The top-rated condo insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 17 condo insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 8 | Joe Maher - State Farm Insurance Agent | 1518 Marsetta Dr | (937) 426-4296 |
| 9 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 10 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
Jack Herbst - State Farm Insurance Agent serves the Beavercreek, Ohio area and surrounding communities as a condo insurance agent. The agency offers condo insurance policies tailored to individual ownership needs within multi-unit buildings. Protection for personal property, liability coverage, and loss assessment coverage are typically included in such policies. Common services this agent handles include securing dwelling coverage for interior structures and arranging coverage for improvements made to the unit by the owner.
As a condo insurance agent in Beavercreek, OH, Michael Saylor - State Farm Insurance Agent provides coverage for individual unit owners and condo associations. The agency offers policies that protect personal property and liability within shared buildings, alongside maintenance plans that address common area protections and loss assessment needs. It helps clients understand the boundaries between master policies and personal insurance requirements. The agency services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Mick Lundy’s State Farm Insurance Agency in Beavercreek, Ohio, serves local homeowners and property managers seeking tailored condo insurance policies. It provides coverage options that protect individual units, common areas, and personal belongings, alongside liability protection for unexpected incidents. The agency assists clients in understanding their specific condo association requirements and selecting appropriate deductibles and loss assessments. Its services extend to residents in the nearby Dayton metro areas, including the communities of Fairborn and Wright-Patterson Air Force Base.
Matulka Insurance Agency serves Beavercreek, Ohio, and the surrounding communities of Greene County. The agency handles condo insurance policies for local property owners. These policies cover the personal belongings and interior structures that a condo owner is responsible for. Condo insurance also provides liability protection for accidents that may occur inside the unit. The agency explains each coverage option clearly to help the owner choose an appropriate plan. It works through an initial consultation to review policy details, then selects a suitable insurer based on the client's personal needs.
As a condo insurance agent in Beavercreek, OH, Miller Insurance & Financial Services, LLC specializes in policies tailored for individual unit owners, covering interior structures and personal liability. It also provides general financial service work to help clients manage their broader insurance needs. This local agency assists condo owners in this area with the unique risks and insurance requirements of shared living, such as protecting valuables and offering liability coverage. It helps residents prepare for seasonal concerns like spring storm damage or ice dam leaks that can affect roofs and interior walls.
Reichley Insurance Agency powered by OneDigital in Beavercreek, OH helps clients understand the difference between a one-time policy purchase and the ongoing protection of recurring coverage. For condo owners, a standard policy typically covers interior structures and personal belongings, while separate master policies handle exteriors. Property damage liability and loss of use benefits are commonly included in these plans. Service is available on an as-needed basis for new policies, policy reviews, and claims support.
When winter storms roll through Beavercreek, condo owners often worry about ice dam damage to shared roofs and individual units. Farmers Insurance - Andrew Ander helps assess these specific risks and tailors coverage that addresses gaps between personal property protection and the master policy. They guide clients through the process of evaluating liability exposure and securing appropriate deductibles for common-area claims. A typical engagement begins with a walk-through of the unit to identify potential moisture or safety hazards that affect coverage needs.
Joe Maher - State Farm Insurance Agent in Beavercreek, OH provides essential protection for local property owners through tailored condo insurance policies. This coverage often includes specialized add-ons for personal liability, loss of use, and interior structural damage not covered by a building master policy. The agency works closely with clients to assess individual needs and secure appropriate limits for personal property and belongings. Their commercial insurance services support various business sectors in the area, including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Beavercreek Cost?
Typical condo insurance costs in Ohio range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like the unit value location and chosen deductibles affect the premium. Ohio law does not set fixed rates so prices vary by insurer. This is general information not insurance advice.
About condo insurance agents in Beavercreek
Condo insurance agents in Beavercreek Ohio help owners understand the difference between master policies and individual HO-6 coverage. Ohio law requires that condo associations maintain a master policy but unit owners are responsible for their own interior and personal property. An agent can explain how Ohio Revised Code Section 5311 relates to your specific coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Beavercreek do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They review your associations master policy to identify gaps in coverage. They also advise on Ohio specific requirements for loss assessment coverage.
Do I need condo insurance if the association has a master policy in Ohio?
Yes you still need an individual HO-6 policy in Ohio. The master policy typically covers the building structure and common areas but not your personal belongings or interior upgrades. Ohio law does not require unit owners to carry insurance but most lenders and associations do require it.
How do I choose a condo insurance agent in Beavercreek Ohio?
Look for an agent licensed in Ohio who has experience with condo policies. Ask if they can explain how the associations master policy interacts with your HO-6 coverage. A good agent will also help you understand Ohio specific rules about deductibles and loss assessment coverage.
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