Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 19 condo insurance agents in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carolina Heritage Insurance
92 Main St suite c, Hilton Head Island, SC 29926
(843) 689-3030
carolinaheritage.net
Hilton Head Insurance & Brokerage
55 New Orleans Rd STE 203, Hilton Head Island, SC 29928
(843) 252-0840
hhiandb.com
Carolina Heritage Insurance
22 New Orleans Rd #2, Hilton Head Island, SC 29928
(843) 689-3030
carolinaheritage.net
Ryley Hendry - State Farm Insurance Agent
1541 Fording Island Rd Ste 2, Hilton Head Island, SC 29926
(843) 949-4194
ryleyhendry.com
CONQUEST INSURANCE
95 Mathews Dr Suite B-3, Hilton Head Island, SC 29926
(843) 342-7664
conquestins.com
Best Insurance HH
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 540-0722
bestinsurancehh.com
Goosehead Insurance - Tanner Russell
5 New Orleans Rd #100, Hilton Head Island, SC 29928
(843) 701-8730
goosehead.com
Stephen Helwig: Allstate Insurance
42 New Orleans Rd Ste 100, Hilton Head Island, SC 29928
(843) 842-2100
agents.allstate.com
Premier Insurance Advisors
10 Hospital Center Commons suite b, Hilton Head Island, SC 29926
(843) 689-5300
premierinshhi.com
PC&L Agency, Inc.
12 Lafayette Pl, Hilton Head Island, SC 29926
(843) 682-4845
pclagencyinc.com
Correll Insurance Group of Hilton Head
15 Bow Cir STE 101, Hilton Head Island, SC 29928
(888) 668-8082
correllhhi.com
Goosehead Insurance - Coastal Solutions Agency
2 Park Ln #200, Hilton Head Island, SC 29928
(843) 790-8529
goosehead.com
Kinghorn Insurance Agency - Hilton Head
23A Shelter Cove Ln, Hilton Head Island, SC 29928
(843) 686-3911
kinghornagency.com
Golden Age Insurance Agency
435 William Hilton Pkwy, Hilton Head Island, SC 29926
(843) 212-4507
Callen Insurance Services
17 Executive Park Rd, Hilton Head Island, SC 29928
(843) 681-2221
callenins.com
C&H Insurance Associates, LLC
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 351-6424
ch4ins.com
Acrisure Hilton Head Island, SC (Seacoast Insurance)
100 Exchange St Suite 101, Hilton Head Island, SC 29926
(843) 681-4340
acrisure.com
Colonial South Insurance LLC
2600 Main St Suite 104 D, Hilton Head Island, SC 29926
(843) 785-7455
colonialsouthinsurance.com
Dunes Insurance
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 737-6236
dunesinsurance.com
A condo insurance agent in Hilton Head Island helps you find coverage tailored to coastal condominium living. South Carolina requires that your policy meet specific master deed and HOA requirements. Agents can explain how wind and hail deductibles apply in this hurricane-prone area.
What Does a Condo Insurance Agent in Hilton Head Island Cost?
Condo insurance in Hilton Head Island typically costs between 400 and 1,200 dollars per year for a standard policy. Factors like unit value location and deductible amount affect the price. Wind and hail deductibles are usually 2 to 5 percent of the dwelling coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Hilton Head Island do?
An agent helps you compare policies from multiple insurers to find coverage for your unit. They explain what the HOA master policy covers and what you need for personal property and liability. They also advise on flood insurance which is often required in coastal zones.
Is flood insurance required for condos in Hilton Head Island?
Flood insurance is not legally required by South Carolina state law but most mortgage lenders require it for units in flood zones. Hilton Head Island is in a high-risk flood area so many HOAs also mandate individual flood policies. An agent can help you find a separate flood policy through the NFIP or a private carrier.
How does South Carolina law affect condo insurance coverage?
South Carolina law requires that condo insurance policies include coverage for loss assessment and water damage from plumbing. The state also mandates that insurers offer wind and hail coverage with a separate deductible. An agent can explain how these rules apply to your specific HOA documents.