The top-rated condo insurance agent in Erie, Pennsylvania is Cronk Insurance Inc., rated 5.0 stars across 433 reviews. Other highly rated options include Jeremy Borrero - State Farm Insurance Agent, Chris Wertz - State Farm Insurance Agent, Mike Samueloff - State Farm Insurance Agent. This directory lists 35 condo insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cronk Insurance Inc. | 3838 W 12th St | (814) 456-7501 |
| 2 | Jeremy Borrero - State Farm Insurance Agent | 952 W 38th St | (814) 866-1941 |
| 3 | Chris Wertz - State Farm Insurance Agent | 4402 Dexter Ave. | (814) 452-4609 |
| 4 | Mike Samueloff - State Farm Insurance Agent | 5320 Buffalo Rd Unit B | (814) 806-3466 |
| 5 | Todd M. Powers - State Farm Insurance Agent | 4532 Peach St | (814) 868-4839 |
| 6 | Brandon Fresch - State Farm Insurance Agent | 864 Silliman Ave | (814) 899-1112 |
| 7 | Sitter Insurance, LLC | 4267 W Ridge Rd | (814) 835-3889 |
| 8 | Jacob Krezmien - GEICO Insurance Agent | 3732 Sterrettania Rd Unit 104 | (814) 738-6000 |
| 9 | Historic Square Agency LLC | 3731 W 26th St | (814) 835-3743 |
| 10 | Bort Insurance Services | 1460 W 38th St | (814) 868-3400 |
Cronk Insurance Inc. serves the Erie, Pennsylvania metro area as a local condo insurance agent. The agency helps clients secure coverage tailored to the unique needs of condominium ownership, including protection for interior structures and personal belongings. It guides policyholders through the distinctions between a master policy and individual unit coverage. Understanding local housing conditions, the office assists with loss assessment endorsements and liability protection for common areas within condo associations.
For Erie condominium owners, the choice between a one-time policy review and ongoing coverage management affects how premiums and deductibles align with association bylaws over time. Jeremy Borrero - State Farm Insurance Agent provides condo insurance in Erie, PA, addressing walls-in protection, personal liability, and loss assessment coverage. Policyholders can adjust for changes in property value or personal assets as their needs evolve. Service runs on an as-needed basis, allowing clients to request updates when buying, selling, or updating personal belongings.
Chris Wertz - State Farm Insurance Agent in Erie, PA, serves homeowners, condominium owners, and property managers seeking specialized coverage for individually owned units. The agency works to tailor policies that protect personal property and common-area liabilities. For clients navigating Erie’s variable lake-effect climate, the office details how condo insurance addresses shared building exposures. Policy discussions often include loss assessments and interior structural protection not covered by master associations. Services additionally reach those in nearby Millcreek Township and the surrounding greater Erie metro area.
Mike Samueloff, serving Erie, Pennsylvania, specializes in assessing coverage for condominium units, including interior structures and personal liability. This local agency provides standard condo insurance policies and works with clients to understand master policy gaps. It helps residents determine the appropriate protection for individual belongings and loss assessments. The company also addresses specific winter concerns, such as frozen pipe damage from unheated units and roof ice dam claims common during Erie’s heavy snowfall months.
Serving Erie, Pennsylvania, and the surrounding communities of Millcreek, Harborcreek, and Fairview, Todd M. Powers - State Farm Insurance Agent handles condo insurance policies tailored to policyholders in the area. The agency works with individual unit owners to address the unique coverage gaps between a master association policy and personal liability needs. Every condo insurance job is approached by first reviewing the client’s association documents to determine required personal coverage levels and then matching those requirements with appropriate protections.
Brandon Fresch’s State Farm Insurance Agency in Erie, PA, primarily assists clients in securing property coverage for their personal residences. Its specialty involves offering tailored condo insurance policies that address the unique needs of individual unit owners, including coverage for interior structures and personal liability. The agency also works to protect commercial sectors such as offices, warehouses, and food service establishments from property and operational risks.
Sitter Insurance, LLC in Erie, PA provides residential condo insurance for individual unit owners. Commercial coverage is also available for condominium associations needing general liability or property protection. The agency serves clients throughout the Erie area, working to match coverage with local building types and bylaw requirements. Policyholders are encouraged to contact the agency between regular policy reviews to discuss adjustments for renovations or changes in personal property value.
When winter storms sweep across Erie, protecting a condo from ice-dam leaks and wind damage becomes essential. Jacob Krezmien - GEICO Insurance Agent provides condo insurance policies tailored for local townhouse and high-rise communities. This agency helps owners understand coverage for shared walls, personal liability, and loss assessments from the building’s master policy. After a quick phone consultation, they schedule a property walkthrough to inspect interiors and recommend appropriate limits for personal belongings and structural improvements.
Historic Square Agency LLC is recognized for its focused guidance on condo insurance policies tailored to the Erie, PA market. Its service range includes helping owners navigate master policy gaps, personal contents protection, and shared-loss assessments typical of association living. Clients receive assistance with unit-specific coverage limits and liability for common areas. The agency can add on specialized rider options for water backup damage or personal property upgrades.
As lake-effect snow begins to accumulate on rooftops throughout Erie, condo owners need policies that account for shared structures and individual unit liabilities. Bort Insurance Services provides coverage tailored for condominium associations and individual unit owners across the region. Their risk assessment includes the unique exposures of multi-unit buildings, such as water damage from burst pipes. Plans address both interior fixtures and liability for common areas. An initial consultation involves reviewing your master policy to identify gaps in personal coverage, followed by a walkthrough of your unit’s condition.
What Does a a Condo Insurance Agent in Erie Cost?
Typical condo insurance costs in Erie Pennsylvania range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your units location, coverage limits, deductible choice, and claims history. Loss assessment coverage adds a small amount to the premium. This is general information and not insurance advice.
About condo insurance agents in Erie
A condo insurance agent in Erie Pennsylvania helps you understand the unique coverage needs for your unit. Pennsylvania law requires the condo association to insure common areas but your personal property and interior walls are your responsibility. An agent can explain how the master policy and your HO-6 policy work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Erie do?
A condo insurance agent reviews your condo associations master policy and helps you buy an HO-6 policy. This covers your personal belongings, interior improvements, and liability. The agent also advises on loss assessment coverage for special fees from the association.
Is condo insurance required in Pennsylvania?
Yes, most condo associations in Pennsylvania require owners to carry an HO-6 policy. The Pennsylvania Uniform Condominium Act allows associations to set minimum coverage amounts. Your agent can help you meet these requirements.
How does Pennsylvania law affect condo insurance costs?
Pennsylvania follows a modified comparative fault rule for liability claims. This can affect your premiums if you are found partially at fault. Also, the statute of limitations for property damage claims is two years from the date of loss.
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