The top-rated condo insurance agent in Myrtle Beach, South Carolina is Bob Hohman - State Farm Insurance Agent, rated 5.0 stars across 1,070 reviews. Other highly rated options include Massey Insurance, Jay Jefferson - State Farm Insurance Agent, Davis Insurance Associates, Inc.. This directory lists 27 condo insurance agents serving Myrtle Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Hohman - State Farm Insurance Agent | 3850 S Kings Hwy | (843) 839-3237 |
| 2 | Massey Insurance | 4270 River Oaks Dr Suite 1 | (843) 444-5602 |
| 3 | Jay Jefferson - State Farm Insurance Agent | 166 Co-Op Rd | (843) 650-4433 |
| 4 | Davis Insurance Associates, Inc. | 1203 48th Ave N Suite 109 | (843) 213-0000 |
| 5 | Kelly O'Brien - State Farm Insurance Agent | 854 Jason Blvd Unit F | (843) 839-3898 |
| 6 | Acceptance Insurance | 4503 Socastee Blvd B | (843) 306-4214 |
| 7 | Wyman Wise - State Farm Insurance Agent | 1341 44th Ave N Suite 101 | (843) 448-2420 |
| 8 | Beach Insurance | 3700 Palmetto Pointe Blvd Ste 2 | (843) 626-9244 |
| 9 | Integrated Insurance Solutions | 4757 US Highway 17 Bypass South | (843) 444-1155 |
| 10 | Kevin McGuigan - GEICO Insurance Agent | 3068 Dick Pond Rd | (843) 691-6047 |
Bob Hohman - State Farm Insurance Agent in Myrtle Beach, South Carolina, provides coverage for condominium owners in the local area. With property values influenced by the coastal setting, the agency helps clients find policies that address building structures, personal belongings, and liability protection. Additional coverages can include loss assessment protection for shared areas like pools and parking structures. This agency assists with securing flood insurance policies often needed in this seaside region. It handles claims assistance for wind and hail damage to condos.
Massey Insurance provides a full range of condo insurance policies, including coverage for individual unit interiors, personal liability, and loss of assessment protection. It also offers service plans to adjust coverage limits and maintain policy compliance as building codes or association requirements change. Each policy is designed to protect unit owners from gaps between a master policy and personal exposure. The company serves clients with single-family homes, apartments, retail, and restaurants.
Homeowners, condominium associations, and property managers in Myrtle Beach, South Carolina, turn to Jay Jefferson - State Farm Insurance Agent for coverage tailored to condo units and multi-family structures. The agency designs policies that address common area liability, individual unit protection, and loss assessment needs. It also assists with renters and landlord coverage for vacation rental properties common to the area. In addition to serving the coastal communities of Myrtle Beach, this office provides service to nearby Conway and the greater Horry County metro area.
Serving Myrtle Beach and the surrounding coastal communities, Davis Insurance Associates, Inc. specializes in condo insurance for local homeowners. The agency handles comprehensive policies that typically cover interior structures, personal property, and liability. When working with a client, it first reviews the master condo association's policy to identify coverage gaps. Then, it customizes a plan to protect the owner's unit and assets. Its general approach involves comparing multiple standard policy options to find a suitable fit for each unique property and budget.
Based in Myrtle Beach, SC, Kelly O'Brien - State Farm Insurance Agent specializes in condo insurance policies tailored to local coastal properties. The agency provides general coverage options to protect personal belongings, interior structures, and liability for unit owners. It assists clients in understanding the specific needs of high-rise and beachfront complexes. After a severe storm or hurricane season, the agency helps policyholders navigate potential wind and flood damage claims to ensure proper recovery and protection.
Acceptance Insurance serves the Myrtle Beach, South Carolina metro area as a Condo Insurance Agent. The company helps condominium owners secure coverage that protects their individual unit and personal property. Their policies typically address interior fixtures, appliances, and personal liability within the homeowner association’s master policy structure. They assist clients by adjusting dwelling limits to account for shared building elements where the association’s coverage may end. The agency also handles additional living expense protection and loss assessment coverage for common area repairs.
Wyman Wise, a State Farm Insurance agent in Myrtle Beach, South Carolina, provides specialized condo insurance policies tailored to the unique needs of local unit owners. The agency generally assists clients with protecting their personal property, liability coverage, and the interior aspects of their condominium not covered by the master association policy. Serving the coastal community means addressing specific concerns like wind and flood damage during hurricane season and the occasional freeze affecting internal plumbing.
Beach Insurance in Myrtle Beach, South Carolina, distinguishes between one-time condo policy reviews and ongoing coverage management. For a one-time request, the agent assesses a client’s existing liability and property protection to identify gaps, then secures a single policy. Ongoing service involves annual policy renewals, adjustments for renovations, and regular reviews of flood or windstorm endorsements specific to coastal condominiums. This local agent typically operates on an as-needed basis, responding to client-initiated requests for new quotes or coverage updates rather than offering a fixed scheduled program.
Integrated Insurance Solutions in Myrtle Beach, South Carolina provides comprehensive coverage tailored for individual condo owners. Their standard policies protect interior structures and personal belongings, while specialty add-ons address unique needs like loss assessments from building repairs and flood damage common to coastal properties. They also help clients navigate complex homeowners association master policy gaps. In addition to serving residential condo clients, the company extends its services to commercial sectors such as office complexes, warehouses, and food service establishments operating within multi-tenant buildings.
As the coastal weather shifts each season in Myrtle Beach, many condo owners review their coverage for hurricane and storm-related perils. Kevin McGuigan - GEICO Insurance Agent helps customers navigate these needs, offering guidance specific to condominium association master policies and individual unit protection requirements. The agency simplifies the insurance process for area residents. A typical first step involves a conversation about current coverage and an assessment of potential gaps.
What Does a a Condo Insurance Agent in Myrtle Beach Cost?
Typical condo insurance in South Carolina ranges from 300 to 800 dollars per year for a basic HO6 policy. In Myrtle Beach wind and hail coverage can add 200 to 600 dollars annually depending on the property location and building age. Costs vary based on coverage limits deductible and the unit value. This is general information and not insurance advice.
About condo insurance agents in Myrtle Beach
Condo insurance agents in Myrtle Beach help owners secure HO6 policies that cover interior structures and personal property. South Carolina law requires condo associations to maintain master policies, but individual unit owners are responsible for their own walls floors and improvements. Agents in this coastal area often focus on wind and hail coverage due to hurricane risks.
Frequently Asked Questions
What does a condo insurance agent in Myrtle Beach do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings interior walls and liability. They also explain how your policy coordinates with the association master policy. Agents in Myrtle Beach are familiar with local windstorm requirements.
Is condo insurance required in South Carolina?
South Carolina law does not require individual condo insurance but most mortgage lenders do require it. Your condo association may also require you to carry liability coverage. Check your bylaws for specific minimum coverage amounts.
How does South Carolina wind and hail coverage work for condos?
In coastal areas like Myrtle Beach wind and hail coverage is often excluded from standard policies and must be added separately. The South Carolina Wind and Hail Underwriting Association provides a backup option if private insurers decline coverage. Your agent can help you determine if you need this additional policy.
Condo Insurance Agents in Other South Carolina Cities
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