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HomeCondo Insurance AgentsSouth Carolina › Hilton Head Island

Find Condo Insurance Agents Near You in Hilton Head Island, SC

Browse condo insurance agents serving Hilton Head Island, South Carolina. Updated 2026-07-14.

The top-rated condo insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Ryley Hendry - State Farm Insurance Agent, Best Insurance HH. This directory lists 19 condo insurance agents serving Hilton Head Island.

Showing 19 condo insurance agents in Hilton Head Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance92 Main St suite c(843) 689-3030
2Hilton Head Insurance & Brokerage55 New Orleans Rd STE 203(843) 252-0840
3Ryley Hendry - State Farm Insurance Agent1541 Fording Island Rd Ste 2(843) 949-4194
4Best Insurance HH2 Corpus Christi Pl #200(843) 540-0722
5CONQUEST INSURANCE95 Mathews Dr Suite B-3(843) 342-7664
6Goosehead Insurance - Tanner Russell5 New Orleans Rd #100(843) 701-8730
7Stephen Helwig: Allstate Insurance42 New Orleans Rd Ste 100(843) 842-2100
8Premier Insurance Advisors10 Hospital Center Commons suite b(843) 689-5300
9PC&L Agency, Inc.12 Lafayette Pl(843) 682-4845
10Goosehead Insurance - Coastal Solutions Agency2 Park Ln #200(843) 790-8529
CH
92 Main St suite c
Carolina Heritage Insurance
Condo Insurance Agent · Hilton Head Island, SC

Condo owners in Hilton Head Island rely on Carolina Heritage Insurance for policies that protect their individual units and shared building structures. The agency assists homeowners with coverage tailored to condo association requirements, addressing interior fixtures, personal property, and liability concerns. It also works with property managers to secure appropriate policies for common areas and master building elements. Beyond Hilton Head Island, Carolina Heritage Insurance extends its condo insurance services to clients in the neighboring community of Bluffton, South Carolina, ensuring broader access to tailored coverage.

HH
55 New Orleans Rd STE 203
Hilton Head Insurance & Brokerage
Condo Insurance Agent · Hilton Head Island, SC

Hilton Head Insurance & Brokerage serves Hilton Head Island, South Carolina, and the surrounding Lowcountry communities. It handles condo insurance policies tailored to protect individual units within shared buildings, including coverage for interior structures and personal liability. The agent assists clients in understanding how master association policies interact with personal unit coverage, ensuring no gaps in protection. For a typical job, it evaluates the condo association’s bylaws and the unit owner’s unique exposure to recommend appropriate coverage limits and deductibles.

RH
1541 Fording Island Rd Ste 2
Ryley Hendry - State Farm Insurance Agent
Condo Insurance Agent · Hilton Head Island, SC

Ryley Hendry - State Farm Insurance Agent serves the Hilton Head Island, South Carolina area, specializing in condo insurance solutions for local residents and property owners. The agency helps clients protect their individual units within condominium associations through tailored coverage options. They address common concerns such as interior damage, personal liability, and loss assessment responsibilities that often fall outside the master policy. This agent regularly assists with policy reviews to ensure adequate protection for seasonal and year-round condo owners in the Hilton Head market.

BI
2 Corpus Christi Pl #200
Best Insurance HH
Condo Insurance Agent · Hilton Head Island, SC

Best Insurance HH serves homeowners and property managers who need coverage for their Hilton Head Island condo units. The agency assists with policies tailored for coastal properties, addressing common concerns like wind and water damage in multi-unit buildings. Clients receive guidance on navigating association master policy gaps to ensure adequate personal protection for their individual units. The office also provides services for condos in nearby Bluffton, South Carolina, expanding its reach across the local market.

CI
95 Mathews Dr Suite B-3
CONQUEST INSURANCE
Condo Insurance Agent · Hilton Head Island, SC

CONQUEST INSURANCE provides a full range of condo insurance services for property owners in Hilton Head Island, SC. The agency helps clients secure coverage that protects their individual units and personal belongings against common coastal risks. Regular policy reviews are offered to ensure coverage limits match current property values and replacement costs. New homeowners can receive guidance on navigating association master policy requirements and their personal liability needs. The company’s clientele includes owners of single-family homes, apartments, retail spaces, and restaurants.

GI
5 New Orleans Rd #100
Goosehead Insurance - Tanner Russell
Condo Insurance Agent · Hilton Head Island, SC

Goosehead Insurance - Tanner Russell serves the Hilton Head Island area and surrounding communities in South Carolina, handling condo insurance needs for local homeowners. The agency focuses on protecting individual units within shared buildings, covering interior structures and personal belongings from common risks. Each client receives an assessment of their specific coverage requirements, ensuring the policy aligns with their condo association’s master plan. To handle a typical job, it reviews the property’s layout and nearby exposures before recommending appropriate liability and loss coverage.

