The top-rated condo insurance agent in Independence, Ohio is Jacki Schaffer at Comparion Insurance Agency, rated 5.0 stars across 94 reviews. Other highly rated options include Michael Stauss at Comparion Insurance Agency, First Liberty Insurance Agency, AAA Independence Insurance and Member Services. This directory lists 12 condo insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jacki Schaffer at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4278 |
| 2 | Michael Stauss at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4277 |
| 3 | First Liberty Insurance Agency | 4200 Rockside Rd #202 | (216) 496-4575 |
| 4 | AAA Independence Insurance and Member Services | 5700 Brecksville Rd | (216) 606-6300 |
| 5 | Christopher Fontes at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (234) 400-5125 |
| 6 | Dustan Fair at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4294 |
| 7 | Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 264-1076 |
| 8 | Mark Grijak at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (216) 510-8271 |
| 9 | David Stadtler at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4276 |
| 10 | Melissa Laurich at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 264-1167 |
Jacki Schaffer at Comparion Insurance Agency provides a full range of condo insurance services, including coverage for personal property, liability, and loss assessment. Service plans involve personalized policy reviews to ensure adequate dwelling and interior protection. Maintenance plan consultations cover common area assessments and water damage endorsements. The agency serves single-family homes and apartments, as well as retail and restaurant property types.
Homeowners in Independence, Ohio turn to Michael Stauss at Comparion Insurance Agency for tailored condo insurance policies addressing their specific coverage needs. These policies protect individual units against perils such as fire, theft, and liability, while bridging gaps in the building’s master insurance plan. Residents seeking reliable protection for their property and personal assets can consult the agency regarding comprehensive coverage options. The agent also serves clients in the neighboring community of Brecksville.
Serving Independence, OH, and the surrounding Cuyahoga County communities, First Liberty Insurance Agency handles condo insurance policies tailored to local homeowners associations and individual unit owners. It provides coverage that typically includes interior structural protection, personal liability safeguards, and loss assessment provisions for shared building areas. The agency manages each account by conducting a thorough review of the condo association master policy and unit owner declarations to ensure appropriate gap-free protection.
AAA Independence Insurance and Member Services serves the greater Cleveland area, including Independence, Ohio. As a dedicated condo insurance agent, it specializes in securing comprehensive coverage tailored to individual unit owners. The agency works to safeguard personal belongings and interior structures against potential risks. It navigates master policy gaps to protect against common losses. Clients may rely on it for water damage liability protection and loss assessment claims handling.
Christopher Fontes at Comparion Insurance Agency, serving Independence, Ohio, distinguishes between one-time policy purchases for single-unit condos and recurring service for clients who desire ongoing coverage adjustments or renewals. The agency’s condo insurance work typically covers dwelling protection, personal property, and liability within the local area. Service for policy review or a new quote is typically provided strictly on an as-needed basis rather than through a scheduled calendar, accommodating client-initiated requests whenever they arise.
Dustan Fair at Comparion Insurance Agency specializes in structuring comprehensive condo insurance policies tailored to unit owners in Independence, Ohio. The agency provides personalized assessments to identify coverage gaps, including protection for interior improvements and loss assessment liability. It works directly with clients to navigate the distinct rules of condominium associations. The agency also advises on winter-specific risks, such as burst pipes from sudden temperature drops or ice dam damage, which are common concerns for condo owners in this region.
Comparion Insurance Agency provides residential condo insurance services to property owners in Independence, Ohio, also offering commercial coverage for local condominium associations and shared spaces in the area. Personal policies address individual unit needs, while association policies protect common areas and liability exposures. The agency operates throughout the Independence region to support both new buyer policies and existing coverage adjustments. Customers often contact the office between regular visits for policy updates, renewal questions, or additional unit-specific endorsements required by their homeowners association.
As the winter months bring snow and ice to Independence, condo owners often worry about frozen pipes or roof damage. Mark Grijak at Comparion Insurance Agency addresses these seasonal concerns by reviewing standard condo master policies alongside personal contents coverage, ensuring gaps are avoided. The agency also helps clients adjust their liability limits and deductibles according to unit age and HOA requirements. An initial phone consultation or a walkthrough of the unit generally precedes any coverage recommendation.
David Stadtler at Comparion Insurance Agency works with property owners to secure coverage for their residences in the Independence area. The agency specializes in adding policies for flood damage, personal liability, and valuable personal property endorsements. They examine risks specific to condominium units, including shared structures and interior upgrades. Common buildings they serve include attached townhomes and high-rise complexes. Their client base extends to privately owned offices, small warehouses, and limited food service operations needing condo-style commercial insurance.
Melissa Laurich at Comparion Insurance Agency handles residential condo insurance in Independence, Ohio, offering policies tailored for individual unit owners. The agency also provides commercial coverage for condominium associations within the Greater Cleveland area. Common policies protect personal property, liability, and interior structural improvements. After an initial consultation, clients can expect follow-up service to adjust coverage between regular visits based on changes in assessment bylaws or unit renovations.
What Does a a Condo Insurance Agent in Independence Cost?
Typical condo insurance in Ohio costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like unit size location and deductible choice affect the premium. This is general information not insurance advice.
About condo insurance agents in Independence
A condo insurance agent in Independence Ohio can help you understand the specific coverage needed for your unit. Ohio law requires condo associations to have a master policy but that policy often does not cover interior finishes or personal property. An independent agent can explain how the Ohio Condominium Act affects your individual insurance needs.
Frequently Asked Questions
What does a condo insurance agent in Independence do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They also review your association master policy to identify gaps in coverage.
Is condo insurance required in Ohio?
Ohio law does not require individual condo insurance but most lenders and condo associations do require it. Your association bylaws may set minimum coverage amounts for liability and loss assessment.
How does Ohio law affect my condo insurance?
Under the Ohio Condominium Act the association master policy covers common areas. You need your own policy for improvements inside your unit and for personal liability. Your agent can help you match coverage to your specific unit.
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