The top-rated disability insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Farmers Insurance - James Weinrich, Manzanita Insurance, Farmers Insurance - Stephen Carbajal Agency. This directory lists 11 disability insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Makayla Chadwick - State Farm Insurance Agent | 3700 N Robert Rd #1 | (928) 237-5094 |
| 2 | Farmers Insurance - James Weinrich | 7129 E 1st St #104 | (928) 227-3457 |
| 3 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 4 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 5 | Foster Insurance Services: Allstate Insurance | 3001 N Main St #2e | (928) 772-0322 |
| 6 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 7 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
| 8 | Integrity Insurance Brokerage PLLC | 8363 Florentine Rd B | (928) 225-3420 |
| 9 | Cole Insurance Specialists | 8148 E State Rte 69 | (928) 427-1067 |
| 10 | American Insurance LLC | GET IN TOUCH, 8141 Florentine Rd # A | (928) 772-6654 |
Makayla Chadwick - State Farm Insurance Agent serves Prescott Valley, Arizona, and the surrounding Yavapai County area as a disability insurance agent. The agency helps clients understand the importance of protecting their income if an illness or injury prevents them from working. It assists individuals in reviewing their current coverage and exploring policy options that suit their personal financial situations. Short-term disability policies and long-term disability plans are among the specific services this office handles.
Farmers Insurance - James Weinrich provides disability insurance agent services in Prescott Valley, Arizona, helping clients secure income protection for unexpected health events. The agency focuses on offering suitable disability coverage plans for individuals and businesses, along with assisting with policy applications and addressing future changes in coverage needs. Services include regular policy reviews to ensure plans align with current circumstances. The agency works with various clients, including single-family homes, apartments, retail locations, and restaurants, to help safeguard their financial stability through personalized disability insurance solutions.
Manzanita Insurance serves homeowners, businesses, and property managers in Prescott Valley, Arizona, who require income protection through disability insurance coverage. The agency assists clients in understanding policy options that replace a portion of lost wages due to illness or injury, helping to maintain financial stability during recovery periods. Guidance focuses on selecting appropriate benefit amounts and waiting periods tailored to individual budgets and professional circumstances. The firm also extends its disability insurance services to nearby communities including Chino Valley and the greater Prescott metropolitan area.
Serving Prescott Valley and the surrounding communities of Yavapai County, this agency handles disability insurance policies that replace a portion of lost income if an injury or illness prevents someone from working. It guides residents through the complexities of both short-term and long-term coverage options, addressing individual needs such as waiting periods and benefit amounts. To manage a typical case, the agent begins by reviewing the client’s current employment benefits and financial obligations before customizing a plan.
Foster Insurance Services: Allstate Insurance assists residents of Prescott Valley, Arizona with disability income protection. Commercial disability coverage is also available for local businesses. Their service area extends throughout the Prescott Valley region. Policies are designed to replace a portion of lost income due to illness or injury. Consultations focus on individual needs and eligibility requirements. Coverage adjustments or claim support can be provided during periodic follow-up between regular office visits.
Disability insurance agents can assist with either a one-time policy evaluation or an ongoing review of coverage needs. Fair Advantage Insurance in Prescott Valley, AZ, helps local workers understand how disability insurance replaces a portion of income if illness or injury prevents them from employment. The agent explains policy features and benefit periods in plain terms. Service runs on a one-time, scheduled, or as-needed basis depending on the client's preference and changing circumstances.
Inszone Insurance Services in Sun City West, Arizona provides a full range of disability insurance agent services, including helping clients select appropriate income protection plans. The company also offers ongoing policy maintenance and periodic reviews to ensure coverage remains aligned with changing needs. These consultations help clarify benefit structures for local professionals and small business owners in the area. Their specialty extends to serving clients residing in single-family homes, apartments, retail spaces, and restaurants.
In Prescott Valley, where seasonal work and self-employment are common, a sudden illness or injury can threaten financial stability. Integrity Insurance Brokerage PLLC helps local residents protect their income by specializing in disability insurance policies tailored to specific occupations and coverage needs. The agency works with clients to understand waiting periods, benefit durations, and policy exclusions. Every case begins with an initial consultation to review current coverage levels and assess individual risk factors before recommending a plan.
Cole Insurance Specialists in Prescott Valley, Arizona specializes in disability income protection policies for local professionals and self-employed individuals. The agency guides clients through the complexities of short-term and long-term disability coverage, helping them understand policy terms and waiting periods to secure financial stability during an illness or injury. For families new to the area or those adjusting budgets before the summer wildfire season, the firm helps evaluate how disability benefits coordinate with existing savings and emergency funds.
American Insurance LLC provides insurance planning services in Prescott Valley, Arizona, with a specialty in disability insurance agent work to protect individual income. The firm helps clients navigate policy options that replace a portion of earnings if illness or injury prevents work. These disability coverage solutions are relevant for professionals in varied commercial sectors, including office environments, warehouse operations, and food service industries.
What Does a a Disability Insurance Agent in Prescott Valley Cost?
Disability insurance agents in Arizona typically earn commissions paid by the insurance company, so there is usually no direct fee to you for their services. Policy premiums vary widely based on age, health, occupation, and benefit amount, ranging from 1% to 3% of your annual income. For example, a 40-year-old earning 60,000 per year might pay 600 to 1,800 annually for a policy. This is general information, not insurance advice.
About disability insurance agents in Prescott Valley
Disability insurance agents in Prescott Valley, Arizona help individuals and businesses find coverage that protects income if illness or injury prevents work. Arizona law does not require private disability insurance, but many employers offer it through group plans. Local agents can explain policy options and assist with claims under Arizona Revised Statutes Title 20.
Frequently Asked Questions
What does a disability insurance agent in Prescott Valley do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms, and assists with filing claims. They can also help you understand how Arizona insurance regulations affect your coverage.
How long do I have to file a disability claim in Arizona?
Arizona does not set a specific time limit for filing private disability claims, but most policies require notice within 20 to 30 days of disability. Check your policy for exact deadlines to avoid denial.
Can a disability insurance agent help with an existing claim denial?
Yes, an agent can review your policy and help you gather documents to appeal a denial. For complex denials, they may refer you to an attorney who specializes in disability insurance law in Arizona.
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