The top-rated condo insurance agent in Havertown, Pennsylvania is Peterson Insurance Services, rated 4.9 stars across 184 reviews. Other highly rated options include George Wernery - State Farm Insurance Agent, Meehan Insurance (John P. Meehan Agency, Inc.), Thomas McKee Insurance Agency Ltd. This directory lists 14 condo insurance agents serving Havertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peterson Insurance Services | 140 W Eagle Rd | (610) 446-5059 |
| 2 | George Wernery - State Farm Insurance Agent | 919 Darby Rd | (610) 449-1700 |
| 3 | Meehan Insurance (John P. Meehan Agency, Inc.) | 1 N, 1 Belfield Ave | (610) 853-2220 |
| 4 | Thomas McKee Insurance Agency Ltd | 2009 E Darby Rd Floor 1 | (484) 451-8883 |
| 5 | Joseph Bracken: Allstate Insurance | 1918 Darby Rd | (610) 853-0990 |
| 6 | Dignity Insured LLC - Health Insurance | 538 Sagamore Rd | (610) 864-4690 |
| 7 | Dan Lista: Allstate Insurance | 1254 West Chester Pike Ste 106 | (610) 789-9911 |
| 8 | Seven Insurance Corp | 701 West Chester Pike R | (484) 222-3110 |
| 9 | Shawn Person - State Farm Insurance Agent | 110 W Eagle Rd | (610) 536-6338 |
| 10 | Donna O'Sullivan: Allstate Insurance | 410 Township Line Rd Suite 4 | (610) 658-3250 |
Peterson Insurance Services serves the Havertown, Pennsylvania metro area and surrounding Delaware County as a provider of condo insurance policies. It specializes in securing coverage tailored to individual unit owners, protecting personal property and interior structures not covered by the master building policy. The agency handles liability protection and loss assessment coverage for shared building areas, assisting clients in finding appropriate limits for their specific condominium association requirements.
George Wernery - State Farm Insurance Agent in Havertown, PA, offers a full range of condo insurance services tailored to protect individual units and shared building structures. It assists clients with customizing coverage for personal belongings, liability protection, and loss assessments against common-area claims. The agency provides ongoing policy reviews to ensure coverage keeps pace with changing needs or local property values. Its Condo insurance plans serve a mix of residential properties, including single-family homes, apartments, retail spaces, and local restaurants throughout the Havertown area.
Meehan Insurance (John P. Meehan Agency, Inc.) serves condo owners, homeowners, and property managers in Havertown, Pennsylvania. The agency provides coverage options designed to protect individual units, common areas, and personal belongings against common property risks. It helps clients understand how master policies interact with personal condo insurance needs. Services include policy reviews, claims assistance, and guidance on coverage limits. The agency also serves neighboring areas such as Ardmore and other parts of Delaware County.
For those with a single unit versus multiple properties, Thomas McKee Insurance Agency Ltd in Havertown, PA provides standalone condo insurance as a one-time transaction and recurring policy management as an ongoing service. Their coverage addresses building-specific liability, damage assessments, and personal property within the unit owned by the policyholder. Typical policies protect against common claims involving fire, water damage, and theft in this area. Service runs on either a one-time basis for a single policy or on an as-needed schedule for renewals and adjustments.
Serving Havertown, PA, and the surrounding communities in Delaware County, Joseph Bracken: Allstate Insurance specializes in writing condo insurance policies for local condominium owners. The agency handles coverage for individual unit interiors, personal property, and personal liability, which are essential for living in a community association property. To handle a typical client job, the agent first reviews the condo association’s master policy to identify coverage gaps, then customizes a personal policy that addresses those specific exposures in one sitting.
Dignity Insured LLC - Health Insurance, serving Havertown, PA, specializes in securing comprehensive condo insurance policies that cover interior structures and personal belongings. Its general service work involves guiding condo owners through the specifics of master policy gaps, ensuring adequate liability coverage, and tailoring deductibles to individual risk profiles. The company frequently assists clients in reviewing their policies ahead of the region's annual fall freeze, helping to assess coverage limits for potential burst pipe damage.
As Havertown homeowners prepare for winter weather, protecting a condo from potential water or ice damage becomes a priority. Dan Lista: Allstate Insurance provides coverage tailored to the unique needs of local condo owners, addressing shared building exposures and individual interior risks. Policies available through this agency help safeguard personal belongings and offer liability protection for accidents within the unit. Residents seeking to review their current protection can schedule a complimentary initial inspection of their condo’s specific coverage needs to identify potential gaps.
Seven Insurance Corp in Havertown, PA assists clients with general property protection and specifically offers condo insurance policies tailored for unit owners in local residential buildings. Their work includes coverage for interior structures, personal belongings, and liability within the common interest community. Beyond individual units, the company provides commercial insurance for various business sectors. They can serve offices, warehouses, and food service operations with appropriate liability and property policies.
Shawn Person - State Farm Insurance Agent in Havertown, PA, provides residential condo insurance services for individual unit owners in the local area. Commercial coverage is also available for condominium associations seeking protection for common areas or shared liabilities. The agent serves clients throughout Havertown and the surrounding Delaware County communities. Policies are written to help safeguard personal belongings and liability. Follow-up or repeat service is offered between regular visits to review coverage as individual needs change over time.
Donna O'Sullivan: Allstate Insurance in Havertown, PA, is known for providing condo insurance coverage tailored to individual homeowners. The agency serves local condominium owners by helping them secure policies that protect their personal property, interior fixtures, and liability exposure. Given the specific risks associated with shared living spaces, the agency assists clients in understanding their master policy boundaries. Its service range includes comprehensive personal property protection and loss assessment coverage. Additionally, it offers identity theft protection as a specialty service to complement a standard condo policy.
What Does a a Condo Insurance Agent in Havertown Cost?
Typical condo insurance in Pennsylvania costs between 200 and 600 dollars per year for a standard HO6 policy. Havertown rates may be slightly higher due to proximity to Philadelphia and local flood risks. Your actual premium depends on coverage limits, deductible amount, and the age of your building. This is general information and not insurance advice.
About condo insurance agents in Havertown
Condo insurance agents in Havertown Pennsylvania help unit owners understand their coverage needs under Pennsylvania law. Pennsylvania requires condo associations to maintain master policies but unit owners often need separate HO6 policies for interior fixtures and personal property. A local agent can explain how Havertown building codes and flood zones affect your insurance requirements.
Frequently Asked Questions
What does a condo insurance agent in Havertown do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings and interior improvements. They also explain how Pennsylvania law divides responsibility between the association master policy and your individual policy. The agent can tailor coverage to Havertown specific risks like winter pipe bursts.
Is condo insurance required in Pennsylvania?
Pennsylvania does not legally require condo insurance but most mortgage lenders do require it. Your condo association bylaws may also mandate minimum coverage levels. An agent can help you meet these requirements while avoiding gaps in protection.
What factors affect condo insurance cost in Havertown?
Costs depend on your unit value, location in Havertown, and chosen deductible. Pennsylvania insurance regulations allow companies to consider local crime rates and weather risks. Your agent can compare quotes from multiple carriers to find a competitive rate.
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