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HomeDisability Insurance AgentsArizona › Lake Havasu City

Find Disability Insurance Agents Near You in Lake Havasu City, AZ

Browse disability insurance agents serving Lake Havasu City, Arizona. Updated 2026-07-14.

The top-rated disability insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 255 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance. This directory lists 20 disability insurance agents serving Lake Havasu City.

Showing 20 disability insurance agents in Lake Havasu City, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alex Ross - State Farm Insurance Agent2138 McCulloch Blvd N(928) 855-7677
2World Insurance Associates LLC94 Acoma Blvd S # 102(866) 277-7162
3Farmers Insurance - Anthony Oskolkoff84 Acoma Blvd N Ste 102(928) 733-6098
4Richards Nygren Insurance2126 McCulloch Blvd N #15(928) 398-2126
5Jean Works - State Farm Insurance Agent1915 McCulloch Blvd N #108(928) 453-2244
6Dan Firth American Family Insurance2110 McCulloch Blvd N Ste 1(928) 855-1109
7Ty Schraufnagel American Family Insurance1930 Mesquite Ave #2a(928) 985-7100
8Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent2119 McCulloch Blvd N(928) 764-8779
9Aldridge Insurance Services430 Lake Havasu Ave #102(928) 855-1247
10Crest Insurance Group430 El Camino Way(928) 857-4884
AR
2138 McCulloch Blvd N
Alex Ross - State Farm Insurance Agent
Disability Insurance Agent · Lake Havasu City, AZ

Alex Ross - State Farm Insurance Agent serves the Lake Havasu City, Arizona area as a disability insurance agent. The company helps clients protect their income by offering policies designed to replace a portion of wages if illness or injury prevents them from working. This coverage is especially important for local workers in manual trades and hospitality. The agency assists individuals in selecting short-term and long-term disability insurance plans, providing tailored solutions for financial security during unexpected medical leaves.

WI
94 Acoma Blvd S # 102
World Insurance Associates LLC
Disability Insurance Agent · Lake Havasu City, AZ

World Insurance Associates LLC provides disability insurance agent services to clients in Lake Havasu City, Arizona. Its offerings include helping individuals and businesses understand policy options and secure income protection coverage. The company assists with initial plan selection and, where applicable, helps maintain coverage through periodic policy reviews. It serves a variety of commercial and residential property types in the local area, including single-family homes, apartments, retail spaces, and restaurants.

FI
84 Acoma Blvd N Ste 102
Farmers Insurance - Anthony Oskolkoff
Disability Insurance Agent · Lake Havasu City, AZ

Homeowners, businesses, and property managers in Lake Havasu City rely on Farmers Insurance - Anthony Oskolkoff for disability insurance agent services. This agency helps clients protect their income by offering disability insurance policies, which provide financial support if an injury or illness prevents work. The agent works directly with individuals and local companies to explain coverage options. He also serves clients in the neighboring community of Parker, Arizona, ensuring broader access to these important financial protection plans.

RN
2126 McCulloch Blvd N #15
Richards Nygren Insurance
Disability Insurance Agent · Lake Havasu City, AZ

Richards Nygren Insurance serves Lake Havasu City and the surrounding Mohave County communities, handling disability insurance for local residents and workers. It helps clients secure income protection against illness or injury that prevents employment. The company guides individuals through policy options tailored to different occupations and financial needs. To manage a typical case, it first reviews a client’s current coverage and earnings, then compares plans from multiple carriers before recommending a suitable policy.

JW
1915 McCulloch Blvd N #108
Jean Works - State Farm Insurance Agent
Disability Insurance Agent · Lake Havasu City, AZ

In Lake Havasu City, AZ, Jean Works - State Farm Insurance Agent offers services that range from single-event disability income protection to ongoing coverage adjustments aligned with changing policyholder needs. Disability insurance agents in this area typically help clients replace a portion of lost earnings if illness or injury prevents work. Planning accommodates both short-term benefit periods and longer-term income solutions based on individual employment situations. Services run on a one-time consultation or a scheduled policy review basis.

DF
2110 McCulloch Blvd N Ste 1
Dan Firth American Family Insurance
Disability Insurance Agent · Lake Havasu City, AZ

Dan Firth American Family Insurance focuses on disability insurance agent services in Lake Havasu City, Arizona, providing coverage designed to replace a portion of income if a client cannot work due to illness or injury. It also assists local residents with general insurance needs. The agency helps individuals evaluate short-term and long-term disability policies to protect their financial stability. For those working seasonal jobs in the area's tourism and recreation sectors, the agency addresses concerns about coverage gaps during slower economic periods.

TS
1930 Mesquite Ave #2a
Ty Schraufnagel American Family Insurance
Disability Insurance Agent · Lake Havasu City, AZ

As seasonal residents and workers return to Lake Havasu City each year, securing income protection becomes a priority. Ty Schraufnagel American Family Insurance provides disability insurance agent services to help locals prepare for unexpected injuries or illnesses that might interrupt their livelihood. The agency focuses on tailored coverage that aligns with active desert lifestyles and local employment patterns. A thorough initial assessment of individual needs and existing policies is conducted to recommend appropriate disability options.

