The top-rated condo insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Jillian McCormick - State Farm Insurance Agent, Clinton Coble - State Farm Insurance Agent, Amos Jefferies - State Farm Insurance Agent. This directory lists 32 condo insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Jillian McCormick - State Farm Insurance Agent | 7301 Far Hills Ave | (937) 260-4500 |
| 3 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 4 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 5 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 6 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 7 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 8 | Linda Nervis - State Farm Insurance Agent | 2422 E Dorothy Ln | (937) 293-9322 |
| 9 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 10 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
Meridian Capstone Insurance serves the Dayton, Ohio metro area, offering professional condo insurance agent services. It assists condominium unit owners in securing policies that cover interior structures, personal belongings, and liability protection. Water damage from plumbing failures and loss assessments issued by condo associations are two concerns typically addressed. The agency also guides clients on HO-6 policies specifically tailored for individual unit coverage.
Providing coverage for individual condo units and the shared building structures, Jillian McCormick - State Farm Insurance Agent offers customized policies to protect personal belongings and liability exposure. Service plans include consultations to assess coverage needs, annual policy reviews to adjust for changing asset values, and assistance with filing claims for water damage or theft. Representing State Farm, the agency serves condominium owners across Dayton, OH. It helps insure single-family homes and apartments, as well as local retail businesses and restaurants.
Clinton Coble - State Farm Insurance Agent in Dayton, OH, serves condo owners and property managers seeking tailored protection for their units and shared building areas. This agency helps clients understand master policy gaps and offers coverage for personal belongings, liability, and loss of use. It assists those living in condominium developments and investment property owners. The agent also provides sound guidance on deductibles and policy limits relevant to local governing documents. Service areas include the surrounding communities of Kettering and Centerville.
Amos Jefferies - State Farm Insurance Agent serves the Dayton, Ohio area and surrounding communities. The agency handles condo insurance policies tailored specifically for owners of condominium units. It focuses on helping clients understand their personal coverage needs beyond what a building's master policy provides. Common considerations include interior damage, liability protection, and loss of personal belongings. When working on a typical condo insurance job, the agent reviews the homeowner association’s master policy to help identify gaps and then builds an individual policy to address those specific risks.
Ingram Insurance Group, based in Dayton, OH, distinguishes between one-time policy evaluations and ongoing condo coverage adjustments. Their recurring service ensures annual policy reviews reflect changing community bylaws and replacement cost estimates, while a single consultation can address immediate coverage gaps. For Ohio condominium owners, they secure protection for unit interiors and personal liability beyond the master policy. Service runs on both a scheduled yearly basis and an as-needed basis for policy updates following renovations or unit purchases.
Universal Insurance Agency provides specialty services for condo owners seeking individual policies tailored to unit coverage. It then offers general insurance assistance to clients navigating the unique requirements of condo association master plans in Dayton, Ohio. The agency helps residents understand personal liability and interior structure protection for their specific buildings. As winter weather brings common risks like burst pipes and ice dam damage, it assists owners with reviewing and updating their policies before the season begins.
Sanderson Insurance Agency serves residents and property owners in Dayton, Ohio, focusing on general insurance needs for condominium units. The agency specializes in condo-specific coverages, including interior damage, personal liability, and loss assessments that standard policies often exclude. Clients benefit from tailored advice regarding building master policies and individual unit protection. Commercial sectors that the agency can serve include offices, warehouses, and food service operations, ensuring coverage for various business exposures beyond residential condos.
Linda Nervis with State Farm Insurance provides residential condo insurance in Dayton, Ohio, helping owners protect their units from common perils and liability. The agency also offers commercial coverage for condo associations and properties across the local area. Service extends to homeowners seeking reliable property protection throughout the Dayton region. Clients can work with the agency for ongoing reviews of their policies, adjusting coverage as needed between regular inspections to ensure consistent protection year after year.
Wagner Insurance Agency in Dayton, OH is recognized for providing condo insurance coverage tailored to the specific needs of condominium owners. Its service range includes policies that protect personal belongings, interior structural improvements, and liability for accidents within a unit. The agency helps clients understand their master policy limits and individual coverage gaps. A specialty service it can add on is loss assessment coverage, which shields owners from unexpected charges after a community-wide claim.
What Does a a Condo Insurance Agent in Dayton Cost?
Condo insurance in Ohio typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like location in Dayton, unit size, and deductible choice affect the premium. Older buildings or units with high-value finishes may cost more. This is general information and not insurance advice.
About condo insurance agents in Dayton
Condo insurance agents in Dayton Ohio help unit owners secure coverage for their personal property and interior structures. Ohio law requires condo associations to carry a master policy, but individual owners still need an HO-6 policy to cover gaps. An agent can explain how the Ohio Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Dayton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They review your condo association master policy to identify coverage gaps. They also advise on Ohio-specific requirements like loss assessment coverage.
Do I need condo insurance in Ohio?
Yes, most Ohio mortgage lenders require an HO-6 policy. Even if not required, Ohio law does not protect your personal property or liability under the association master policy. An agent can help you avoid financial loss from fire, theft, or water damage.
How much condo insurance do I need in Dayton?
You need enough coverage to rebuild interior finishes and replace personal property. Ohio law sets no minimum amount, but agents typically recommend at least 20,000 dollars for personal property and 100,000 dollars for liability. Your agent can calculate the right limits based on your unit value.
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