The top-rated condo insurance agent in Huntingdon Valley, Pennsylvania is Marat Ioshpa - State Farm Insurance Agent, rated 5.0 stars across 555 reviews. Other highly rated options include Farmers Insurance - Irina Melikova, Goebel Insurance Agency, Inc., Gannon Risk Group. This directory lists 13 condo insurance agents serving Huntingdon Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marat Ioshpa - State Farm Insurance Agent | 2651 Huntingdon Pike | (215) 709-5555 |
| 2 | Farmers Insurance - Irina Melikova | 2811 Philmont Ave | (215) 792-3324 |
| 3 | Goebel Insurance Agency, Inc. | 2531 Huntingdon Pike Unit 3 | (215) 465-9311 |
| 4 | Gannon Risk Group | 2040 County Line Rd | (215) 396-9000 |
| 5 | Irine Mumladze Insurance Agency | 67 Buck Rd Suite 100 | (215) 500-5654 |
| 6 | Laura Terra: Allstate Insurance | 2951 Philmont Ave | (215) 938-0208 |
| 7 | Insurance Direct | 2445 Huntingdon Pike | (267) 587-5990 |
| 8 | Allstate Insurance: Eugene Dedov | 111 Buck Rd #100 | (215) 800-0074 |
| 9 | Honest Insurance Services LLC | 1051 County Line Rd Suite 99 | (215) 354-1600 |
| 10 | Selsky Agency | 167 Manor Rd | (215) 947-3513 |
Marat Ioshpa - State Farm Insurance Agent serves Huntingdon Valley and the surrounding Montgomery County area, providing condo insurance policies for local homeowners and condo associations. The agency helps clients understand how master policies interact with individual unit coverage, guiding them to fill gaps for personal property and liability protection. Customized policies address common condo risks such as water damage, theft, and loss assessment liabilities. It also offers tailored add-ons for extended replacement cost and personal umbrella coverage in this region.
Farmers Insurance - Irina Melikova offers a range of services including standard and extended condo insurance policies for local property owners. The agency helps clients assess their individual coverage needs for personal property, liability, and loss assessment protection. It also provides policy reviews and can assist with adjusting coverage limits as building or association requirements change. Regular maintenance reminders and claims support are available to ensure continued protection. The agency services single-family homes, apartments, retail, and restaurants in the Huntingdon Valley area.
Homeowners, condominium associations, and individual unit owners in Huntingdon Valley, PA rely on Goebel Insurance Agency, Inc. for condo insurance. The agency helps clients understand master policy coverage gaps and secure appropriate protection for personal property, liability, and interior fixtures. It also assists with loss assessment coverage for shared building spaces and common areas. The agency extends its services to residents in the greater Philadelphia metro area, including the nearby community of Abington.
Gannon Risk Group serves clients in Huntingdon Valley, Pennsylvania, and the surrounding communities. The company handles a range of condo insurance needs, including policies for individual unit owners and entire association buildings. Its work focuses on matching coverage to the specific risks of condominium living. To manage a typical job, it first reviews the client’s current policy and building finances, then compares available plans to find appropriate protection against common losses.
Irine Mumladze Insurance Agency specializes in condo insurance coverage for property owners in Huntingdon Valley, Pennsylvania, and offers personalized assistance in selecting policies that protect individual units and shared building structures. Clients receive detailed explanations of policy terms and guidance on liability protection for interior spaces. The agency works closely with residents to understand the unique requirements of condo association bylaws. In spring, it helps clients review coverage after seasonal weather changes that can affect roofs windows and exterior fixtures.
Laura Terra: Allstate Insurance offers condo owners both one-time policy consultations and ongoing service for their insurance needs. Coverage typically protects interior fixtures, personal property, and liability within the unit. Many associations require residents to carry individual policies for improvements and belongings. Claims can involve minor water damage or more complex structural issues. Their service operates on a scheduled basis for policy reviews and on an as-needed basis following any reported loss or significant change in occupancy.
As winter weather shifts ice dams and spring storms roll into Huntingdon Valley, condo owners face shared-wall risks that differ from single-family policies. Insurance Direct provides coverage tailored for these distinct needs, addressing assessments and interior damage that common master policies may exclude. Its agents review the unique ownership structure of each development, ensuring personal belongings and liability limits align with local regulations. This assessment begins with a detailed walk-through of the unit’s interior and connecting fixtures.
Allstate Insurance: Eugene Dedov provides condo insurance to residents in the Huntingdon Valley, PA area, focusing on protecting individual units within multi-unit buildings. Its specialty add-ons include expanded coverage for interior improvements, loss assessment protection, and personal liability extensions. This agent assists owners in safeguarding their investment against damages not covered by a building’s master policy. The agency can serve commercial sectors such as offices, warehouses, and food service establishments.
Honest Insurance Services LLC provides residential condo insurance to property owners in Huntingdon Valley, Pennsylvania. Their services also extend to commercial coverage for local condominium associations in the surrounding area. They work to secure policies that protect individual units and common building elements against regional weather risks. Homeowners seeking a second opinion or initial quote for their condo can receive clear guidance from this agency. Between regular visits, clients often follow up for policy adjustments or to discuss coverage updates with the same agent.
Selsky Agency is known for providing condo insurance coverage to owners in Huntingdon Valley, Pennsylvania. The agency serves local residents by offering policies that protect personal property, interior structures, and liability within a condominium unit. It works with clients to assess their individual coverage needs based on their building’s master policy. A common specialty service available is adding coverage for loss assessment fees from the condo association.
What Does a a Condo Insurance Agent in Huntingdon Valley Cost?
Typical condo insurance premiums in Pennsylvania range from 200 to 600 dollars per year for a standard policy. Factors that affect cost include your unit location, deductible choice, coverage limits, and claims history. Loss assessment coverage and high-value personal property add to the premium. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your situation.
About condo insurance agents in Huntingdon Valley
Condo insurance agents in Huntingdon Valley help owners understand the difference between the building master policy and personal unit coverage. Pennsylvania law requires the condo association to insure common areas but not your belongings or interior upgrades. An agent can explain how to fill coverage gaps and meet mortgage lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Huntingdon Valley do?
A condo insurance agent helps you choose a policy that covers your personal property, liability, and improvements to your unit. They also explain how the association master policy affects your individual needs. This is especially important in Pennsylvania where master policies vary widely.
Is condo insurance required in Pennsylvania?
Yes, most mortgage lenders require a condo insurance policy. Even if you own your unit outright, the condo association bylaws often mandate minimum personal liability and loss assessment coverage. An agent can help you meet these requirements.
How does Pennsylvania law affect condo insurance?
Pennsylvania Uniform Condominium Act (68 Pa.C.S. sections 3101-3414) governs condo associations. It requires the association to insure common elements but does not require them to insure your personal property or unit improvements. Your agent can help you understand what is not covered by the master policy.
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