The top-rated condo insurance agent in Massillon, Ohio is Robert Garner - State Farm Insurance Agent, rated 4.9 stars across 541 reviews. Other highly rated options include Glen Reichenbach - State Farm Insurance Agent, Brad Carpenter - State Farm Insurance Agent, Richard Kobasic - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Massillon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Garner - State Farm Insurance Agent | 3644 Erie Ave SW | (330) 834-3276 |
| 2 | Glen Reichenbach - State Farm Insurance Agent | 3021 Lincoln Way E | (330) 837-3009 |
| 3 | Brad Carpenter - State Farm Insurance Agent | 7287 Portage St NW | (330) 477-8529 |
| 4 | Richard Kobasic - State Farm Insurance Agent | 2068 Wales Rd NE | (330) 837-9600 |
| 5 | Carbone Insurance Services, Inc. | 7266 Portage St NW suite d | (330) 854-9300 |
| 6 | Buell & Olivieri Insurance | 3249 Wales Ave NW | (330) 833-1026 |
| 7 | Rhonda McMahan - State Farm Insurance Agent | 177 Lincoln Way E | (330) 837-4659 |
| 8 | Pumphrey - Hamel Insurance | 956 1st St NE | (330) 837-3848 |
| 9 | Hufstetler Insurance Group | 2400 Wales Rd NE STE G | (330) 313-1077 |
| 10 | Allstate Insurance Agent: Michael Biasella | 2808 Lincoln Way E | (330) 832-2727 |
Robert Garner - State Farm Insurance Agent serves the Massillon, Ohio, area and surrounding Stark County as a dedicated source for condo insurance solutions. The agency works directly with homeowners and condominium unit owners to identify appropriate coverage for their individual property needs. Policies are designed to protect interior structures, personal belongings, and liability exposure typical within shared building environments. Common coverages arranged through this office include loss assessment protection for unexpected special assessments from homeowners associations and extended replacement cost upgrades for personal property and unit improvements or betterments.
Glen Reichenbach - State Farm Insurance Agent in Massillon, OH, provides comprehensive condo insurance policies covering personal property, liability protection, and loss of use. It offers guidance in selecting appropriate coverage limits and can adjust plans to meet policyholder needs. Assistance with claims filing and policy updates ensures continued protection for each client’s investment. The company serves single-family homes, apartments, retail establishments, and restaurants in the local area.
Brad Carpenter’s State Farm Insurance agency in Massillon, OH serves condominium owners and homeowners associations in need of tailored condo insurance policies. It helps clients protect their personal belongings, liability exposure, and any interior structural improvements not covered by the master association policy. The agency also assists property managers navigating coverage requirements for common areas and shared amenities. Understanding the specific insurance needs of local condo dwellers, the office works with residents in surrounding areas including Jackson Township and Canton.
Richard Kobasic - State Farm Insurance Agent serves Massillon, Ohio, and the surrounding Stark County communities by offering condo insurance. It handles policies that cover interior structures, personal property, and liability protection for condominium owners. The agency also assists clients in understanding how their association’s master policy interacts with individual coverage needs. It typically approaches a job by reviewing the specific condo complex rules and assessing the client’s personal assets to recommend appropriate policy limits and deductibles.
Carbone Insurance Services, Inc. offers its clients a choice between a one-time consultation for a single policy purchase or ongoing service for periodic policy reviews and adjustments. This Massillon, OH agency specializes in condo insurance, helping owners protect their units and personal liability in multi-unit buildings. Coverage typically involves individual interior protection separate from the building. Service runs on an as-needed basis, with clients able to request assistance when their insurance needs change or when their current policy is up for renewal.
As winter approaches in Massillon, many condo owners worry about frozen pipes or roof damage from heavy snow. Buell & Olivieri Insurance helps residents review their policies to confirm adequate coverage for common-area liabilities and interior improvements. The agent explains how condo master policies differ from personal unit protection, especially regarding loss assessments that can arise from shared building damage. New owners often schedule a brief inspection of their unit's interior walls and flooring before the agent issues a final coverage proposal tailored to the association's bylaws.
Rhonda McMahan - State Farm Insurance Agent in Massillon, OH, specializes in condo insurance policies tailored to individual unit owners. It advises on coverage for interior structures, personal property, and liability protection within a condominium association. The agency also helps clients assess gaps left by the master policy and select appropriate endorsements. During the winter months, it assists with evaluating coverage for frozen pipe damage, a common seasonal concern for condo owners in this area.
Pumphrey - Hamel Insurance provides residential condo insurance services in the Massillon, Ohio, area, helping clients protect their individual units and personal belongings. The agency also offers commercial coverage options for condominium associations seeking property and liability protection. Serving local policyholders, they evaluate building structures, personal liability risks, and interior contents to craft appropriate coverage. Customers can return for policy adjustments or renewals between their regular review visits.
What Does a a Condo Insurance Agent in Massillon Cost?
Condo insurance in Ohio typically costs between 250 and 600 dollars per year for a standard HO6 policy. Factors include the unit value your deductible and coverage limits for personal property and loss assessment. Massillon rates may be slightly higher due to local weather risks like tornadoes. This is general information and not insurance advice.
About condo insurance agents in Massillon
Condo insurance agents in Massillon Ohio help owners understand the coverage gaps between a master policy and personal belongings. Ohio law requires condo associations to carry property insurance on the building but unit owners need a separate HO6 policy for interior fixtures and liability. A local agent can explain how Massillon weather risks like hail or wind affect your deductible and premium.
Frequently Asked Questions
What does a condo insurance agent in Massillon do?
A condo insurance agent helps you compare HO6 policies from different carriers. They explain what the association master policy covers and what you need for your personal property and liability. They also advise on Ohio specific rules about loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes. The master policy usually covers the building structure and common areas but not your personal belongings or interior upgrades. Ohio law does not require you to have an HO6 policy but your lender will require it if you have a mortgage. Without it you could pay out of pocket for damage to cabinets or floors.
How does Ohio law affect condo insurance in Massillon?
Ohio Revised Code section 5311 covers condo association insurance requirements. The association must insure the building but you are responsible for your unit interior. Ohio has a two year statute of limitations for property damage claims so it is important to report losses quickly. A local agent can help you understand these deadlines.
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