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HomeCondo Insurance AgentsOhio › Elyria

Find Condo Insurance Agents Near You in Elyria, OH

Browse condo insurance agents serving Elyria, Ohio. Updated 2026-07-14.

The top-rated condo insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Riddell Insurance. This directory lists 19 condo insurance agents serving Elyria.

Showing 19 condo insurance agents in Elyria, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sean Krause - State Farm Insurance Agent10247 Dewhurst Rd Ste 102B(440) 366-0020
2Cobos Insurance Center41436 Griswold Rd(440) 324-3732
3J.P. Merk - State Farm Insurance Agent511 Abbe Rd N B(440) 324-4646
4Riddell Insurance490 Cleveland St(216) 672-0637
5Hoyas Insurance Group43099 N Ridge Rd(440) 324-3331
6Deborah Zerbini - Farmers Insurance - District 19315 Middle Ave(440) 760-0777
7Chad Nelson: Allstate Insurance994 Abbe Rd N ste 100(440) 281-8688
8Ryan Insurance Agency Inc105 Cleveland St(440) 322-3200
9JC Insurance Agency, Inc.30 West Ave(440) 322-7900
10Daniel Gossman: Allstate Insurance500 E Broad St(440) 323-7911
SK
10247 Dewhurst Rd Ste 102B
Sean Krause - State Farm Insurance Agent
Condo Insurance Agent · Elyria, OH

Sean Krause - State Farm Insurance Agent serves the Elyria, Ohio, area with condo insurance policies tailored to local homeowners. This agency helps clients secure coverage for their individual units, including protection for personal property and interior structures not covered by a building’s master policy. Residents can receive guidance on liability limits and loss assessment coverage. The company also handles claims assistance and policy adjustments for shared building features. Among the specific services it manages in this region are personal liability protection and deductible waivers for condo association assessments.

CI
41436 Griswold Rd
Cobos Insurance Center
Condo Insurance Agent · Elyria, OH

Cobos Insurance Center provides a complete range of condo insurance services for property owners in Elyria, Ohio. It works with clients to build customized policies that protect individual units and personal belongings against common risks such as fire, theft, and water damage. The company also helps owners understand their master policy coverage to identify any gaps in protection. Its service plans typically include annual policy reviews to adjust coverage limits and deductibles as property values change. Cobos Insurance Center services single-family homes, apartments, retail properties, and restaurants.

JP
511 Abbe Rd N B
J.P. Merk - State Farm Insurance Agent
Condo Insurance Agent · Elyria, OH

J.P. Merk - State Farm Insurance Agent in Elyria, OH serves homeowners, businesses, and property managers by offering tailored condo insurance policies. This includes coverage for interior structures, personal property, and liability protection. The agency helps clients understand the differences between master policies and individual unit policies, ensuring each policy meets specific needs. It also assists with adjusting deductibles and choosing appropriate liability limits. Along with serving the Elyria community, J.P. Merk provides condo insurance services to clients in the greater Lorain–Elyria metropolitan area.

RI
490 Cleveland St
Riddell Insurance
Condo Insurance Agent · Elyria, OH

Riddell Insurance serves Elyria, Ohio, and its surrounding communities in Lorain County, providing condo insurance for individual unit owners. They handle coverage for interior structures, personal property, and liability protection specific to condominium associations' master policies. Policies can include assessments coverage and loss-of-use benefits for temporary relocation. The agency typically reviews each client’s association bylaws and unit specifics to tailor coverage that addresses gaps between the master policy and personal needs, ensuring appropriate limits are recommended for potential claims.

HI
43099 N Ridge Rd
Hoyas Insurance Group
Condo Insurance Agent · Elyria, OH

Hoyas Insurance Group offers a full range of condo insurance services in Elyria, Ohio, including individual unit policies and master policy gap coverage. Its service approach focuses on explaining common area liability and protecting personal belongings and interior finishes. Regular policy reviews are available to help adjust coverage after renovations or changes in association rules. The company serves condominium unit owners, including those living in single-family condos, townhouse complexes, apartment-style high-rises, and mixed-use buildings with ground-floor retail or casual dining spaces.

DZ
315 Middle Ave
Deborah Zerbini - Farmers Insurance - District 19
Condo Insurance Agent · Elyria, OH

Deborah Zerbini - Farmers Insurance - District 19 offers specialized policies for condo owners in Elyria, OH. The agency routinely assists clients in securing coverage for interior structures, personal belongings, and liability protection. Its general service work includes tailoring policies to meet individual financial and property needs. The agency particularly helps clients address coverage gaps after a severe winter storm damages shared building elements or causes interior water intrusion from frozen pipes.

