The top-rated disability insurance agent in Gilbert, Arizona is Insurance Brokers of Arizona, rated 4.9 stars across 2,233 reviews. Other highly rated options include Heritage Advises, Protegrity, Pam Johnson - State Farm Insurance Agent. This directory lists 23 disability insurance agents serving Gilbert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers of Arizona | 690 E Warner Rd Ste 108 | (480) 812-1998 |
| 2 | Heritage Advises | 1166 E Warner Rd #101 | (480) 240-4687 |
| 3 | Protegrity | 2680 S Val Vista Dr Bldg 15 Ste 185 | (480) 363-4160 |
| 4 | Pam Johnson - State Farm Insurance Agent | 1489 S Higley Rd #105 | (480) 633-0324 |
| 5 | Independent Insurance Brokers Arizona | 225 E Germann Rd | (480) 672-0672 |
| 6 | Valley Insurance Group | 1530 E Williams Field Rd #201 | (480) 985-7745 |
| 7 | Arizona Premier Insurance - Office of Niqúe Nuñez | 67 S Higley Rd Ste 103 #611 | (602) 565-4025 |
| 8 | Arizona National Insurance | 609 S Gilbert Rd | (602) 428-6869 |
| 9 | Alliance Insurance Partners | 365 E Germann Rd #350 | (602) 427-4300 |
| 10 | Saks Insurance, LLC | 1176 E Warner Rd Suite 109B | (480) 545-1144 |
Insurance Brokers of Arizona serves the greater Phoenix metro area, including Gilbert, from its local office. As a disability insurance agent, the company assists individuals and business owners in obtaining income protection. They advise on employer-sponsored long-term disability plans and individual long-term care policies. The goal is to help clients replace a portion of their income if a medical condition prevents them from working. They also coordinate short-term disability benefits to bridge coverage gaps during recoveries.
Heritage Advises offers disability insurance agent services to clients in Gilbert, Arizona. It helps individuals and businesses understand their coverage options and navigate the application process for disability income protection. The company also assists with policy maintenance, guiding clients through annual reviews or changes in their health or employment status. Heritage Advises provides these services for single-family homes, apartments, retail locations, and restaurants, ensuring that a broad range of property owners and operators can access suitable disability insurance solutions.
Protegrity serves individuals and families in Gilbert, Arizona, as a disability insurance agent. The company helps clients understand how disability coverage can protect their income if they are unable to work due to illness or injury. They guide customers through policy options that replace a portion of earnings during a qualifying disability. Protegrity also assists with claims questions and plan comparisons to fit different budgets and needs. The agency extends its services throughout the East Valley, including the neighboring communities of Chandler and Mesa.
Serving Gilbert, AZ, and the surrounding East Valley communities, Pam Johnson - State Farm Insurance Agent handles disability insurance to provide income protection for clients. This coverage is designed to replace a portion of earnings if an illness or injury prevents them from working. The agent helps individuals assess their financial risks and select suitable policy options for their specific situations. A typical job begins with a thorough consultation to review the client’s occupation and existing benefits, then proceeds to recommend and quote appropriate coverage plans.
Independent Insurance Brokers Arizona, based in Gilbert, offers both one-time consultations and recurring service arrangements for disability insurance needs. Coverage options focus on protecting local professionals and business owners against income loss due to injury or illness, helping them select appropriate policy terms. The agent guides clients through plan comparisons and application processes tailored to individual circumstances. Services are available on a one-time, scheduled, or as-needed basis, with ongoing support for claims assistance and policy adjustments as situations evolve.
Valley Insurance Group in Gilbert, AZ specializes in evaluating clients’ income protection needs and connecting them with individual long-term disability policies. It also assists local professionals and small business owners in reviewing existing group disability coverage to identify gaps in protection. The agency provides guidance on different elimination periods and benefit durations to match each household’s financial situation. For Arizona families, it helps address coverage concerns related to seasonal employment transitions and the potential income loss from an unexpected illness or injury during hot summer months.
The arrival of a new season often brings a review of financial protections for families in Gilbert, Arizona. Arizona Premier Insurance, in the office of Niqúe Nuñez, specializes in disability insurance to address this need. They help local residents understand how a portion of their income can be replaced if a medical condition prevents them from working. Their guidance covers the differences between short-term and long-term policies available to individuals and those offered through employers. This process typically begins with an initial consultation to assess current coverage and future needs.
Arizona National Insurance serves Gilbert residents seeking disability insurance to protect personal income during illness or injury. The company also advises local businesses on commercial disability coverage designed to support employee security and operational stability. Serving clients throughout Gilbert and the surrounding East Valley, the agency provides guidance on policy options suited to individual and company needs. After initial enrollment, agents remain available for policy reviews and adjustments, ensuring coverage evolves as circumstances change between scheduled check-ins.
Alliance Insurance Partners assists individuals and businesses in Gilbert, Arizona, with securing financial protection against income loss due to injury or illness. As a disability insurance agent, the company specializes in helping professionals find policies that match their specific occupational risks and income needs. Their guidance focuses on comparing available plans to ensure adequate coverage during unexpected health events. This work serves clients in many commercial environments, including local offices, warehouses, and food service operations.
Saks Insurance, LLC serves the Gilbert, Arizona area as a disability insurance agent. The company helps individuals protect their income by guiding them through policy options that cover a portion of wages if they become unable to work due to illness or injury. Clients receive assistance with evaluating typical coverage amounts and policy elimination periods. The firm can also add a specialty residual disability rider.
What Does a a Disability Insurance Agent in Gilbert Cost?
Disability insurance premiums in Arizona typically range from 1% to 3% of your annual income. For a 40-year-old earning 60,000 a year a policy might cost 600 to 1,800 per year. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Gilbert
Disability insurance agents in Gilbert Arizona help residents and workers protect their income if they cannot work due to injury or illness. Arizona law requires insurers to respond to claims within specific time frames under ARS Title 20. A local agent can guide you through policy options and the claims process for short-term or long-term disability coverage.
Frequently Asked Questions
What does a disability insurance agent in Gilbert do?
A disability insurance agent helps you find and purchase a policy that fits your needs. They also assist with filing claims and understanding policy terms. In Arizona agents must be licensed by the Arizona Department of Insurance.
How long do I have to file a disability claim in Arizona?
Arizona does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 30 to 90 days. Check your specific policy for exact time limits.
Can a Gilbert agent help with an existing disability claim?
Yes many agents offer support for existing claims. They can review your policy and help you communicate with the insurance company. However they cannot give legal advice; for legal issues you may need a lawyer.
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