The top-rated condo insurance agent in Fairborn, Ohio is Valerie Murray & Son Bail Bonds & Insurance LLC, rated 5.0 stars across 83 reviews. Other highly rated options include Bud Hillard - State Farm Insurance Agent, Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valerie Murray & Son Bail Bonds & Insurance LLC | 135 N Broad St | (937) 754-1400 |
| 2 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 3 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 4 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 5 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 6 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 7 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 8 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 9 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 10 | Primerica | 3162 Presidential Dr #101 | (937) 426-9426 |
Valerie Murray & Son Bail Bonds & Insurance LLC serves the Fairborn, Ohio area and the surrounding Miami Valley region, specializing in condo insurance agent services. The agency works with local condominium owners to secure policies that protect their individual units and personal belongings. It also addresses common coverage needs like liability protection and loss assessments from homeowners associations. Among its handled services, the company assists with policy reviews and claims processing for condominium properties.
Bud Hillard - State Farm Insurance Agent provides tailored condo insurance coverage options designed to protect individual units and shared building liabilities in Fairborn, Ohio. The agency also offers comprehensive plan reviews and policy adjustments to meet evolving needs over time. Clients benefit from support regarding loss assessment coverage and personal property protection. This agent services single-family homes, apartments, retail, and restaurants.
Mike Baker, operating as a State Farm Insurance agent in Fairborn, Ohio, serves local homeowners, property managers, and owners of condominium units seeking coverage for their individual spaces and shared structures. The agency provides standard condo insurance policies that help protect personal belongings, interior finishes, and liability risks for unit owners. This Fairborn-based office also extends its insurance services to residents and property owners in the neighboring community of Beavercreek, part of the greater Dayton metropolitan area.
Jeff Roberts - State Farm Insurance Agent serves Fairborn, Ohio, and the surrounding Miami Valley communities, handling condo insurance policies for local homeowners and tenants. It provides property coverage for individual units, personal liability protection, and loss assessment for shared building areas. The agency typically begins with a detailed review of a client’s specific condo association master policy to determine personal coverage gaps, then works to tailor a plan that fills those gaps without overlapping the association’s protections.
Flatter Insurance Inc in Fairborn, OH distinguishes its condo insurance services by providing both one-time policy reviews and recurring annual adjustments to coverage, allowing clients to choose the level of engagement that fits their needs. Standard coverage includes protection for the building’s common areas, interior unit structures, and personal liability within the condo complex. Service plans are available for clients on either a one-time, scheduled, or strictly as-needed basis depending upon each individual request.
Kevin Whitten American Family Insurance specializes in tailoring condo insurance policies that address the specific needs of unit owners in Fairborn, OH. It generally assists clients with protecting personal belongings and liability coverage that standard master policies do not cover. The company helps residents navigate the unique aspects of condo coverage, from interior structures to loss assessment protection. When winter ice dams or summer storm damage threaten a unit, it provides guidance on filing claims and ensuring adequate policy limits are in place.
As severe weather patterns bring frequent storms to the Fairborn area, American National Insurance Co helps condominium owners safeguard their units against unexpected damage. The company specializes in tailoring coverage options that align with individual association bylaws and the unique risks of the local housing market. By carefully reviewing each building’s exterior maintenance responsibilities and interior liabilities, this local agency assists clients in selecting policies that address gaps in master plans. An appointment is scheduled to inspect the unit and evaluate current protections.
G A Campbell Agency provides a range of insurance solutions for property owners in the Fairborn, OH area. Its specialty includes securing condo insurance policies that help protect individual units and shared building structures from liability and property damage. The agency works with clients to understand the specific coverage needs often required by homeowners associations and lenders. It can serve clients operating from commercial sectors such as offices, warehouses, and food service establishments, addressing their unique operational risks.
Nationwide Insurance: Brian D Parrett provides residential services for condo owners in Fairborn, Ohio, helping protect their individual units and personal belongings. General commercial coverage is also available for small business needs within the local community. Service extends through the broader Fairborn area and surrounding neighborhoods. Follow-up support is provided as needed between regular visits to review any changes in coverage requirements.
Primerica, based in Fairborn, Ohio, is known for providing personalized condo insurance coverage tailored to individual unit owners. Its service range includes protecting personal property, liability, and the interior structures not covered by a building’s master policy. The company assists clients in assessing the unique risks of condominium living, such as shared walls and common area liabilities. A specialty service it can add on is loss assessment coverage, which helps pay for unexpected special assessments from the homeowners association after a covered incident.
What Does a a Condo Insurance Agent in Fairborn Cost?
The cost of condo insurance in Ohio typically ranges from 200 to 600 dollars per year for a standard policy. Factors that affect your premium include the location of your unit the amount of coverage you choose and your deductible. Older buildings or units in flood prone areas may cost more. This is general information and not insurance advice.
About condo insurance agents in Fairborn
Condo insurance agents in Fairborn Ohio help you understand the specific coverage needed for your unit. Ohio law requires condominium associations to carry master policies but each unit owner should have their own policy for interior finishes and personal property. A local agent can explain how Ohio Revised Code Chapter 5311 affects your insurance needs.
Frequently Asked Questions
What does a condo insurance policy in Ohio typically cover?
A standard Ohio condo policy covers your personal property interior walls and fixtures. It also provides liability protection if someone is injured in your unit. The master policy from your association usually covers the building exterior and common areas.
Is condo insurance required by law in Ohio?
Ohio law does not require condo insurance for unit owners. However most mortgage lenders require you to have a policy. Your condo associations bylaws may also require you to carry a minimum amount of coverage.
How do I choose a condo insurance agent in Fairborn Ohio?
Look for an agent who is licensed in Ohio and has experience with condominium policies. Ask them to explain how loss assessment coverage works for your specific association. Compare quotes from multiple agents to find the right coverage for your needs.
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