The top-rated disability insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Lucas Flood Agency, Moll Insurance Agency Inc.. This directory lists 17 disability insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 4 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 5 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 6 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 7 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
| 8 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
| 9 | Prescott Health & Life | 1963 Commerce Center Cir suite c | (928) 445-6466 |
| 10 | Shepherd Insurance | 400 White Spar Rd | (928) 445-4600 |
Angela Smith at Comparion Insurance Agency serves Prescott, Arizona, and surrounding Yavapai County in the area of disability insurance. The company assists individuals with understanding and securing income protection policies to cover a portion of their earnings if they become unable to work due to illness or injury. It helps clients navigate long-term disability options for more extended periods of lost income, as well as short-term disability plans for temporary medical leaves.
Shepherd Insurance, formerly Lori Sell Insurance, provides disability insurance agent services to clients in Prescott, Arizona. It helps individuals and businesses understand and select coverage to replace lost income due to illness or injury. The company offers ongoing policy reviews and guidance on maintaining appropriate benefits as circumstances change. Its services are available for professionals, sole proprietors, and small business owners, as well as for properties including single-family homes, apartments, retail stores, and restaurants.
Homeowners, business owners, and property managers in Prescott look to Lucas Flood Agency for disability insurance agent services, specializing in protecting local income against unforeseen medical events. These policies help replace lost earnings for independent professionals and small enterprises throughout the area. The agency focuses on tailoring coverage to individual or business financial situations, ensuring policyholders understand their benefit structures. Similarly, Lucas Flood Agency also covers residents and commercial clients in the neighboring communities of Chino Valley and the greater Prescott Valley region.
Moll Insurance Agency Inc. serves Prescott, Arizona, and the surrounding communities in Yavapai County, handling disability insurance needs for local residents and workers. The agency focuses on plans that provide income protection when illness or injury prevents a person from working. It helps professionals, small business owners, and employees evaluate suitable coverage options. The typical job begins with a consultation to understand an individual's occupation and financial situation, followed by comparing policies from different carriers to recommend a fitting plan.
While many disability insurance agents provide quotes as a one-time need assessment, securing comprehensive coverage involves an ongoing advisory relationship to adjust policies as income and health evolve. Serving Prescott, Arizona, Trailstone Insurance Independent Agency - Phone and Online Only offers initial policy placement through remote consultation. This agency specializes in helping local professionals select individual disability plans that replace lost earnings during illness or injury. Service is provided on a scheduled consultation basis following a client's initial policy setup.
Daniel Martinez - Goosehead Insurance specializes in disability insurance agent services, helping clients in Prescott, AZ secure coverage that replaces a portion of income if they become unable to work due to illness or injury. Beyond this focused protection, the agency also provides general guidance on navigating policy options available in the region. As local professionals assess each individual’s occupation and lifestyle for suitable short-term or long-term plans, they particularly assist those facing the increased risks that come with active summer months in the area.
Winter storms and icy roads in Prescott can lead to accidents that result in long-term injuries or lost income. Dennis Burks’ agency helps local workers, self-employed individuals, and families explore disability insurance options to replace wages during recovery. They review each client’s occupation, lifestyle, and income needs to recommend a realistic policy. An initial consultation begins with a simple assessment of an applicant’s health history and current coverage gaps before moving forward with any filing.
Comparion Insurance Agency in Prescott, AZ provides services as a disability insurance agent, helping clients secure income protection for unforeseen medical circumstances. The firm specializes in evaluating individual coverage needs and guiding customers through policy selection. Its work supports financial stability for professionals and small business operators. Offices, warehouses, and food service establishments often engage the agency to arrange benefits for their personnel, ensuring workforce continuity during periods of temporary or permanent disability.
Prescott Health & Life serves residents of Prescott, Arizona with individual disability insurance coverage designed for income protection needs. The agency also assists local businesses with group disability plans for their employees, covering commercial clients throughout the Prescott area. The team works with clients to evaluate policy options that replace a portion of income if illness or injury prevents work. After an initial policy placement, the agency provides follow-up support for policy reviews or adjustments during annual re-enrollment periods between regular client visits.
Shepherd Insurance is known as a dedicated disability insurance agent in Prescott, Arizona, serving residents who seek to protect their income from unexpected medical events. The company helps clients evaluate policy options that cover a portion of lost wages during a qualifying disability. Its work focuses on tailoring coverage to individual occupations and health needs. For added protection, Shepherd Insurance can also assist with integrating a residual disability rider into a long-term policy.
What Does a a Disability Insurance Agent in Prescott Cost?
Disability insurance costs in Arizona vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old in Prescott, a policy might cost $50 to $200 per month. This is general information, not insurance advice.
About disability insurance agents in Prescott
Disability insurance agents in Prescott help individuals and business owners protect their income. Arizona law requires agents to be licensed by the Department of Insurance and Financial Institutions. Local agents can guide you through group and individual disability policies tailored to Prescott residents.
Frequently Asked Questions
What does a disability insurance agent in Prescott do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options and assist with claims. Agents in Prescott understand the local job market and Arizona insurance regulations.
Is disability insurance required in Arizona?
No, Arizona does not require individuals to carry disability insurance. However, some employers must offer it under certain state laws. An agent can help you decide if voluntary coverage fits your needs.
How long do I have to file a disability claim in Arizona?
Arizona does not set a specific time limit for private disability claims. The policy contract usually defines the deadline. An agent can review your policy to ensure you meet the required timeline.
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