit H (2nd Floor | (303) 774-8810 |
| 2 | Liz Hogan: Allstate Insurance | 2051 Terry St Ste Ab | (303) 678-0911 |
| 3 | White Hat Insurance Advisors - Longmont | 636 Coffman St Suite 300 | (303) 225-0073 |
| 4 | Browning Insurance Agency - Sean Browning | 600 S Airport Rd Bldg A, Ste E | (970) 353-3608 |
| 5 | Prime Benefit Solutions LLC | 1079 S Hover St #200 | (720) 470-3900 |
| 6 | Rocky Mountain Insurance Center | 338 Main St Ste. A | (720) 335-6872 |
| 7 | L.A. Insurance | 230 S Main St | (303) 682-5700 |
| 8 | Farmers Insurance / Chrisp Insurance Agency | 1707 Main St #304 | (720) 603-1141 |
| 9 | CYA Insurance Colorado | 710 Tenacity Dr UNIT 201 | (720) 442-1544 |
| 10 | Seasons Insurance Agency | Inside the Times Collaborative, 338 Main St | (303) 532-5683 |
Evertree Insurance serves the Longmont, Colorado, area as a local disability insurance agent. The company assists individuals in finding coverage that replaces a portion of income if an illness or injury prevents them from working. It guides clients through policy options from different carriers, helping them understand elimination periods, benefit amounts, and occupation-specific terms. Evertree Insurance handles both short-term disability policies for temporary recovery needs and long-term disability plans designed to provide financial protection for extended periods.
Liz Hogan: Allstate Insurance provides disability insurance agent services to individuals and businesses in Longmont, Colorado. The agency offers guidance on policy selection tailored to income protection needs and assists with claims filing and policy maintenance. It helps clients understand coverage options that replace a portion of lost earnings due to illness or injury. For ongoing support, the agency reviews policy terms and updates coverage as circumstances change. These services are available for single-family homes, apartments, retail, and restaurants.
White Hat Insurance Advisors - Longmont serves local homeowners, business owners, and professionals seeking income protection through disability coverage. The firm guides clients in Longmont through the process of evaluating individual or group disability policies to shield their earnings from unexpected illness or injury. Their consultations focus on matching coverage options to each client’s specific occupation and financial needs. They also provide guidance to residents and employers in nearby Boulder and the surrounding Boulder County communities.
The difference between securing a one-time policy and establishing an ongoing service relationship shapes how disability insurance coverage is managed. In Longmont, CO, Browning Insurance Agency - Sean Browning assists clients with evaluating their need for income protection in the event of an injury or illness. This work typically involves comparing policy benefits and familiarizing individuals with plan features. Service is generally provided on an as-needed basis, allowing clients to request consultations during major life changes or annual policy reviews.
As a disability insurance agent in Longmont, CO, Prime Benefit Solutions LLC offers specialty services in long-term and short-term disability coverage, helping individuals replace income when illness or injury prevents work. It generally assists professionals and self-employed clients in structuring policies to meet specific financial needs, focusing on replacement income solutions. When adjusting coverage at year-end or before major life changes such as starting a new job, the company helps ensure gaps in protection are addressed.
As Longmont residents consider how to protect their income during the upcoming winter flu season, Rocky Mountain Insurance Center helps individuals evaluate their options for disability insurance. The agency works with clients to understand the specific gaps in employer-provided coverage or the need for an individual policy. They focus on explaining how monthly benefits can guard against financial hardship from an illness or injury. An initial consultation reviews your current employment benefits and income requirements to determine the appropriate coverage amount needed.
Serving Longmont and the surrounding Boulder County communities, L.A. Insurance provides guidance on disability insurance coverage. The company handles applications for policies that help replace income if a client is unable to work due to illness or injury. It assists with both short-term and long-term plan comparisons. To manage a typical assignment, it begins by reviewing the client’s occupation and current financial obligations before presenting suitable options from available carriers.
Farmers Insurance / Chrisp Insurance Agency in Longmont, Colorado, provides disability insurance solutions that protect individuals against income loss due to illness or injury. This agency specializes in tailoring coverage options to complement existing health plans and employer benefits. Policies are designed to help replace a portion of lost wages during a period of disability, offering financial stability for policyholders. The agency serves a variety of commercial sectors, including professional offices, large warehouses, and food service operations across the region.
Based in Longmont, Colorado, CYA Insurance Colorado serves individuals and businesses seeking to protect their income from unforeseen medical events. The agency focuses entirely on disability insurance, helping clients navigate both short-term and long-term policy options to ensure financial stability during recovery. Its service range includes evaluating employer-provided plans and sourcing supplemental individual coverage tailored to specific professions. For added security, CYA Insurance Colorado provides specialized add-on policies for occupational-specific riders to safeguard against high-risk job duties.
Seasons Insurance Agency serves individuals in Longmont with residential disability insurance policies designed to protect personal income against illness or injury. The agency also offers commercial coverage for local small businesses seeking to safeguard their operations and employees. Its service area encompasses Longmont and the surrounding Boulder County communities. Following an initial policy consultation and enrollment, clients typically return for periodic plan reviews and adjustments to maintain adequate coverage over time.
What Does a a Disability Insurance Agent in Longmont Cost?
Disability insurance agent services in Colorado typically charge hourly fees between 150 and 400 dollars or a flat fee of 500 to 2000 dollars for claim assistance. Some agents work on a contingency basis taking 20 to 30 percent of back benefits. Costs vary by case complexity and policy type. This is general information not insurance advice.
About disability insurance agents in Longmont
Disability insurance agents in Longmont Colorado help residents navigate claims for short-term and long-term disability benefits. Colorado law requires insurers to respond to claims within 30 days under CRS 10-3-1115. Agents can assist with policy reviews and appeals for Boulder County workers and professionals.
Frequently Asked Questions
What does a disability insurance agent in Longmont do?
A disability insurance agent helps you understand your policy, file claims, and appeal denials. They work with insurers to ensure your claim meets Colorado requirements. Agents do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in Colorado?
Colorado law does not set a specific deadline for filing a claim, but policies often require prompt notice. Under CRS 10-3-1115, insurers must act on your claim within 30 days. Check your policy for exact time limits.
Can a Longmont agent help with an ERISA disability claim?
Yes, many disability insurance agents in Longmont handle ERISA claims for employer-sponsored plans. ERISA requires a formal appeals process with strict deadlines. An agent can help you gather medical evidence and submit a complete appeal.
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