SH
42 New Orleans Rd Ste 100
Stephen Helwig: Allstate Insurance
Condo Insurance Agent · Hilton Head Island, SC

Homeowners seeking condo insurance through Stephen Helwig: Allstate Insurance in Hilton Head Island, SC can choose between a one-time policy for temporary coverage or a recurring annual plan for long-term protection. Both options address specific needs, safeguarding individual units against common perils and liability concerns relevant to shared community living. Coverage typically extends to personal property, interior building elements, and loss of use. Service operates on a scheduled basis with optional as-needed adjustments throughout the policy term.

PI
10 Hospital Center Commons suite b
Premier Insurance Advisors
Condo Insurance Agent · Hilton Head Island, SC

Premier Insurance Advisors specializes in crafting personalized condo insurance policies tailored to the unique needs of owners in Hilton Head Island, SC. It offers thorough coverage evaluations and claims assistance to safeguard individual units against common risks. Navigating the region’s stringent HOA master policy requirements and ensuring adequate personal liability protection are key aspects of its general service work. As hurricane season approaches, this agency helps clients review wind and flood coverage specifics to address potential seasonal exposure gaps and property damage uncertainties.

PA
12 Lafayette Pl
PC&L Agency, Inc.
Condo Insurance Agent · Hilton Head Island, SC

When the Atlantic hurricane season brings high winds and heavy rain to Hilton Head Island, PC&L Agency, Inc. helps condominium owners understand their complex insurance needs. The agency provides dedicated guidance on navigating the policies required for coastal condo living. PC&L Agency, Inc. serves the local Hilton Head Island community as a specialized condo insurance agent. Their process often begins with a thorough review of the property’s particular exposures and coverage gaps during an initial in-person inspection.

GI
2 Park Ln #200
Goosehead Insurance - Coastal Solutions Agency
Condo Insurance Agent · Hilton Head Island, SC
CH
22 New Orleans Rd #2
Carolina Heritage Insurance
Condo Insurance Agent · Hilton Head Island, SC
(843) 689-3030
carolinaheritage.net
CI
15 Bow Cir STE 101
Correll Insurance Group of Hilton Head
Condo Insurance Agent · Hilton Head Island, SC
(888) 668-8082
correllhhi.com
KI
23A Shelter Cove Ln
Kinghorn Insurance Agency - Hilton Head
Condo Insurance Agent · Hilton Head Island, SC
(843) 686-3911
kinghornagency.com
GA
435 William Hilton Pkwy
Golden Age Insurance Agency
Condo Insurance Agent · Hilton Head Island, SC
(843) 212-4507
CI
2 Corpus Christi Pl #200
C&H Insurance Associates, LLC
Condo Insurance Agent · Hilton Head Island, SC
(843) 351-6424
ch4ins.com
CI
17 Executive Park Rd
Callen Insurance Services
Condo Insurance Agent · Hilton Head Island, SC
(843) 681-2221
callenins.com
AH
100 Exchange St Suite 101
Acrisure Hilton Head Island, SC (Seacoast Insurance)
Condo Insurance Agent · Hilton Head Island, SC
(843) 681-4340
acrisure.com
CS
2600 Main St Suite 104 D
Colonial South Insurance LLC
Condo Insurance Agent · Hilton Head Island, SC
(843) 785-7455
colonialsouthinsurance.com
DI
2 Corpus Christi Pl #200
Dunes Insurance
Condo Insurance Agent · Hilton Head Island, SC
(843) 737-6236
dunesinsurance.com

What Does a a Condo Insurance Agent in Hilton Head Island Cost?

Condo insurance in Hilton Head Island typically costs between 400 and 1,200 dollars per year for a standard policy. Factors like unit value location and deductible amount affect the price. Wind and hail deductibles are usually 2 to 5 percent of the dwelling coverage. This is general information and not insurance advice.

About condo insurance agents in Hilton Head Island

A condo insurance agent in Hilton Head Island helps you find coverage tailored to coastal condominium living. South Carolina requires that your policy meet specific master deed and HOA requirements. Agents can explain how wind and hail deductibles apply in this hurricane-prone area.

Frequently Asked Questions

What does a condo insurance agent in Hilton Head Island do?

An agent helps you compare policies from multiple insurers to find coverage for your unit. They explain what the HOA master policy covers and what you need for personal property and liability. They also advise on flood insurance which is often required in coastal zones.

Is flood insurance required for condos in Hilton Head Island?

Flood insurance is not legally required by South Carolina state law but most mortgage lenders require it for units in flood zones. Hilton Head Island is in a high-risk flood area so many HOAs also mandate individual flood policies. An agent can help you find a separate flood policy through the NFIP or a private carrier.

How does South Carolina law affect condo insurance coverage?

South Carolina law requires that condo insurance policies include coverage for loss assessment and water damage from plumbing. The state also mandates that insurers offer wind and hail coverage with a separate deductible. An agent can explain how these rules apply to your specific HOA documents.

Condo Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.