The top-rated disability insurance agent in Surprise, Arizona is Lisa RO Ross - State Farm Insurance Agent, rated 4.8 stars across 385 reviews. Other highly rated options include American Insurance Benefits - Andy Orlikoff, InsuranceBeacon.com, Moore Insurance Agency. This directory lists 17 disability insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 2 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 3 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 4 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 5 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 6 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 7 | Aabar Insurance Services, Inc. | 15027 W Bell Rd # 150 | (623) 594-8209 |
| 8 | HealthMarkets Insurance Broker - Polly Chan | 16054 W Shaw Butte Dr | (602) 316-9913 |
| 9 | MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise | 17278 W Wildwood St | (623) 518-4424 |
| 10 | Sands Insurance Agency: Allstate Insurance | 16991 W Waddell Rd | (623) 455-7707 |
Lisa RO Ross - State Farm Insurance Agent serves the Surprise, Arizona area and surrounding communities as a disability insurance agent. The office assists local residents in obtaining coverage that provides income protection if illness or injury prevents them from working. Agents help clients understand policy options and navigate the application process. Specific services include assessing individual disability needs and filing claims for lost income benefits.
American Insurance Benefits - Andy Orlikoff assists individuals in Surprise, Arizona, with securing disability insurance coverage to protect their income during illness or injury. Services include evaluating coverage needs, comparing policy options, and helping with the application process. Clients in the area rely on the agency for clear guidance on policy features and benefit structures. The agent provides ongoing support for policy maintenance and claims assistance. The company services single-family homes, apartments, retail, and restaurants.
Homeowners, business owners, and self-employed professionals in Surprise, Arizona rely on InsuranceBeacon.com for disability insurance agent services. The agent helps clients secure income protection policies that replace lost wages if an illness or injury prevents them from working. Each policy is tailored to fit individual financial needs and career demands. The agent also provides clear explanations of waiting periods and benefit structures to ensure informed decisions. InsuranceBeacon.com additionally serves the neighboring Sun City West area, covering those retirement-community residents who keep working past traditional retirement age.
Moore Insurance Agency serves Surprise, Arizona, and the surrounding communities in the West Valley. It handles applications for disability insurance coverage for individuals seeking income protection. The agency works to match each client’s occupation and health history with appropriate disability policies from multiple carriers. It typically evaluates current medical records, reviews policy exclusions, and coordinates directly with underwriters to secure viable coverage for the client’s specific situation.
Giles & Iten Insurance distinguishes between one-time consultations to assess immediate disability coverage needs and ongoing service options that adapt as circumstances evolve. The agency helps clients in Surprise, AZ, select policies that replace lost income if injury or illness prevents work. Evaluating personal occupation definitions, elimination periods, and benefit durations ensures appropriate protection for each individual’s situation. Service runs on an as-needed basis, allowing clients to schedule reviews when life changes, such as a new job or family addition, require policy adjustments.
The LaChance Insurance Agency in Surprise, Arizona specializes in connecting individuals with disability income protection policies. It also provides ongoing policy reviews and claims support for local residents. A disability insurance agent helps clients assess their income needs and choose coverage that aligns with their professional and financial circumstances. As seasonal weather changes or unexpected medical events arise, many area workers rely on this agency for guidance on maintaining financial stability during a period of leave from employment.
For residents of Surprise, Arizona, the financial uncertainty following an unexpected illness or injury often creates a pressing need to protect one's income. Aabar Insurance Services, Inc. addresses this concern by specializing in disability insurance agent services, helping local individuals secure coverage to replace lost earnings during recovery periods. The firm guides clients through policy options that maintain household stability when work is impossible. To begin, an agent arranges a complimentary initial assessment of personal earnings and existing coverage, which serves as the first step toward building a suitable protection plan.
HealthMarkets Insurance Broker - Polly Chan assists individuals in Surprise, Arizona, with securing disability insurance coverage. This service provides financial protection when a medical condition prevents someone from working. The agency also helps tailor these policies to address specific income-replacement needs. It can serve professionals in office environments, workers in fulfillment warehouses, and staff in food service operations, ensuring they have options to protect their earnings during unforeseen health events.
MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise serves residential clients in Surprise, Arizona, helping them secure disability income protection tailored to individual needs. The agency also assists local businesses with commercial disability coverage to safeguard their operations and employees. Serving Surprise and the surrounding area, the company works closely with clients to review policy options and explain coverage limitations. Agents coordinate with claims providers and schedule follow-up appointments to adjust plans during regular visits or life changes.
Whether a client seeks a one-time policy consultation or recurring updates as life circumstances shift, Sands Insurance Agency: Allstate Insurance assists with planning. In Surprise, Arizona, disability insurance coverage provides income protection if illness or injury prevents working. The agency guides clients in selecting policies that match individual needs across different professions and income levels. These services are available on a one-time, scheduled, or as-needed basis to accommodate changing work and health situations.
What Does a a Disability Insurance Agent in Surprise Cost?
Disability insurance agent services in Arizona typically do not charge a separate fee because agents earn commissions from insurance carriers. Premiums for individual disability policies in Arizona range from 1% to 3% of your annual income per year. For a 50,000 dollar annual income, expect premiums between 500 and 1,500 dollars annually. Group policies through employers may have lower costs. Costs vary by age, health, occupation, and policy features. This is general information and not insurance advice.
About disability insurance agents in Surprise
Disability insurance agents in Surprise Arizona help individuals and businesses find coverage that meets their needs. Arizona law requires agents to be licensed by the Arizona Department of Insurance. Local agents can guide you through policy options and assist with claims for short-term or long-term disability benefits.
Frequently Asked Questions
What does a disability insurance agent in Surprise do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with applications and can help you understand Arizona insurance regulations. Agents do not provide legal advice but can clarify policy terms.
How do I choose a disability insurance agent in Surprise Arizona?
Look for an agent licensed in Arizona with experience in disability coverage. Check their standing with the Arizona Department of Insurance. Ask about their familiarity with policies that comply with Arizona Revised Statutes Title 20.
Are there time limits for filing a disability claim in Arizona?
Arizona does not have a specific statute of limitations for disability insurance claims, but policies often require prompt notice. Most policies set a deadline of 30 to 90 days to submit a claim. Check your policy for exact time limits.
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