CN
994 Abbe Rd N ste 100
Chad Nelson: Allstate Insurance
Condo Insurance Agent · Elyria, OH

When selecting between a one-time consultation and ongoing coverage management, Chad Nelson: Allstate Insurance serves condo owners in Elyria, Ohio. Their core work includes assessing individual master policy gaps, offering personal property and liability coverage that protects against common interior risks like water damage or theft. This agent provides standard claims assistance for incidents within the unit. Service operates on either a scheduled policy review or as-needed basis, adapting to each client’s specific unit changes or renewal timelines.

RI
105 Cleveland St
Ryan Insurance Agency Inc
Condo Insurance Agent · Elyria, OH

Ryan Insurance Agency Inc provides personalized insurance solutions for property owners in Elyria, OH. Its specialty add-ons focus specifically on condo insurance, tailoring coverage to meet the unique needs of individual unit owners and associations. The agency works closely with clients to assess risks and secure appropriate protection for their investments. Beyond residential condominiums, it can also serve local commercial sectors, including offices, warehouses, and food service establishments.

JI
30 West Ave
JC Insurance Agency, Inc.
Condo Insurance Agent · Elyria, OH

As autumn winds bring falling leaves to Elyria, clogged gutters become a hidden risk for condo owners, often leading to water damage claims. JC Insurance Agency, Inc. specializes in condo insurance tailored to these seasonal exposures, covering interior structures and personal property that association policies leave out. They help residents understand how master policies interact with individual needs for liability and loss assessment. The process for securing a new policy begins with a walk-through inspection of the unit.

DG
500 E Broad St
Daniel Gossman: Allstate Insurance
Condo Insurance Agent · Elyria, OH

Residential condo owners in Elyria, OH can consult Daniel Gossman’s Allstate Insurance for coverage of individual units and personal property. Commercial insurance options are also available for small buildings or rental units within the area. Policies address local liability concerns, dwelling protection, and loss assessments specific to condo associations. Follow-up inquiries or updates between regular policy reviews help ensure coverage adapts to changes in unit occupancy or building renovations.

SI
106 Middle Ave 2nd Floor
Savoy Insurance Group
Condo Insurance Agent · Elyria, OH
(440) 365-0435
savoyinsurance.com
PI
252 E Broad St
Prime insurance agency
Condo Insurance Agent · Elyria, OH
(440) 201-4637
SI
900 E Broad St
Schlather Insurance Agency
Condo Insurance Agent · Elyria, OH
(440) 366-1561
schlatherinsurance.com
HK
1200 E Broad St
Hovey, Kaiser Insurance Associates
Condo Insurance Agent · Elyria, OH
(440) 366-4653
hoveykaiser.com
EI
810 Taylor St
Elyria Insurance Agency Ltd.
Condo Insurance Agent · Elyria, OH
(740) 325-3142
JA
1131 E Broad St
J Arhar Agency - Farmers Insurance
Condo Insurance Agent · Elyria, OH
(440) 281-8099
farmersagent.com/jarhar
LS
515 Abbe Rd N
Linda Slatinsky - LS Insurance Agency
Condo Insurance Agent · Elyria, OH
(440) 365-0999
PI
490 Cleveland St
Parsons Insurance
Condo Insurance Agent · Elyria, OH
(440) 365-1681
parsons-insurance.com
FI
475 Middle Ave
Farmers Insurance - Tenisha Cruz
Condo Insurance Agent · Elyria, OH
(440) 822-3337
agents.farmers.com/oh/elyria/tenisha-cruz

What Does a a Condo Insurance Agent in Elyria Cost?

Typical condo insurance premiums in Ohio range from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect cost include the unit value your deductible amount and the age of the building. An agent in Elyria can provide a quote based on your specific unit and coverage needs. This is general information not insurance advice.

About condo insurance agents in Elyria

A condo insurance agent in Elyria Ohio helps you understand the unique coverage needed for your condominium unit. Ohio law does not require condo owners to carry insurance but your mortgage lender and condo association likely do. An agent can explain the difference between a master policy and your personal HO-6 policy and help you meet the requirements of your associations bylaws.

Frequently Asked Questions

What does a condo insurance agent in Elyria do?

A condo insurance agent helps you find an HO-6 policy that covers your personal property liability and improvements to your unit. They also explain how your policy coordinates with the condo associations master policy which is required by Ohio law for most associations.

Is condo insurance required by Ohio law?

Ohio law does not require condo owners to have insurance. However your mortgage lender will require it and your condo associations governing documents likely mandate a minimum amount of personal liability and loss assessment coverage.

What is loss assessment coverage for a condo in Ohio?

Loss assessment coverage pays your share of a special assessment from the condo association for a covered loss to common areas. Ohio agents often recommend at least 50000 dollars of this coverage to protect you from unexpected fees after a fire or storm.

Condo Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.