The top-rated condo insurance agent in Jacksonville, North Carolina is Jennifer DuFore - State Farm Insurance Agent, rated 4.8 stars across 381 reviews. Other highly rated options include Tina Glover - State Farm Insurance Agent, Compass Insurance Agency, Direct Auto Insurance. This directory lists 20 condo insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer DuFore - State Farm Insurance Agent | 1368 Piney Green Rd Ste 3 | (910) 378-7900 |
| 2 | Tina Glover - State Farm Insurance Agent | 510 Court St #100 | (910) 577-0234 |
| 3 | Compass Insurance Agency | 116 Center St | (910) 353-2160 |
| 4 | Direct Auto Insurance | 230 Wilmington Hwy | (910) 938-4668 |
| 5 | SIA Group | 827 Gum Branch Rd | (800) 682-7741 |
| 6 | Kolstad Insurance Services, LLC | 200 Valencia Dr #124 | (910) 378-1378 |
| 7 | Carolina Claims Solutions | 200 Valencia Dr | (910) 803-8009 |
| 8 | Foy's Insurance Agency | 218 Wilmington Hwy | (910) 455-4115 |
| 9 | Michelle Bennett: Allstate Insurance | 445 Western Blvd M | (910) 347-1248 |
| 10 | Sheally Insurance Group, formerly Lawson-Wagner Agency - Nationwide Insurance | 207 Western Blvd Suite A | (910) 455-0785 |
Jennifer DuFore - State Farm Insurance Agent serves the Jacksonville, North Carolina area as a specialist in condo insurance. The company helps owners of condominium units secure coverage for their individual walls, floors, and personal belongings within a complex. Its policies typically protect against common named perils like fire, theft, and water damage from burst pipes. In this coastal region, the agency focuses on personal liability protection for guests and uninsured repairs to interior fixtures and appliances.
Tina Glover - State Farm Insurance Agent in Jacksonville, NC provides condo insurance services that help protect personal property and provide liability coverage within a condominium unit. Service plans include policies tailored to cover interior fixtures, appliances, and personal belongings against common risks like fire or theft. The agent works with clients to determine appropriate dwelling coverage levels that complement the condo association’s master policy. This office services single-family homes, apartments, retail, and restaurants.
Compass Insurance Agency serves homeowners and property managers in Jacksonville, North Carolina, by providing specialized condo insurance policies tailored to individual unit owners and entire association buildings. It assists clients with navigating local coverage requirements for shared structures, liability protection, and personal belongings. The agency also works with investors holding multiple condominium properties in the area. Its service area extends to the neighboring community of Sneads Ferry, offering the same dedicated guidance for coastal condo insurance needs.
Direct Auto Insurance, serving Jacksonville, North Carolina, and the surrounding Onslow County communities, handles condo insurance policies for local unit owners. In this area, coverage typically protects interior structures, personal belongings, and liability inside the condominium. The company generally works with clients to assess their specific needs as dictated by their homeowners association master policy, then tailors a personal policy to fill any coverage gaps.
SIA Group serves Jacksonville, North Carolina, and the surrounding Onslow County communities. It handles a range of condo insurance needs, including policies tailored to individual unit owners and building associations. Each client’s situation is reviewed closely to match coverage with regional coastal risks and local property types. For a typical job, the agent begins by assessing the condo’s specific bylaws and exposure to storms before presenting clear policy options.
Kolstad Insurance Services, LLC, located in Jacksonville, NC, helps clients distinguish between one-time policy purchases for a new condo and recurring coverage that adjusts annually to changing building requirements. Their role as a condo insurance agent involves explaining how master policies differ from individual interior protection, including liability and personal property. This office serves local condominium owners on either a one-time transaction basis or a scheduled recurring service plan.
When coastal storms or seasonal humidity threaten the Jacksonville, NC area, Carolina Claims Solutions helps condo owners review their existing policies for adequate dwelling and liability coverage. The agency focuses on navigating the specific insurance requirements that come with shared-wall and community-association living arrangements. Clients receive clear explanations of how building master policies interact with individual unit protection. An initial, in-person assessment of the property is scheduled to identify any structural vulnerabilities that could affect coverage terms.
Foy's Insurance Agency in Jacksonville, NC, specializes in securing condo insurance policies that cover interior structures and personal belongings. It offers general property insurance services, including liability protection for common areas and loss assessment coverage for shared amenities. The agency helps clients find policies that meet homeowners association requirements. During hurricane season, it assists with windstorm and flood insurance needs for coastal condominium units.
Michelle Bennett: Allstate Insurance provides residential condo insurance services to clients in Jacksonville, North Carolina. Commercial coverage is also available for local condominium associations and business properties within the broader area. Policies can be tailored to protect individual units from common risks like water damage or liability claims. The agency assists with initial policy setup and adjustments for renovations or new purchases. Clients often return for annual policy reviews or to update coverage between regular visits, ensuring consistent protection.
Sheally Insurance Group, formerly Lawson-Wagner Agency, provides insurance services in Jacksonville, North Carolina. As a Nationwide Insurance affiliate, it offers condo insurance policies tailored to protect individual unit owners from common exposure risks. Clients receive guidance on coverage for interior structures, personal property, and liability within condominium associations. The agency works primarily with residential condo owners but also serves commercial sectors needing specialized protection for offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Jacksonville Cost?
Typical condo insurance in Jacksonville North Carolina costs between 200 and 500 dollars per year for a standard unit. Factors like location near the coast, the age of the building, and the amount of personal property coverage affect the price. This is general information and not insurance advice.
About condo insurance agents in Jacksonville
Condo insurance agents in Jacksonville North Carolina help you understand the specific coverage needed for your unit. North Carolina law requires condo associations to carry a master policy, but your personal belongings and interior improvements are your responsibility. A local agent can explain how the NC Condominium Act affects your insurance needs and help you avoid gaps in coverage.
Frequently Asked Questions
What does a condo insurance agent in Jacksonville do?
A condo insurance agent helps you find a policy that covers your personal property, liability, and interior upgrades. They also explain how your policy coordinates with the associations master policy in North Carolina.
Is condo insurance required in North Carolina?
North Carolina law does not require individual condo insurance, but most mortgage lenders do. Your condo association may also require you to carry a minimum amount of liability coverage.
How does North Carolina law affect my condo insurance?
Under the North Carolina Condominium Act, the association must insure common areas and the building structure. Your personal policy covers your unit from the drywall inward, including fixtures and upgrades you have made.
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