The top-rated condo insurance agent in North Royalton, Ohio is Tina Stopar - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include HealthMarkets Insurance - Laura Weible, Chris Winkelmann - State Farm Insurance Agent, International Insurance Group. This directory lists 17 condo insurance agents serving North Royalton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tina Stopar - State Farm Insurance Agent | 5701 Royalton Rd | (440) 237-9661 |
| 2 | HealthMarkets Insurance - Laura Weible | 5740 Royalwood Rd Unit A | (440) 263-3070 |
| 3 | Chris Winkelmann - State Farm Insurance Agent | 8743 Ridge Rd | (440) 237-4200 |
| 4 | International Insurance Group | 5171 Wallings Rd #250 | (216) 332-9940 |
| 5 | Select Insurance Services Agency, Inc. | 12608 State Rd | (440) 237-8555 |
| 6 | Cole Risk Solutions | 12147 York Rd | (440) 578-0888 |
| 7 | Pfister Insurance | 11807 Royalton Rd | (440) 237-8484 |
| 8 | Ron Less: Allstate Insurance | 6052 Royalton Rd | (440) 582-8800 |
| 9 | Tirah Thompson - State Farm Insurance Agent | 12873 Royalton Rd | (440) 628-8488 |
| 10 | Walsh Insurance Group LLC | 19055 State Rd | (440) 888-6242 |
Tina Stopar - State Farm Insurance Agent serves North Royalton, Ohio, and the surrounding Cuyahoga County area, specializing in condo insurance policies designed to protect unit owners. The agency helps clients secure coverage for their personal property, interior structures, and liability exposures that are not covered by a building’s master policy. Among the many policies available through this local office, it efficiently handles loss assessment endorsements and water backup coverage tailored for condominium owners in this region.
HealthMarkets Insurance - Laura Weible serves the greater Cleveland area, including North Royalton, Ohio, offering condo insurance policies for local homeowners. The agency works with clients to secure coverage that protects personal belongings and interior structures within condominium units. Policy options typically address liability risks and loss assessments from the homeowners’ association. This agency assists with tailoring coverage limits to match individual needs, including protection for upgrades and special assessments for common area repairs.
Chris Winkelmann - State Farm Insurance Agent in North Royalton, Ohio, provides condo insurance coverage along with related personal insurance services. Agents offer coverage plans designed to protect individual unit owners, including options for interior structures and personal property. They assist with policy maintenance and can help adjust coverage as needs change. This agency services condominium owners, single-family homes, apartments, and also covers retail and restaurant properties.
International Insurance Group provides a full range of condo insurance services for property owners in North Royalton, OH. The agency assists clients in securing coverage that protects the interior structure, personal belongings, and liability within individual units. It also helps residents understand master policy gaps and arrange appropriate supplemental plans. Service offerings include policy review and claims assistance. The company works with clients owning single-family homes, apartments, retail, and restaurants.
Select Insurance Services Agency, Inc. serves North Royalton and the surrounding southwest suburbs of Cuyahoga County, handling condo insurance for unit owners and association boards. It addresses common coverage needs like interior improvements, personal liability, and loss assessment protection for shared building structures. The typical job is managed by first reviewing the homeowner association’s master policy to identify coverage gaps, then tailoring a personal policy to protect the policyholder’s specific unit and assets against common local risks.
Cole Risk Solutions in North Royalton, OH provides condo insurance where clients choose between a one-time policy for a single property or a recurring policy for ongoing coverage. Their plans protect the unit owner against structural damage, personal property loss, and liability claims that are common in shared building environments. Adjustments are made to meet specific policy requirements of local homeowners associations. Service for coverage reviews and modifications is available either on a prescheduled or as-needed basis, depending on client preference.
Pfister Insurance serves homeowners seeking personalized condominium coverage in North Royalton, Ohio. The company helps clients understand master policy gaps, ensuring individual unit protection for interior fixtures, personal belongings, and liability. Policies can be tailored to address common concerns like water damage and loss assessments. By advising on appropriate coverage limits and deductibles, the agent assists owners in safeguarding their investment with practical solutions. This service also extends to residents living in the nearby Strongsville area of the greater Cleveland metro.
Specializing in coverage tailored for condo unit owners, Ron Less: Allstate Insurance offers advice on personal liability and property protection policies. Located in North Royalton, OH, the agency serves local residents seeking to safeguard their investments. It provides assistance with understanding master policy gaps and building adequate coverage for interior finishes. The office helps clients address concerns such as winter pipe bursts or unexpected fire damage that can occur in shared building structures.
As winter thaws in North Royalton, melting snow can reveal hidden roof damage that may compromise a condo unit. Tirah Thompson - State Farm Insurance Agent helps local owners assess such risks with tailored policies designed for attached structures and shared walls. The agency focuses on coverage gaps left by master policies, ensuring individual liability and interior contents are protected against Ohio’s unpredictable weather. A typical first appointment includes a walk-through of the unit and HOA documents to identify specific insurance needs before any policy discussion begins.
Walsh Insurance Group LLC in North Royalton, OH specializes in providing coverage solutions for residential condominium owners. Their work focuses on protecting personal property, interior building structures, and liability exposures common in shared living spaces. Additional policy options can include coverage for loss assessments, water backup, and temporary relocation expenses. They also serve commercial sectors such as offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in North Royalton Cost?
Typical condo insurance in Ohio costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like unit location in North Royalton, coverage limits, and deductible amounts affect the premium. High value units or those with special features may cost more. This is general information and not insurance advice.
About condo insurance agents in North Royalton
Condo insurance agents in North Royalton Ohio help owners understand the specific coverage needed for their unit. Ohio law requires condo associations to maintain master policies but individual unit owners must insure their personal property and interior improvements. An agent can explain how the Ohio Condominium Act affects your policy choices.
Frequently Asked Questions
What does a condo insurance agent in North Royalton do?
A condo insurance agent helps you select an HO-6 policy that covers your personal belongings and interior fixtures. They also review your associations master policy to identify gaps in coverage. This ensures you are protected against common Ohio risks like water damage and theft.
Is condo insurance required by law in Ohio?
Ohio law does not require individual unit owners to carry condo insurance. However most mortgage lenders in North Royalton will require an HO-6 policy as a condition of the loan. Your condo associations bylaws may also mandate minimum coverage levels.
How does Ohio law affect condo insurance coverage?
Ohio Revised Code Chapter 5311 governs condominium property regimes. This law determines what the association must insure and what the unit owner must cover. An agent can explain how these rules apply to your specific unit in North Royalton.
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