The top-rated condo insurance agent in Goose Creek, South Carolina is Jimmy Dunn - State Farm Insurance Agent, rated 5.0 stars across 402 reviews. Other highly rated options include Shirley Haro - State Farm Insurance Agent, Chris Cohen - State Farm Insurance Agent, L.H. Griffith & Company. This directory lists 14 condo insurance agents serving Goose Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jimmy Dunn - State Farm Insurance Agent | 429 Red Bank Rd | (843) 797-7520 |
| 2 | Shirley Haro - State Farm Insurance Agent | 514 St James Ave Unit B | (843) 576-4456 |
| 3 | Chris Cohen - State Farm Insurance Agent | 103 Laurel Ave | (843) 203-4974 |
| 4 | L.H. Griffith & Company | 108 Central Ave Ste 4 | (843) 553-8643 |
| 5 | UP Insurance Agency LLC | 1316 Red Bank Rd Ste 16 | (854) 205-1222 |
| 6 | Harold Campbell - State Farm Insurance Agent | 118 S Goose Creek Blvd | (843) 797-1300 |
| 7 | Cheri Nelson Insurance Agency | 205 N Goose Creek Blvd Unit 207 | (843) 793-3168 |
| 8 | Carolina Crescent Insurance Co. | 513 Red Bank Rd #3 | (843) 301-5588 |
| 9 | GUARDIANES INSURANCE | 225 Red Bank Rd STE M | (843) 823-0111 |
| 10 | Mark Creasy: Allstate Insurance | 431 St James Ave Unit M | (843) 284-9454 |
Jimmy Dunn - State Farm Insurance Agent serves the Goose Creek, South Carolina area as a condo insurance agent. The company helps local condo owners secure coverage for their individual units and personal belongings. Policies typically address interior damage from water or fire and liability protection for accidents inside the home. Condo insurance is designed to fill gaps left by the master association policy. The agent regularly counsels clients on loss assessment coverage and personal property endorsements.
Shirley Haro - State Farm Insurance Agent in Goose Creek, SC, provides tailored coverage plans for protecting condominiums. Services include helping clients understand master policy gaps and securing individual unit protection for personal property and liability. Routine policy reviews help adjust coverage to match changing needs. The agency services single-family homes, apartments, retail businesses, and restaurants located throughout the Goose Creek area.
Chris Cohen, operating as a State Farm Insurance Agent in Goose Creek, SC, serves homeowners, businesses, and property managers seeking condo insurance. The agency assists clients in protecting their individual units and personal belongings against common property risks. Policies typically cover interior structures and liability, while the association master policy handles the building exterior. Clients benefit from coverage options for loss of use and personal property. This agency also provides similar insurance services to residents and property owners in the broader Charleston metropolitan area.
Serving Goose Creek and the surrounding communities of Berkeley County, L.H. Griffith & Company handles the specialized insurance needs of condo owners. Their work involves arranging coverage for individual units and the policyholder's personal property inside those units. They help clients secure protection for interior structures not covered by a master policy. To complete a typical job, they assess the HOA's master policy coverage limits and then recommend a policy that fills any gaps in the owner's liability and personal asset protection.
UP Insurance Agency LLC in Goose Creek, SC provides specialized condo insurance services designed to protect individual unit owners from common liability and property risks. The agency works with clients to review association master policies and fill coverage gaps for interior fixtures, personal belongings, and loss assessment claims. It also offers guidance on flood and windstorm endorsements, as these perils pose significant threats during South Carolina’s hurricane season.
Harold Campbell - State Farm Insurance Agent in Goose Creek, SC, offers both one-time policy reviews and ongoing recurring service for condominium owners seeking appropriate coverage. The agency helps secure protection for personal belongings, interior fixtures, and liability within the condo unit. Service arrangements are tailored to each client, running on either a one-time basis for isolated needs, a scheduled appointment for periodic updates, or an as-needed basis whenever policy questions arise.
When coastal weather shifts or seasonal storms approach around Goose Creek, condo owners often need a clear review of their policy protections. Cheri Nelson Insurance Agency works with local property owners to address specific shared-wall and common-area coverage concerns that come with attached housing. The agency helps navigate deductible structures and loss-assessment endorsements, providing straightforward guidance for primary residences or second homes. A typical first step involves a simple phone consultation followed by an in-person inspection of the building's exterior and individual unit.
Carolina Crescent Insurance Co. works with property owners to secure dedicated condo insurance coverage in Goose Creek, SC. The company specializes in policies that address unique condominium exposures, including shared-wall protections and association master policy gaps. Clients can expect consultations regarding building ordinance updates, loss assessment provisions, and personal liability shields. This agency serves commercial sectors including professional offices, warehouse operators, and food service establishments seeking tailored risk management solutions for their operations.
Guardianes Insurance provides residential condo insurance solutions in Goose Creek, SC, alongside commercial coverage for local property owners in the surrounding area. Policies are tailored to meet the specific needs of individual unit owners and homeowners associations. The agency assists clients with initial policy setup and coverage reviews. After each regular renewal period, they follow up to discuss any necessary coverage adjustments and ensure repeat service remains aligned with current property values and living situations.
Mark Creasy: Allstate Insurance in Goose Creek, SC, is known for providing condo insurance policies tailored to protect individual unit owners. The agency serves local condominium residents by offering coverage for interior structures, personal property, and liability. Policies typically address common risks such as water damage, theft, and assessments from the homeowners association. Specialty coverage can be added for loss of personal use, allowing homeowners to maintain their lifestyle if a covered event makes their condo temporarily uninhabitable.
What Does a a Condo Insurance Agent in Goose Creek Cost?
Typical annual premiums for a condo insurance policy in Goose Creek South Carolina range from 300 to 800 dollars depending on the unit value location and coverage limits. Flood insurance through the NFIP adds 500 to 1 500 dollars per year for properties in flood zones. Costs vary significantly based on your deductible personal property value and claims history. This is general information not insurance advice.
About condo insurance agents in Goose Creek
Condo insurance agents in Goose Creek South Carolina help unit owners secure HO6 policies that cover personal property and interior walls. South Carolina law requires condo associations to carry a master policy but owners still need individual coverage for fixtures and liability. Local agents understand the specific flood risks and windstorm requirements for the Lowcountry region.
Frequently Asked Questions
What does a condo insurance agent in Goose Creek do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings interior walls and liability. They explain how the associations master policy interacts with your individual coverage. Agents also advise on additional endorsements for flood or earthquake protection common in South Carolina.
Is condo insurance required by law in South Carolina?
South Carolina law does not mandate condo insurance for individual owners but most mortgage lenders require it. Your condo associations bylaws may also require you to carry a minimum amount of liability coverage. Check your governing documents for specific requirements.
How does the master policy affect my individual condo insurance?
The associations master policy covers the building structure and common areas. Your HO6 policy covers everything inside your unit including cabinets flooring and appliances. In South Carolina the master policy typically uses a bare walls coverage meaning you must insure all interior improvements.
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