The top-rated condo insurance agent in Stow, Ohio is PWI Insurance, rated 4.9 stars across 219 reviews. Other highly rated options include Scott Mitchell Insurance Agency, Coriano Johnson - State Farm Insurance Agent, Matt Coyne - State Farm Insurance Agent. This directory lists 12 condo insurance agents serving Stow.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PWI Insurance | 4466 Darrow Rd STE 2 | (330) 726-2900 |
| 2 | Scott Mitchell Insurance Agency | 4665 Newcomer Rd | (330) 255-8717 |
| 3 | Coriano Johnson - State Farm Insurance Agent | 1865 Arndale Rd unit a | (330) 688-0703 |
| 4 | Matt Coyne - State Farm Insurance Agent | 4151 Bridgewater Pkwy | (330) 634-9574 |
| 5 | Karlie Newton II - State Farm Insurance Agent | 3396 Kent Rd | (330) 688-9589 |
| 6 | Toppin Insurance Agency | 3653 Darrow Rd Suite 6 | (330) 510-2550 |
| 7 | United States Insurance Group | 4526 Stow Rd B2 | (330) 688-0981 |
| 8 | DeAngelis Insurance Inc | 5011 Fishcreek Rd | (330) 686-8520 |
| 9 | The Lamar Agency | 778 McCauley Rd #110 | (855) 545-2627 |
| 10 | Nationwide Insurance: James J Kackley | 3869 Darrow Rd # 101 | (330) 688-8271 |
PWI Insurance serves the Stow, Ohio area as a local provider of condo insurance coverage. The agency helps condominium owners understand their personal responsibility for interior fixtures, appliances, and belongings that the building’s master policy does not cover. It also assists clients in assessing the appropriate amount of liability protection for incidents occurring inside their unit. Policyholders benefit from guidance on coverage gaps unique to condominium living. The company handles loss assessment coverage and personal property endorsements for condo owners.
Scott Mitchell Insurance Agency provides coverage options for condominium owners in the Stow, OH area, including policies that address interior fixtures and personal liability. Its service plans often involve reviewing individual condo association master policies to ensure clients have appropriate gap coverage for their unit. The agency also assists with updating coverage as property values change. It services properties contained within condominium communities, as well as single-family homes, apartments, retail spaces, and restaurants.
Coriano Johnson - State Farm Insurance Agent serves Stow, Ohio, and the surrounding communities, handling condo insurance policies that protect individual units and common area liabilities. The agency provides coverage for personal property, interior structural damage from fire or water, and loss-of-use expenses during repairs. It regularly reviews policy limits to align with current replacement costs and association master policy requirements. For a typical job, it begins by assessing the client's specific financial exposure, then customizes deductibles and endorsements to balance protection with affordability.
Homeowners and association boards in Stow, OH turn to Matt Coyne - State Farm Insurance Agent for condo insurance policies. This agency provides coverage for individual unit interiors, shared building structures, personal property, and liability protection. The agent works with clients to explain the differences between master policies and personal condo unit plans. They also assist with loss assessment coverage and personal liability limits. The agency additionally serves clients in the nearby Cuyahoga Falls area of Summit County.
Karlie Newton II - State Farm Insurance Agent in Stow, OH provides condo insurance, distinguishing between one-time policy purchases for individual unit owners and recurring service options such as annual policy renewals. The coverage typically protects personal belongings, interior fixtures, and liability within the condominium unit. Policyholders can select deductibles and endorsements to address specific risks like water damage or loss assessments from the homeowners association. All services, including new quotes, policy adjustments, and claims assistance, are available on an as-needed basis.
Specializing in condominium insurance coverage, Toppin Insurance Agency assists residents of Stow, Ohio, with tailoring policies for both individual units and common area liabilities. It works with clients to understand the unique protection needs of condo living, such as interior structural damage and loss assessments from homeowners associations. This agency regularly reviews policy limits to ensure proper coverage against water damage from burst pipes during the winter months.
When winter ice dams begin to threaten roofs in Stow, OH, United States Insurance Group helps ensure condo owners have the protection their policies need for such seasonal damage. This agency specializes in aligning dwelling coverage with the unique master policy gaps common in condominium associations. Each client’s personal property and interior structures receive a focused review. Understanding liability exposures for shared walkways or parking areas is also part of the typical consultation. A comprehensive inspection of your unit’s current safeguards serves as the essential first step.
DeAngelis Insurance Inc provides insurance solutions for property owners in Stow, OH. The company focuses on securing condo units with tailored liability and dwelling coverage, addressing risks common to shared buildings. It also assists clients in obtaining additional endorsements for personal property or loss assessments. Commercial interests can be served as well, including protection for small offices, warehouse facilities, and food service operations that require specific policy structures.
Serving residential clients in the Stow, Ohio area, this agency focuses specifically on condominium insurance needs. Policies typically cover interior structures and personal liability, filling gaps left by master associations. A smaller team ensures consistent, personal attention to each account. Commercial coverage for condominium associations or investment units is also available throughout the surrounding region. Clients generally remain with this office for repeat annual service, returning for policy reviews and updates between regular visits.
Nationwide Insurance: James J Kackley in Stow, OH, is known for providing tailored condo insurance solutions to local residents. Its service range includes protection for personal property, liability coverage, and loss assessment coverage. The agency assists condo owners in navigating the unique insurance needs that differ from standard homeowners policies. It also offers additional specialty protections such as coverage for identity theft and personal liability umbrella policies to further safeguard policyholders.
What Does a a Condo Insurance Agent in Stow Cost?
The average cost of condo insurance in Ohio ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the unit location in Stow the amount of personal property coverage and the deductible you choose. Loss assessment coverage and water backup endorsements add to the cost. This is general information and not insurance advice.
About condo insurance agents in Stow
A condo insurance agent in Stow Ohio helps you protect your unit and personal belongings. Ohio law does not require condo owners to carry insurance but your HOA bylaws often mandate a minimum amount of coverage. Local agents understand Summit County regulations and can explain the difference between a master policy and your individual HO-6 policy.
Frequently Asked Questions
What does a condo insurance agent in Stow Ohio do?
A condo insurance agent helps you find an HO-6 policy that covers your interior walls floors and personal property. They also advise on loss assessment coverage which protects you if the HOA charges you for a shared claim. Agents in Stow are familiar with local HOA requirements and Ohio insurance laws.
Do I need condo insurance if my HOA has a master policy?
Yes you still need your own HO-6 policy. The master policy typically covers the building exterior and common areas but not your personal belongings or interior upgrades. Ohio law does not require this coverage but your HOA may require proof of insurance before you move in.
How is condo insurance different from renters insurance in Ohio?
Condo insurance or HO-6 covers your unit interior and any improvements you make to the space. Renters insurance covers personal property but not the structure. Both policies include liability protection but condo insurance also includes loss assessment coverage for HOA related claims.
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