BI
2119 McCulloch Blvd N
Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent
Disability Insurance Agent · Lake Havasu City, AZ

Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent helps individuals and small businesses in Lake Havasu City navigate disability insurance options to protect income during illness or injury. The agency specializes in tailored coverage for local professionals who rely on physical ability. Policyholders can receive benefits for partial or total disability. This agent serves a range of commercial sectors, including offices, warehouses, and food service.

AI
430 Lake Havasu Ave #102
Aldridge Insurance Services
Disability Insurance Agent · Lake Havasu City, AZ

Aldridge Insurance Services in Lake Havasu City, Arizona, is known for helping individuals and families secure disability income protection. The agency guides clients through the process of selecting policies that provide financial stability if an injury or illness prevents them from working. It serves local residents by explaining policy terms, coverage limits, and elimination periods. A specialty service it can add on is reviewing existing group disability plans to identify gaps and recommend supplemental private coverage.

CI
430 El Camino Way
Crest Insurance Group
Disability Insurance Agent · Lake Havasu City, AZ

Based in Lake Havasu City, AZ, Crest Insurance Group serves as an agent for disability insurance, assisting local residents with coverage designed to replace income during illness or injury. Their services also extend to commercial clients needing business-specific disability protection. They provide insurance solutions for individuals and businesses throughout the Lake Havasu City area. After an initial policy setup, agents often provide follow-up support to adjust coverage between regular visits.

FB
1600 McCulloch Blvd N #5b
Farm Bureau Financial Services: Alison Warner-Williams
Disability Insurance Agent · Lake Havasu City, AZ
(928) 846-3232
fbfs.com/find-an-agent/alisonwarner-williams
HI
276 Lake Havasu Ave STE A10
Havasu Insurance Agency
Disability Insurance Agent · Lake Havasu City, AZ
(928) 846-8003
havasuinsurance.com
CI
490 Lake Havasu Ave #104
Citywide Insurance
Disability Insurance Agent · Lake Havasu City, AZ
(928) 854-6466
citywide-ins.com
DL
2164 McCulloch Blvd N a
Da-Lu Insurance Havasu Agency
Disability Insurance Agent · Lake Havasu City, AZ
(928) 733-6164
daluinsurance.com
NA
2250 McCulloch Blvd N
NFP, an Aon company
Disability Insurance Agent · Lake Havasu City, AZ
(928) 855-3081
nfp.com/about-nfp/find-an-office/2250-mcculloch-blvd-lake-havasu-city-az
KP
2105 McCulloch Blvd N Unit 5
Kimberley Portz - Insurance Professionals of Arizona
Disability Insurance Agent · Lake Havasu City, AZ
(928) 733-6247
portzinsurance.com
FI
500 N Lake Havasu Ave STE A100
Farmers Insurance - Brian Dunigan
Disability Insurance Agent · Lake Havasu City, AZ
(928) 505-0911
agents.farmers.com/az/lake-havasu-city/brian-dunigan
FI
116 Lake Havasu Ave # 108
Farmers Insurance: Denise Kuerner
Disability Insurance Agent · Lake Havasu City, AZ
(928) 505-3276
content.naic.org
SM
430 El Camino Way
Springberg McAndrew
Disability Insurance Agent · Lake Havasu City, AZ
(928) 855-9421
springbergmcandrew.com
HI
2555 N Kiowa Blvd
A+ Health Insurances
Disability Insurance Agent · Lake Havasu City, AZ
(928) 453-9330
havasuhealthinsurance.com

What Does a a Disability Insurance Agent in Lake Havasu City Cost?

Disability insurance agent services in Arizona are typically paid through commissions from the insurance company. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40 year old in a low risk job might pay 1 to 3 percent of their annual income for coverage. Costs can be higher for high risk occupations or pre existing conditions. This is general information not insurance advice.

About disability insurance agents in Lake Havasu City

Disability insurance agents in Lake Havasu City help residents and workers secure income protection for illness or injury. Arizona law requires insurers to follow strict claim handling rules under ARS Title 20. Local agents understand the unique needs of Mohave County residents including those in tourism and healthcare industries.

Frequently Asked Questions

What does a disability insurance agent in Lake Havasu City do?

A disability insurance agent helps you find a policy that fits your job and income. They explain policy terms like elimination periods and benefit amounts. They also assist with claim filing and understanding Arizona insurance regulations.

How long do I have to file a disability claim in Arizona?

Arizona does not have a single state deadline for all disability claims. Most private policies require you to notify the insurer within 30 days of becoming disabled. You should review your specific policy for exact time limits.

Can a disability insurance agent help with a denied claim in Lake Havasu City?

Yes an agent can review your denial and explain your policy language. They may help you gather additional medical evidence. For legal appeals you may need to consult an attorney familiar with Arizona insurance law.

Disability Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.